topic Re: Looking To Get A New Credit Card, Suggestions Anyone? =) in Credit Cards

Looking To Get A New Credit Card, Suggestions Anyone? =)

Anonymous — Wed, 23 Oct 2013 20:17:33 GMT

hey myfico family, im looking to get another credit card right now, anyone suggest anything great out there right now?

i have a BoA Better Rewards at 3k and a Wells Fargo secured yet to graduate right now.

Credit Score is in Mid to High 700s.

Re: Looking To Get A New Credit Card, Suggestions Anyone? =)

Anonymous — Wed, 23 Oct 2013 20:21:16 GMT

You will need to provide more details. Interested in travel rewards, cash back, store cards? Baddies, AAOA, inq's?

Re: Looking To Get A New Credit Card, Suggestions Anyone? =)

Anonymous — Wed, 23 Oct 2013 20:23:19 GMT

no baddies, not exactly sure what my AoAA is. just looking to see whats good out there and maybe considering it. would like to have a card to put daily purchases on, most likely a cash back card.

Re: Looking To Get A New Credit Card, Suggestions Anyone? =)

sccredit — Wed, 23 Oct 2013 21:00:01 GMT

With the information provided (sorry, you've given us very little to go off of) I would say Discover it or Chase Freedom.

Re: Looking To Get A New Credit Card, Suggestions Anyone? =)

Anonymous — Wed, 23 Oct 2013 21:04:18 GMT

AAOA = avg age of accounts

How long have you had your current cc's? Any other loans, installments? Current util?

Re: Looking To Get A New Credit Card, Suggestions Anyone? =)

Anonymous — Wed, 23 Oct 2013 21:07:51 GMT

ive decided im gonna go with the Chase Freedom. Thanks. =)

Re: Looking To Get A New Credit Card, Suggestions Anyone? =)

dodgerslv — Wed, 23 Oct 2013 21:09:39 GMT

@Anonymous wrote:
ive decided im gonna go with the Chase Freedom. Thanks. =)

and remember if you get the pending review message, call them right away. They are easy to talk with....good luck and keep us posted!

Re: Looking To Get A New Credit Card, Suggestions Anyone? =)

Themanwhocan — Wed, 23 Oct 2013 21:34:43 GMT

I would have suggested the Sallie Mae World MasterCard. Its pretty easy to obtain. And a very useful and versatile card.

https://www.salliemae.com/landing/WorldCreditCard/

5% cash back on Groceries capped at $250/month

5% cash back on Gas Stations capped at $250/month

5% cash back on Book Stores capped at $750/month

Re: Looking To Get A New Credit Card, Suggestions Anyone? =)

Anonymous — Wed, 23 Oct 2013 21:50:29 GMT

WEll, that's why we needed more details. SM could be great, or, if the OP doesn't buy gas, eats out, and doesn't really buy stuff from amazon, not so useful.

I guess people tend not to realize the variability as to what makes a card good for you, I'm assuming they wouldn't ask "Who should I marry" or "What should I study" in quite the same way!

Re: Looking To Get A New Credit Card, Suggestions Anyone? =)

Anonymous — Wed, 23 Oct 2013 22:02:10 GMT

I feel like I was left waiting on a response...

Re: Looking To Get A New Credit Card, Suggestions Anyone? =)

sccredit — Wed, 23 Oct 2013 22:11:44 GMT

@Anonymous wrote:
I feel like I was left waiting on a response...

Is that like a left at the altar feeling?

Re: Looking To Get A New Credit Card, Suggestions Anyone? =)

Anonymous — Wed, 23 Oct 2013 22:14:13 GMT

@sccredit

Pretty much

Re: Looking To Get A New Credit Card, Suggestions Anyone? =)

sccredit — Wed, 23 Oct 2013 22:17:02 GMT

@Anonymous wrote:
@sccredit

Pretty much

He'll be back when one isn't enough. Maybe he'll write you then.....

Re: Looking To Get A New Credit Card, Suggestions Anyone? =)

Anonymous — Wed, 23 Oct 2013 22:20:29 GMT

Sorry guys, was on the phone with chase. Got approved for the Chase Freedom, added my mom as authorized user. Thanks for all your suggestions. =)

Re: Looking To Get A New Credit Card, Suggestions Anyone? =)

Anonymous — Wed, 23 Oct 2013 22:30:52 GMT

Congratulations.

Re: Looking To Get A New Credit Card, Suggestions Anyone? =)

Themanwhocan — Thu, 24 Oct 2013 00:01:20 GMT

@Anonymous wrote:
WEll, that's why we needed more details. SM could be great, or, if the OP doesn't buy gas, eats out, and doesn't really buy stuff from amazon, not so useful.

I guess people tend not to realize the variability as to what makes a card good for you, I'm assuming they wouldn't ask "Who should I marry" or "What should I study" in quite the same way!

Grocerys, not Restaurants. Most people buy food at grocery stores occasionally

But as a person who hasn't purchased gasoline in over 15 years, I do appreciate your point

PS: You should marry the person who makes you happy. And always study the manual...

Re: Looking To Get A New Credit Card, Suggestions Anyone? =)

Anonymous — Thu, 24 Oct 2013 00:04:42 GMT

@Themanwhocan wrote:
@Anonymous wrote:
WEll, that's why we needed more details. SM could be great, or, if the OP doesn't buy gas, eats out, and doesn't really buy stuff from amazon, not so useful.

I guess people tend not to realize the variability as to what makes a card good for you, I'm assuming they wouldn't ask "Who should I marry" or "What should I study" in quite the same way!
Grocerys, not Restaurants. Most people buy food at grocery stores occasionally

But as a person who hasn't purchased gasoline in over 15 years, I do appreciate your point

PS: You should marry the person who makes you happy. And always study the manual...

Yes, I know groceries. Should be parsed as "those that don't buy gas, those that eat out rather than buy groceries,...." I agree that most people do buy at least a little at supermarkets now and then (and, per my strong position on BCP, you can use Sallie Mae at big supermarkets to buy $250 of gift cards to where you do spend money!) but it's not such a strong candidate for those groups of people.