topic Capital One Credit Inform question in Credit Cards

Capital One Credit Inform question

DaBears — Tue, 12 Nov 2013 22:07:52 GMT

My wife has their card, She has a free service for credit monitoring through them called Credit Inform. I just looked at their website and it looks like they use some sort of Fico scoring model 350-850. Anyone can confirm?

DaBears

Re: Capital One Credit Inform question

trix_r_4_kids — Tue, 12 Nov 2013 23:01:39 GMT

@DaBears wrote:
My wife has their card, She has a free service for credit monitoring through them called Credit Inform. I just looked at their website and it looks like they use some sort of Fico scoring model 350-850. Anyone can confirm?

DaBears

I use Credit Inform. The scores do range from 350 to 850. However, if you read the fine print at the bottom of the page, it states the following:

"CreditXpert Inc. is not connected in any way to Fair Isaac Corporation; the CreditXpert Credit Score is not a so-called FICO® score. CreditXpert Inc. does not represent that CreditXpert Credit Scores are identical or similar to any specific credit scores produced by any other company."

I consider it to be an Experian version of Credit Karma. Helpful for watching trends, but not a true FICO.

Re: Capital One Credit Inform question

DaBears — Tue, 12 Nov 2013 23:05:32 GMT

They are pretty close to the Fico scoring model then.