topic Question on PC in Credit Cards

Question on PC

kkapdolee — Sun, 20 Oct 2013 20:46:47 GMT

1. If I do PC from Cap1 Platinum to Quicksilver, will my credit history show one card or will it show as Platinum closed and Quicksilver open?

2. If I do PC, do I still get the introductory reward offers like $100 back for first $500 spent?

Thanks.

Re: Question on PC

bigbang91 — Sun, 20 Oct 2013 21:01:24 GMT

You'll get a new account number with date opened same as ur platinum, ur platinum will be listed as close. And the intro reward is 4 new customer only i think. That's how BOA treats me when i pc, no intro apr no intro reward

Re: Question on PC

09Lexie — Sun, 20 Oct 2013 21:23:07 GMT

To answer your questions:

1. Your CR's do not designate QS or Plat just your account number, therefore the information will remain the same UNLESS you are going from a Visa to a MC.

2. PCs are not eligible for sign up bonuses but if you are currently in a promotion the PC'd card will retain the same offer.

Re: Question on PC

FinStar — Sun, 20 Oct 2013 21:27:01 GMT

@bigbang91... AFAIK, the account number doesn't change when converting from an existing legacy Capital One product to QS. Where did you obtain such data point?

OP - the rewards bonus would not apply in your case since it is only available for new QS applicants.