topic Re: For those into metal cards............ in Credit Cards

For those into metal cards............

Anonymous — Thu, 17 Oct 2013 05:43:04 GMT

http://www.blackcard.com/

It used to be made out of carbon, but now the front is stainless steel, and the back is still carbon.

That really does seem to be the only good thing about the card though.

EDIT: Just to clarify, I am NOT recommending anyone to apply.

And for additional clarification..................

THE AF IS $495 (NOT WAIVED).

Re: For those into metal cards............

RushXTC — Wed, 16 Oct 2013 23:24:33 GMT

$495 Annual Fee? No thanks.

Re: For those into metal cards............

jgodfrey82 — Wed, 16 Oct 2013 23:25:14 GMT

My friend has it.. like a 500 annual fee.. really not worth it if you ask me. However every time he whips it out, people do say "ohh the black card".. too bad it is probably the amex black they have heard about

Re: For those into metal cards............

FinStar — Wed, 16 Oct 2013 23:26:38 GMT

@Anonymous wrote:
http://www.blackcard.com/

It used to be made out of carbon, but now the front is stainless steel, and the back is still carbon.
That really does seem to be the only good thing about the card though.

I saw the splash ad in one of the websites I was perusing earlier today. You can probably fry an egg on it...LOL So it still has carbon components? Looks like the benefits are pretty much the same (i.e. "ok" ) as before if I recall correctly.

Re: For those into metal cards............

jgodfrey82 — Wed, 16 Oct 2013 23:29:18 GMT

I really dont think its carbon.. maybe carbon printed... every time ive seen it, just looks flat black.

Re: For those into metal cards............

B335is — Wed, 16 Oct 2013 23:29:52 GMT

@Anonymous wrote:

It used to be made out of carbon, but now the front is stainless steel, and the back is still carbon.
That really does seem to be the only good thing about the card though.

+1

Good looking card. Does Barclays do the underwriting?

Re: For those into metal cards............

Smug — Wed, 16 Oct 2013 23:30:00 GMT

You really need attention if you pay that annual fee.... Poor attention starved people.

Re: For those into metal cards............

Anonymous — Wed, 16 Oct 2013 23:33:49 GMT

@FinStar wrote:
I saw the splash ad in one of the websites I was perusing earlier today. You can probably fry an egg on it...LOL So it still has carbon components? Looks like the benefits are pretty much the same (i.e. "ok" ) as before if I recall correctly.

Yea same I saw the ad while browsing cnn's website.

For a $400+ AF card, the benefits do seem very lackluster.

And it's not even a visa signature card....?

@B335is wrote:
@Anonymous wrote:

It used to be made out of carbon, but now the front is stainless steel, and the back is still carbon.
That really does seem to be the only good thing about the card though.

+1

Good looking card. Does Barclays do the underwriting?

Yes the card is underwritten by Barclays.

And to clarify: No, I'm not recommending anyone to actually apply for this card.

Re: For those into metal cards............

jgodfrey82 — Wed, 16 Oct 2013 23:35:29 GMT

Is it a npsl signature card or do they issue limits? Ive never asked my buddy... he pays the AF obviously, but he also spends $100 bills like they are 1's

Re: For those into metal cards............

Anonymous — Wed, 16 Oct 2013 23:38:14 GMT

@jgodfrey82 wrote:
Is it a npsl signature card or do they issue limits? Ive never asked my buddy... he pays the AF obviously, but he also spends $100 bills like they are 1's

Doesn't seem to mention it's NPSL.

They do issue limits though.

Before CARD act was implemented, There were people whom got approved for 500CL and then charged $495 AF on it, essentially leaving $5 as available credit.

Re: For those into metal cards............

Meltdownblitz — Thu, 17 Oct 2013 00:13:12 GMT

@Anonymous wrote:
@jgodfrey82 wrote:
Is it a npsl signature card or do they issue limits? Ive never asked my buddy... he pays the AF obviously, but he also spends $100 bills like they are 1's
Doesn't seem to mention it's NPSL.
They do issue limits though.

Before CARD act was implemented, There were people whom got approved for 500CL and then charged $495 AF on it, essentially leaving $5 as available credit.

