topic NFCU App Questions in Credit Cards

NFCU App Questions

brcamacho — Mon, 18 Nov 2013 15:55:38 GMT

Do you join first and then app for CC's and NAV Check or is it all done at the same time?

Thank you.

Re: NFCU App Questions

Yogieatsbooboo — Mon, 18 Nov 2013 16:29:45 GMT

You have to join first whether applying online or over the phone. My account was set up in minutes and I was able to apply for a credit card immediately.

Re: NFCU App Questions

brcamacho — Mon, 18 Nov 2013 16:32:29 GMT

Was it another HP?

Thanks

Re: NFCU App Questions

coldnmn — Mon, 18 Nov 2013 16:32:29 GMT

@Yogieatsbooboo wrote:
You have to join first whether applying online or over the phone. My account was set up in minutes and I was able to apply for a credit card immediately.

+ 1 from everything I've read.

Re: NFCU App Questions

newmomnewme — Mon, 18 Nov 2013 16:38:03 GMT

I applied for membership online (1 HP/TU I think), called the next day to see if I was accepted, yes, applied for cashRewards with CSR, instant approval (1HP/EQ), applied for FlagshipVisa, 3-5 day message (1HP/EQ) Denial message received, recon, denied...After all that I ended up with 2 HP 2 SP EQ and 1 HP and 1 SP TU.

I suggest you apply for everything in one day.

Re: NFCU App Questions

brcamacho — Mon, 18 Nov 2013 16:43:48 GMT

Do you suggest opening checking as well, or is savings fine?

Re: NFCU App Questions

newmomnewme — Mon, 18 Nov 2013 19:04:35 GMT

@brcamacho, my cc was in the mail today!!! So for me, it was exactly 10 days (7 business days). I suggest a checking as well....the everyday checking is free and doesn't require a minimum balance or deposit.