topic Citi CLI in Credit Cards

Citi CLI

chucky1234 — Sat, 23 Nov 2013 14:34:23 GMT

I just got my Citi AAdvantage card about two months ago. When can I request for a CLI? My current CL is $4.6k but would like to be around $8K. Lately I have been charging on this card around $1k each month and paying in full every month. Any thoughts on when I can request a CLI?

Re: Citi CLI

L-TWT — Sat, 23 Nov 2013 14:43:52 GMT

I would wait > 6mos to request a CLI with Citi, B/C more than likely it will be a SP.

Re: Citi CLI

chucky1234 — Sat, 23 Nov 2013 15:24:01 GMT

@L-TWT wrote:
I would wait > 6mos to request a CLI with Citi, B/C more than likely it will be a SP.

Okay, but if I request one online right now it will be a hard pull?

Re: Citi CLI

L-TWT — Sat, 23 Nov 2013 15:35:57 GMT

Requesting one right now, you can guarantee it to be a HP! So the choice is yours........

Re: Citi CLI

mnavas — Sat, 23 Nov 2013 15:40:34 GMT

+1 Wait 6 months and you'll have better chances of getting a CLI with SP

Re: Citi CLI

chucky1234 — Sat, 23 Nov 2013 15:41:31 GMT

@L-TWT wrote:
Requesting one right now, you can guarantee it to be a HP! So the choice is yours........

I wonder what there approval for a CLI is with a HP at this time?

Re: Citi CLI

Kenny — Sat, 23 Nov 2013 15:44:40 GMT

Do you need 8k limit on this card if you only charge 1k/month?

Listen, if you want to do the HP for the CLI, go ahead. No one is going to try to stop you. However, we will tell you that for most people it makes no real sense to do that especially given the information you provided.

Re: Citi CLI

L-TWT — Sat, 23 Nov 2013 15:53:39 GMT

But if you do decide to take a HP for a CLI go for the GUSTO!

Re: Citi CLI

FinStar — Sat, 23 Nov 2013 18:47:10 GMT

@chucky1234 wrote:
@L-TWT wrote:
Requesting one right now, you can guarantee it to be a HP! So the choice is yours........
I wonder what there approval for a CLI is with a HP at this time?

Your account is not seasoned enough and you do not have sufficient history with Citi on this product, plain and simple.

I would heed the others' advice. Keep in mind, even if you decide to pull the trigger there is no guarante you will get the CLI - even with the HP.

Re: Citi CLI

Platinum — Sat, 23 Nov 2013 20:18:20 GMT

If you want to be around 8K do it now with HP because pre-approved SP in few months will give you between 1K and 2K only. I would recommend that you ask for 20K actually and be done with it, it's worth the HP. My DW went from 8K to 20K with HP, did not have to talk to anyone or do anything else besides filling out the form. It was approved in less then 30 minutes. Good Luck !!!