topic App Spree clarification in Credit Cards

App Spree clarification

basballguy — Tue, 12 Nov 2013 23:14:38 GMT

When all these users do these app sprees, i'm assuming they're doing it all on the same day? I don't get the inquiry alerts until the next day. Do the inquiries show up real time or do people literally app 25 times on the same day since the inquries aren't visible?

Re: App Spree clarification

coldnmn — Tue, 12 Nov 2013 23:16:16 GMT

Real time most of the time.

Re: App Spree clarification

Credit-hoarder — Tue, 12 Nov 2013 23:20:59 GMT

Then that would explain people getting denials starting around the 6th or 7th application.

Re: App Spree clarification

FinStar — Tue, 12 Nov 2013 23:25:10 GMT

Inquiries are in real time when the CRA is accessed. So, depending on the CRA pulled, lenders would definitely see those other inquiries.

Re: App Spree clarification

Necromancer — Wed, 13 Nov 2013 00:07:45 GMT

+1, All my apps that resulted in HP immediately showed up on the CB they were pulled from.