topic Re: AMEX 3x CLI question in Credit Cards

AMEX 3x CLI question

tattooedhusker — Wed, 06 Nov 2013 16:29:39 GMT

Just a quick question that I need some advice on. I have two AMEX cards (Delta & BCE) that I had gotten 5 days apart. My question is should I request the CLI on one or both of the cards? I would hate to request one and get denied for the other. Thoughts?

Re: AMEX 3x CLI question

Exonumist — Wed, 06 Nov 2013 16:32:07 GMT

AFAIK you can request one and then won't be eligible for an increase on either for 6 months. Someone who has had multiple cards at once might be able to give you a more solid answer though.

Re: AMEX 3x CLI question

Luscher — Wed, 06 Nov 2013 18:48:10 GMT

That may be true^ but I remember hearing that it is 61 days from each card.

Re: AMEX 3x CLI question

espnjunkie — Wed, 06 Nov 2013 18:50:42 GMT

I';d just ask for the CLI on one of the cards, not both. Don't rock the boat with Amex and they will treat you well

Re: AMEX 3x CLI question

09Lexie — Wed, 06 Nov 2013 21:23:46 GMT

You can only receive one CLI per account holder -not per cc. Choose whichever card you use the most IMO - once approved you will be Ineligible for a CLI for any cc for 180 days.

Re: AMEX 3x CLI question

MACFRME — Wed, 06 Nov 2013 22:49:41 GMT

In the spirit of this thread, I also have questions. I just opened a Gold Delta $1K CL and a Green charge. I am expecting that my Delta card will triple to $3K at day 61, which happens to be Christmas. However, it will still be lower than most of my other cards. I understand there is also a 180-day CLI after there, in which I might be able to triple it again to $9K. Is that correct?

Re: AMEX 3x CLI question

09Lexie — Wed, 06 Nov 2013 23:40:08 GMT

That is correct

Re: AMEX 3x CLI question

takeshi74 — Thu, 07 Nov 2013 00:02:27 GMT

Definitely read the 3X CLI thread. It addresses the time between CLI requests.

@tattooedhusker wrote:
Just a quick question that I need some advice on. I have two AMEX cards (Delta & BCE) that I had gotten 5 days apart. My question is should I request the CLI on one or both of the cards? I would hate to request one and get denied for the other. Thoughts?

We need a lot more info from you as this isn't a one-size-fits-all matter. Which card it more useful to you? What are your priorities? If you're looking to get the highest CL's then it would make more sense to do the 3X CLI on the card with the higher CL, for example. If one card is more useful to you and that's a priority then it might make more sense to request the 3X CLI on that card.

Re: AMEX 3x CLI question

wHiTeSoL — Thu, 07 Nov 2013 00:38:07 GMT

@09Lexie wrote:
You can only receive one CLI per account holder -not per cc. Choose whichever card you use the most IMO - once approved you will be Ineligible for a CLI for any cc for 180 days.

+1 CLI timelines are per account and not per card. Hence once you request a 61 3x on one card pass or fail you will be denied for the second one. I was in your same situation, I got them 20 days apart, and decided the BCE would be more useful for me so I requested that.

Re: AMEX 3x CLI question

tattooedhusker — Thu, 07 Nov 2013 14:45:43 GMT

@09Lexie wrote:
You can only receive one CLI per account holder -not per cc. Choose whichever card you use the most IMO - once approved you will be Ineligible for a CLI for any cc for 180 days.

Thanks Lexie, that is the answer I was looking for!

Re: AMEX 3x CLI question

09Lexie — Thu, 07 Nov 2013 17:28:44 GMT

No problem!