topic Re: The most popular Barclaycard credit card(s)? in Credit Cards

The most popular Barclaycard credit card(s)?

DigitalArk — Mon, 11 Nov 2013 04:52:41 GMT

Which one is it? If it's more than one, then which are those?

Re: The most popular Barclaycard credit card(s)?

myjourney — Mon, 11 Nov 2013 04:57:37 GMT

Arrival and Sallie mae

Re: The most popular Barclaycard credit card(s)?

lg8302ch — Mon, 11 Nov 2013 04:59:31 GMT

+1. fully agree

Re: The most popular Barclaycard credit card(s)?

Anonymous — Mon, 11 Nov 2013 05:00:27 GMT

I have the arrival and the sallie mae. I would assume they are the most popular. Use sallie mae for groceries mostly. Using the arrival annual fee version for anything that does not fall into a reward categories ie. bridge tolls, car registration, pre-paid cell phone cards, car insurance.

Re: The most popular Barclaycard credit card(s)?

Anonymous — Mon, 11 Nov 2013 06:04:29 GMT

@lg8302ch wrote:
+1. fully agree

And I would say that no-one here really knows (unless they know Barclays insiders who can tell them!) So for example, Apple and Rewards have both been popular here, Ring also has its followers and lots of people have the US Airways card. I suspect Sallie Mae isn't as popular as some of those, as it isn't marketed that well (I found out about it here!) but that is also just a guess.

Re: The most popular Barclaycard credit card(s)?

Anonymous — Mon, 11 Nov 2013 06:14:02 GMT

And don't know if we can read anything into this:

The majority of Barclaycards don’t have an annual fee, Wilmore said. The company is giving free FICO scores to customers of its Barclaycard-branded cards and those with Frontier Airlines and Carnival Cruise Lines.

So maybe those two cobrands are big for Barclays? (Or they just pay more)

Re: The most popular Barclaycard credit card(s)?

myjourney — Mon, 11 Nov 2013 06:58:29 GMT

I agree that Sallie Mae popularity may be due to the attention it gets on this forum

The Ring is great for anyone who wants to carry a balance at 8%

Every card has it's place and benefits users differently according to spending and travel rewards, bonus, points etc.

According to Fox news 9/2013 and this is just a sampling

The arrival is currently one of the top 5

http://www.foxnews.com/travel/2013/09/18/top-5-credit-cards-for-travel-rewards/

But all 5 could be sponsors of Fox news Lol YMMV

Re: The most popular Barclaycard credit card(s)?

Anonymous — Mon, 11 Nov 2013 07:07:02 GMT

Isn't that just the author's ranking of the top travel cards? Not related to how popular they are (I interpreted the OP question as something like "Which Barclaycard(s) has the highest number of customers?", not how good the cards are).

I would love to know this for many credit cards, in particular something like the CSP. Is it still fairly uncommon, hence the high bonus, or are there other reasons why Chase continues to push it..

Re: The most popular Barclaycard credit card(s)?

Anonymous — Mon, 11 Nov 2013 07:15:42 GMT

@Anonymous wrote:
Isn't that just the author's ranking of the top travel cards? Not related to how popular they are (I interpreted the OP question as something like "Which Barclaycard(s) has the highest number of customers?", not how good the cards are).

I would love to know this for many credit cards, in particular something like the CSP. Is it still fairly uncommon, hence the high bonus, or are there other reasons why Chase continues to push it..

Chase puts up a lot of TV ads during prime spots for the CSP, so a lot of people do know about the existence of the card, and are no longer as "surprised" the card is metal, or that you will reach a live operator once you call. However, as to whether the card is common / popular.........only Chase knows. Most normal people disregard most ads for credit cards / loans, with the auto financing / leasing promotions being the exception. Besides, getting approved for the card is another big question mark, even if people are interested.

Barclays cards in general doesn't seem that popular, or should I say well known, simply because of lack of exposure. There's no physical retail banking branches, and they dont advertise as much on TV / magazines, etc. They do advertise on financial blogs / sites, which helps in some ways, but the scope is still somewhat limited.

My best guess is that their most popular card is the Apple financing card, simply because of the fact that it offers 0% financing on Apple products and can be easily and readily applied for at Apple website / stores. Even if only 0.5% of the customers who bought something at Apple did apply for the card, that's still a lot of customers we're talking about.

Re: The most popular Barclaycard credit card(s)?

myjourney — Mon, 11 Nov 2013 07:35:59 GMT

Love this forum

Good question longtime OP I think asked which was the best of Barclay and we are just a small part of the info because we share info amongst the forum

enHaru also has a good point as far as marketing Barclay has more marketing in the UK and highly more popular there. Whereas it's fairly new to the US shores

Exposure Ads, marketing can expose and change the market share of any card thus I think Chase is leading the pack by booming the airwaves.

