topic Re: Which card do you use at Costco? in Credit Cards

Which card do you use at Costco?

too-much-time — Thu, 17 Oct 2013 07:05:29 GMT

I love my TrueEarnings for gas, but which card do you use inside, generally not considered to be grocery?

Re: Which card do you use at Costco?

Creditaddict — Thu, 17 Oct 2013 07:35:23 GMT

TrueEarnings but been thinking about showing some activity to Macys Elite Amex... It's same 1% but I'm still Exec so that's 2% too!

Re: Which card do you use at Costco?

Anonymous — Thu, 17 Oct 2013 07:38:15 GMT

The best rewards card for Costco is probably the fidelity Amex, I think.

Re: Which card do you use at Costco?

Creditaddict — Thu, 17 Oct 2013 07:41:51 GMT

Pretty much the best card period almost! Without rotations!

Re: Which card do you use at Costco?

DigitalArk — Thu, 17 Oct 2013 16:24:08 GMT

USAA Amex, 2 points/dollar for groceries and gas.

TrueEarnings as well.

Re: Which card do you use at Costco?

Themanwhocan — Thu, 17 Oct 2013 11:27:13 GMT

I don't shop at costco.

However, the VISA MCC code for costco is: DISCOUNT STORES / WAREHOUSE / WHOLESALE - 5300

Therefore I assume the best card to use would be a Huntington Voice credit card, selecting Discount Stores as the 3% cash back category.

Re: Which card do you use at Costco?

RockinRay — Thu, 17 Oct 2013 12:04:23 GMT

TrueEarnings.

Re: Which card do you use at Costco?

sillykitty1 — Thu, 17 Oct 2013 13:47:25 GMT

@Themanwhocan wrote:
I don't shop at costco.

However, the VISA MCC code for costco is: DISCOUNT STORES / WAREHOUSE / WHOLESALE - 5300

Therefore I assume the best card to use would be a Huntington Voice credit card, selecting Discount Stores as the 3% cash back category.

Costco in store does not accept Visa ... only Amex, cash or debit. Visa/MCC is accepted online though.

Re: Which card do you use at Costco?

Cprman — Thu, 17 Oct 2013 13:47:52 GMT

Amex Blue Cash

Re: Which card do you use at Costco?

thelethargicage — Thu, 17 Oct 2013 14:42:19 GMT

Blue Cash Preferred (which actually gets me 1% cashback, not .25% as some blogs claim)

Re: Which card do you use at Costco?

MsLadyRover — Thu, 17 Oct 2013 15:26:32 GMT

I use Amex Zync at Costco because it's the only Amex I have.

Re: Which card do you use at Costco?

sccredit — Thu, 17 Oct 2013 16:13:31 GMT

I use my BCP

Re: Which card do you use at Costco?

Anonymous — Thu, 17 Oct 2013 17:09:05 GMT

@DigitalArk wrote:
USAA Amex, 2 points/dollar for groceries and gas.

TrueEarnings as well.

Does Costco gas ring up as gas category for USAA? For example, BCP which is 6% gas will got credit Costco gas for 6%.

Re: Which card do you use at Costco?

Anonymous — Thu, 17 Oct 2013 17:27:38 GMT

I wish they would let you use Visa/MC being that is the only place I shop for groceries!

Re: Which card do you use at Costco?

Creditaddict — Thu, 17 Oct 2013 18:05:32 GMT

@Anonymous wrote:
@DigitalArk wrote:
USAA Amex, 2 points/dollar for groceries and gas.

TrueEarnings as well.
Does Costco gas ring up as gas category for USAA? For example, BCP which is 6% gas will got credit Costco gas for 6%.

Yes I believe Costco Gas does ring up Gas.

BCP is 6% Grocery and 3% Gas, same as the Costco True Earnings.

Re: Which card do you use at Costco?

red259 — Thu, 17 Oct 2013 18:39:35 GMT

@sillykitty1 wrote:
@Themanwhocan wrote:
I don't shop at costco.

However, the VISA MCC code for costco is: DISCOUNT STORES / WAREHOUSE / WHOLESALE - 5300

Therefore I assume the best card to use would be a Huntington Voice credit card, selecting Discount Stores as the 3% cash back category.
Costco in store does not accept Visa ... only Amex, cash or debit. Visa/MCC is accepted online though.

For those without an amex you can load up a costco card online with your visa/MC and use that at the store. This way you still get points vs using a debit card/cash. The exclusive use of Amex only at costco stores is a huge downside of costco.

Re: Which card do you use at Costco?

Anonymous — Thu, 17 Oct 2013 19:00:12 GMT

@Creditaddict wrote:
@Anonymous wrote:
@DigitalArk wrote:
USAA Amex, 2 points/dollar for groceries and gas.

TrueEarnings as well.
Does Costco gas ring up as gas category for USAA? For example, BCP which is 6% gas will got credit Costco gas for 6%.
Yes I believe Costco Gas does ring up Gas.
BCP is 6% Grocery and 3% Gas, same as the Costco True Earnings.

Pretty sure that BCP rings up Costco Gas as 1%. Been a while since I tried, but I remember checking this out back in the day. Would be nice to find out differently. Can anyone confirm one way or another?

Re: Which card do you use at Costco?

MC9199 — Thu, 17 Oct 2013 19:19:10 GMT

@red259 wrote:
For those without an amex you can load up a costco card online with your visa/MC and use that at the store. This way you still get points vs using a debit card/cash. The exclusive use of Amex only at costco stores is a huge downside of costco.

Great tip, thanks!

Re: Which card do you use at Costco?

thelethargicage — Thu, 17 Oct 2013 19:58:04 GMT

@Anonymous wrote:
@Creditaddict wrote:
@Anonymous wrote:
@DigitalArk wrote:
USAA Amex, 2 points/dollar for groceries and gas.

TrueEarnings as well.
Does Costco gas ring up as gas category for USAA? For example, BCP which is 6% gas will got credit Costco gas for 6%.
Yes I believe Costco Gas does ring up Gas.
BCP is 6% Grocery and 3% Gas, same as the Costco True Earnings.
Pretty sure that BCP rings up Costco Gas as 1%. Been a while since I tried, but I remember checking this out back in the day. Would be nice to find out differently. Can anyone confirm one way or another?

Yup, 1% on Costco gas with BCP.

Re: Which card do you use at Costco?

brother7 — Fri, 18 Oct 2013 13:21:35 GMT

At Costco gas, I use the TrueEarnings Business Card (4% cash back at US gas stations and on gasoline at Costco for purchases up to $7,000 per year)

Inside Costco, I use the Fidelity Investment Rewards card (2% cash back, no limit)

In addition, Costco Executive Members get a 2% annual reward, up to $750/year. (doesn't include gas)