topic Re: OMG Best Pre-approval Ever... in Credit Cards

OMG Best Pre-approval Ever...

injustifiiable — Wed, 13 Nov 2013 20:31:48 GMT

NOT!

Obviously First Premier doesn't hold grudges.

They must've known that the bad account I had with them previously finally fell off my reports this week....

I got a preapproval from them.

$700 Credit Limit
$175 annual fee first year, $49 after
$8.25 monthly fee after first year
36.0% APR
25% CLI fee for every $100

Since there was a postage paid envelope, I put it through our cross-cut shredder and just sent it back today. Hahaha

The nerve of these people....

Re: OMG Best Pre-approval Ever...

Anonymous — Wed, 13 Nov 2013 20:29:45 GMT

You become your own reward structure if you just pay cash. That is insane!

Re: OMG Best Pre-approval Ever...

SunriseEarth — Wed, 13 Nov 2013 20:32:25 GMT

@injustifiiable wrote:
NOT!

Obviously First Premier doesn't hold grudges.

They must've known that the bad account I had with them previously finally fell off my reports this week....

I got a preapproval from them.

$700 Credit Limit
$175 annual fee first year, $49 after
$8.25 monthly fee after first year
36.0% APR
25% CLI fee for every $100
Since there was a postage paid envelope, I put it through our cross-cut shredder and just sent it back today. Hahaha

The nerve of these people....

I got that same offer a while back. I should have done what you did! Mine just went in the trash.

Re: OMG Best Pre-approval Ever...

Anonymous — Wed, 13 Nov 2013 21:02:24 GMT

Toilet paper is getting expensive nowadays....so you have to make due!

Seriously though..that offer is just ridiculous! Is this supposed to be their prime card?

Ahh. I keep forgetting that I used to have them..but it served its purpose. Although I had a negative account with them, I left on a good note with on time payments and closed it. That account is due too fall off 7/2014...I hope hey don't have the audacity to send me another offer.

Re: OMG Best Pre-approval Ever...

Anonymous — Wed, 13 Nov 2013 22:37:37 GMT

The shreading idea is awesome. I might have to steal that move one of these days.

Re: OMG Best Pre-approval Ever...

juggalo9er — Thu, 14 Nov 2013 01:04:33 GMT

take the application change the apr to 0% scratch out all the fees, make sure you initial next to every change(this is important) add a line that says you will have an unlimited credit line with no fees ever and cancellation of this by either parts negates a breach of contract and releases the borrower from all liability. Then sign the application after making copies and mail it back.

Re: OMG Best Pre-approval Ever...

myjourney — Thu, 14 Nov 2013 03:41:59 GMT

I put mine in the return envelope and sent it back blank and haven't gotten another one..

Guess they figured out they would start to pay fees.Lol

Re: OMG Best Pre-approval Ever...

Anonymous — Thu, 14 Nov 2013 04:19:18 GMT

That's hilarious. I got one from Credit One today that praised it's 'guaranteed' $1500 limit, $95 'introductory' AF, and the 24.99% APR.

Re: OMG Best Pre-approval Ever...

juggalo9er — Thu, 14 Nov 2013 04:29:43 GMT

@myjourney wrote:
I put mine in the return envelope and sent it back blank and haven't gotten another one..
Guess they figured out they would start to pay fees.Lol

i did what i told the poster to do, they never sent the card! and not it was not a hp lol

Re: OMG Best Pre-approval Ever...

alvon123 — Thu, 14 Nov 2013 11:27:27 GMT

36% APR

Re: OMG Best Pre-approval Ever...

coldnmn — Thu, 14 Nov 2013 11:46:21 GMT

I like your style! WTG !

Re: OMG Best Pre-approval Ever...

injustifiiable — Thu, 14 Nov 2013 14:12:18 GMT

@Anonymous wrote:
Toilet paper is getting expensive nowadays....so you have to make due!

Seriously though..that offer is just ridiculous! Is this supposed to be their prime card?

Ahh. I keep forgetting that I used to have them..but it served its purpose. Although I had a negative account with them, I left on a good note with on time payments and closed it. That account is due too fall off 7/2014...I hope hey don't have the audacity to send me another offer.

I thought about using it as toilet paper but came to the conclusion that my backside was just too good to be exposed to that garbage...