Wow that seems greedy on Barclays part, definitely should have been denied instead of given 500 CL and $495 AF! There are many articles of this card compared to the AMEX Plat. Amex Plat definitely much better perks if you want this sort of card with the AF

Re: For those into metal cards............

Gatortrout — Thu, 17 Oct 2013 01:52:11 GMT

@smug: lol!

I've never understood any interest in this card.

Re: For those into metal cards............

eddie84 — Thu, 17 Oct 2013 02:52:43 GMT

Haha thanks for the link enharu. I clicked on it, started filling out the form and then saw the AF and I was like oh crap! cancel, cancel!

I really don't understand how that card is still survivin...

Anonymous — Thu, 17 Oct 2013 03:00:21 GMT

I really don't understand how that card is still surviving. For cards in the $400-$600 AF range, it has to be the at the bottom of the barrel. Why would anyone want this card when other cards (at the $400-$600 AF ranges) are by far superior?!

Re: For those into metal cards............

IcEWoLF — Thu, 17 Oct 2013 04:13:30 GMT

Ah enharu, I was looking at that just last night...and I was comparing the benfits, wow it's total crap.

The card looks cool, however like enharu said, that's about it.

No Visa Signature benefits.

No competitive rewards.

Sounds like a poor man's centurion card.

Heck, if I am going to spend that kind of money on a premium card, then I'd go with the AMEX platinum in a heartbeat. Plus cheaper AF and better rewards structure.

Re: For those into metal cards............

MACFRME — Thu, 17 Oct 2013 05:20:01 GMT

They were charging a $495 annual fee on a $500 credit limit card? Man! First Premier would give people at least $225 of available credit when they opened those fee harvesters. To me, Barclays is more subprime. They closed an iTunes Visa I had a couple of years back because they didn't like the number of new accounts I had (like 3 in one year). I can honestly that First Premier treated me better than they did. My iTunes Visa had a $250 CL and FP had $400.

Regrding metal cards, I really like my CSP. Booking travel through Ultimate Rewards is saving me a lot of money on my trip to Italy next year. Not to mention, no AF the first year and $500 (travel) or $400 (cash) signup bonus. They more than doubled my highest reporting limit of $4,500 when I applied too. Yay Chase.

Re: For those into metal cards............

Anonymous — Thu, 17 Oct 2013 05:51:28 GMT

@eddie84 wrote:
Haha thanks for the link enharu. I clicked on it, started filling out the form and then saw the AF and I was like oh crap! cancel, cancel!

haha my bad. I edited the first post just so people can see the AF in case they miss it on barclay's website.

@IcEWoLF wrote:
Ah enharu, I was looking at that just last night...and I was comparing the benfits, wow it's total crap.
The card looks cool, however like enharu said, that's about it.
No Visa Signature benefits.
No competitive rewards.

Sounds like a poor man's centurion card.

Heck, if I am going to spend that kind of money on a premium card, then I'd go with the AMEX platinum in a heartbeat. Plus cheaper AF and better rewards structure.

To be really honest, I think this card is horrible.

I am not sure which lounge access program the card has, but I wouldn't get this card even if it comes with priority pass prestige.

Re: For those into metal cards............

Anonymous — Thu, 17 Oct 2013 09:08:40 GMT

I would just get CSP lol

Re: For those into metal cards............

Duncanrr — Thu, 17 Oct 2013 14:21:49 GMT

If you really want a metal credit card, I suggest getting one that is at least useful. Perhaps this one?

http://www.miniinthebox.com/cardsharp-2-black-blade-credit-card-folding-safety-knife_p387069.html?currency=USD&litb_from=paid_adwords_shopping&gclid=CK2NlqeInroCFQSf4AodMRsAiA

Re: For those into metal cards............

Anonymous — Thu, 17 Oct 2013 14:30:27 GMT

@Duncanrr wrote:
If you really want a metal credit card, I suggest getting one that is at least useful. Perhaps this one?

http://www.miniinthebox.com/cardsharp-2-black-blade-credit-card-folding-safety-knife_p387069.html?currency=USD&litb_from=paid_adwords_shopping&gclid=CK2NlqeInroCFQSf4AodMRsAiA

Wow, If i had the money to spare at the moment I would totally get one. This is sweet =D