topic Re: Discover It questions in Credit Cards

Discover It questions

Anonymous — Tue, 19 Nov 2013 06:05:08 GMT

1. I saw something about cash back at the register. This would be super handy as we often have to get cash out for the kids. Can you do this at Walmart and is it the same as your purchase rate?

2. Is there an age limit for au? I know amex is 15.

Thanks.

Re: Discover It questions

myjourney — Tue, 19 Nov 2013 06:09:00 GMT

@Anonymous wrote:
1. I saw something about cash back at the register. This would be super handy as we often have to get cash out for the kids. Can you do this at Walmart and is it the same as your purchase rate?

2. Is there an age limit for au? I know amex is 15.

Thanks.

1) yes you can use it and its just like a ATM but your limited on how much cash you can get per day

Re: Discover It questions

Anonymous — Tue, 19 Nov 2013 06:09:31 GMT

Re: Discover It questions

Anonymous — Tue, 19 Nov 2013 06:10:16 GMT

We usually just get 20-40 at a time for the kids spending money.

Re: Discover It questions

myjourney — Tue, 19 Nov 2013 06:11:11 GMT

@Anonymous wrote:
We usually just get 20-40 at a time for the kids spending money.

Good to go

One of the great perks of the card

Re: Discover It questions

Anonymous — Tue, 19 Nov 2013 06:12:13 GMT

@Anonymous wrote:
1. I saw something about cash back at the register. This would be super handy as we often have to get cash out for the kids. Can you do this at Walmart and is it the same as your purchase rate?

2. Is there an age limit for au? I know amex is 15.

Thanks.

1. the max cashback per transaction seems to be $40. If you want, you can spilt your purchase into multiple transactions and you can do $40 each time. Not too sure if you will get into trouble for doing that too frequently though. You can do this at Walmart. List of merchants here: https://www.discover.com/credit-cards/member-benefits/cash-over-purchases.html

The APR rate is the same as your standard APR rate. You are not charged cash advance fees. If I am not wrong you do not get cashback however on the "cash over" portion.

2. Not too sure. I don't think it'll be an issue since the AU is not responsible for the payment of the account.

Re: Discover It questions

09Lexie — Tue, 19 Nov 2013 06:14:13 GMT

The cash over daily limit is $120