topic Fico, recommend me a card. in Credit Cards

Fico, recommend me a card.

Lou_Rod87 — Wed, 20 Nov 2013 03:04:17 GMT

Right now i'm using the Amex gold premier card to rack up points but i'm looking for something better for my needs. Here's a list of where most of money goes.

Traveling (Gas,tolls,metrocards etc.)

Entertainment (Concerts & sporting events)

Groceries (Get 90% of my stuff at BJs)

Dining out

Drugstores

Shopping for clothes & shoes. (I have a BR card which is where I do most of my shopping)

I go on a vacation or two every year so something that would go towards that would be nice. You could also throw another 1 or 2 road trips. I guess anything that would maximize the use of the points would be great.

What do you guys recommend ?

Re: Fico, recommend me a card.

myjourney — Wed, 20 Nov 2013 03:03:12 GMT

A lot more info is needed

AAoA

INQ's the last year

CC's now

Baddies

Scores

What TL's you have now

Type of card you want cash / travel

Re: Fico, recommend me a card.

Lou_Rod87 — Wed, 20 Nov 2013 03:23:09 GMT

I want to say 5 inquiries in the last year.

Chase Sapphire - 5k

Citi thank you preferred - 2k

Barclays Arrival World premier - 2k

Discover IT - 2k

BOA Cash rewards - 3k

BR Luxe - 2k

I have a NYS tax lien that has been paid.

Scores are in my sig. 706 FICO score.
AAoA - 5-6 yrs

Re: Fico, recommend me a card.

heyitsyeh — Wed, 20 Nov 2013 07:57:16 GMT

Up your Sapphire to a Preferred version and get a Sallie Mae or BCP for the groceries/gas.

BCP:

-Can get up to $250 bonus after minimum initial spend

-$75 AF

-6% groceries up to $6000 annually

-3% gas and department stores unlimited

-1% everything else

-It's an Amex (more perks, less acceptance)

Sallie Mae

-$25 sign-up bonus

-No AF

-5% groceries up to $250 monthly

-5% gas up to $250 monthly

-5% bookstores (includes Amazon) up to $750 monthly

-1% everything else

-Very likely to get a World MasterCard