https://ficoforums.myfico.com/t5/Credit-Cards/Duck-Card-Approval-Chances/m-p/2570435#M735329 <P>Hello All,</P><P>&nbsp;</P><P>I got the 7-10 day message on the dcuk card application. Fico score 652/ credit history 12 years/ inq 6 in the last 6 months/. Spoke with analyst today, said that my&nbsp; applicatiaction is in the decsion pending stage. She also stated that it takes&nbsp; 7-10 days to complete....</P><P>&nbsp;</P><P>Has anyone gone through this and received the card?</P><P>I was wondering does this mean I was declined and they just couldnt tell me over the phone?</P><P>&nbsp;</P><P>Thanks.</P> Thu, 07 Nov 2013 16:24:07 GMT Sexyblue 2013-11-07T16:24:07Z https://ficoforums.myfico.com/t5/Credit-Cards/Duck-Card-Approval-Chances/m-p/2570435#M735329 <P>Hello All,</P><P>&nbsp;</P><P>I got the 7-10 day message on the dcuk card application. Fico score 652/ credit history 12 years/ inq 6 in the last 6 months/. Spoke with analyst today, said that my&nbsp; applicatiaction is in the decsion pending stage. She also stated that it takes&nbsp; 7-10 days to complete....</P><P>&nbsp;</P><P>Has anyone gone through this and received the card?</P><P>I was wondering does this mean I was declined and they just couldnt tell me over the phone?</P><P>&nbsp;</P><P>Thanks.</P> Thu, 07 Nov 2013 16:24:07 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Duck-Card-Approval-Chances/m-p/2570435#M735329 Sexyblue 2013-11-07T16:24:07Z https://ficoforums.myfico.com/t5/Credit-Cards/Duck-Card-Approval-Chances/m-p/2570811#M735331 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/631044">@Sexyblue</a> wrote:<BR /><P>Hello All,</P><P>&nbsp;</P><P>I got the 7-10 day message on the dcuk card application. Fico score 652/ credit history 12 years/ inq 6 in the last 6 months/. Spoke with analyst today, said that my&nbsp; applicatiaction is in the decsion pending stage. She also stated that it takes&nbsp; 7-10 days to complete....</P><P>&nbsp;</P><P>Has anyone gone through this and received the card?</P><P>I was wondering does this mean I was declined and they just couldnt tell me over the phone?</P><P>&nbsp;</P><P>Thanks.</P><HR /></BLOCKQUOTE><P>There is a huge discussion over this but I believe it was mentioned that many people go through a manual review before approval. Just based on your Fico score and the information from the other discussion I would say 50/50 with the upside being an approval of 1-3k. Again just what I personally have gathered from reading all the threads. I'm crossing my fingers for you though, good luck!</P> Thu, 07 Nov 2013 18:57:27 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Duck-Card-Approval-Chances/m-p/2570811#M735331 wHiTeSoL 2013-11-07T18:57:27Z