Good conversation guys

Edit at least I interpreted as best could have meant popular as title states

Re: The most popular Barclaycard credit card(s)?

heyitsyeh — Mon, 11 Nov 2013 08:06:46 GMT

Sallie Mae is Barclay's worst kept secret in this forum and best kept secret elsewhere.

Re: The most popular Barclaycard credit card(s)?

Anonymous — Mon, 11 Nov 2013 14:07:24 GMT

@myjourney wrote:

enHaru also has a good point as far as marketing Barclay has more marketing in the UK and highly more popular there. Whereas it's fairly new to the US shores

Yes, big in the UK. In fact, Barclays was my first bank account, first "ATM", first credit card etc. OT, but my first Barclays ATM was a paper-based system, you got a packet of maybe five vouchers, each one worth 10 pounds, you put the voucher in the machine, and it gave you 10 pounds back, keeping the voucher. Old timers, was there a similar thing in the US?

Re: The most popular Barclaycard credit card(s)?

myjourney — Mon, 11 Nov 2013 14:32:30 GMT

@Anonymous wrote:
@myjourney wrote:

enHaru also has a good point as far as marketing Barclay has more marketing in the UK and highly more popular there. Whereas it's fairly new to the US shores

Yes, big in the UK. In fact, Barclays was my first bank account, first "ATM", first credit card etc. OT, but my first Barclays ATM was a paper-based system, you got a packet of maybe five vouchers, each one worth 10 pounds, you put the voucher in the machine, and it gave you 10 pounds back, keeping the voucher. Old timers, was there a similar thing in the US?

I don't remember a paper system but here's a interesting tidbit you'll enjoy reading it turns out Barclay was first...wow

In simultaneous and independent efforts, engineers in Japan, Sweden, and Britain developed their own cash machines during the early 1960s.[6] The first of these that was put into use was by Barclays Bank in Enfield Town in North London, United Kingdom,[7] on 27 June 1967. This machine was the first in the UK and was used by English comedy actor Reg Varney, at the time so as to ensure maximum publicity for the machines that were to become mainstream in the UK. This instance of theinvention has been wrongly credited to John Shepherd-Barron of printing firm De La Rue,[8] who was awarded an OBE in the 2005 New Year Honours.[9] This design used paper cheques issued by a teller, marked with carbon-14 for machine readability and security, that were matched with a personal identification number.[8][10]

The Barclays-De La Rue machine (called De La Rue Automatic Cash System or DACS)[11] beat the Swedish saving banks' and a company called Metior's machine (a device called Bankomat) by a mere nine days and Westminster Bank’s-Smith Industries-Chubb system (called Chubb MD2) by a month. The collaboration of a small start-up called Speytec and Midland Bank developed a third machine which was marketed after 1969 in Europe and the USA by the Burroughs Corporation. The patent for this device (GB1329964) was filed on September 1969 (and granted in 1973) by John David Edwards, Leonard Perkins, John Henry Donald, Peter Lee Chappell, Sean Benjamin Newcombe & Malcom David Roe.

Both the DACS and MD2 accepted only a single-use token or voucher which was retained by the machine while the Speytec worked with a card with a magnetic strip at the back. They used principles includingCarbon-14 and low-coercivity magnetism in order to make fraud more difficult. The idea of a PIN stored on the card was developed by a British engineer working on the MD2 named James Goodfellow in 1965 (patent GB1197183 filed on 2 May 1966 with Anthony Davies). The essence of this system was that it enabled the verification of the customer with the debited account without human intervention. This patent is also the earliest instance of a complete “currency dispenser system” in the patent record. This patent was filed on 5 March 1968 in the USA (US 3543904) and granted on 1 December 1970. It had a profound influence on the industry as a whole. Not only did future entrants into the cash dispenser market such as NCR Corporation and IBM licence Goodfellow’s PIN system, but a number of later patents reference this patent as “Prior Art Device”.[12]

Re: The most popular Barclaycard credit card(s)?

Anonymous — Mon, 11 Nov 2013 14:43:34 GMT

Marked with Carbon 14, that's nice and explains all my mutations!

Re: The most popular Barclaycard credit card(s)?

myjourney — Mon, 11 Nov 2013 14:44:24 GMT

@Anonymous wrote:
Marked with Carbon 14, that's nice and explains all my mutations!

LMAO you sick ROFLOL