topic Re: How long does it take for Chase card to appear in Credit Cards

How long does it take for Chase card to appear

ThriftySaver — Sun, 24 Nov 2013 04:33:15 GMT

I had a chase card approved by moving $10000 credit line from an existing account by talking to rep over the phone. However, I didn't sell the credit line decrease when I log in yet, just wondering if it was instant or if it take a few days before the credit line is decreased in the online system or when the card starts appearing online. Thanks

Re: How long does it take for Chase card to appear

FinStar — Sun, 24 Nov 2013 04:41:14 GMT

Anywhere from 24-72 hours. It also depends on the system maintenance on the backend.

Re: How long does it take for Chase card to appear

ThriftySaver — Sun, 24 Nov 2013 04:45:57 GMT

Oh not instant? I remember one time when I applied for the Chase southwest card and i had to reallocate credit from my chase sapphire card, when the rep moved it within 15 minutes online I was able to see my credit line reduced but that was on a weekday and not weekend. Not sure if it made a difference. And not sure if it made a difference on the type of rep you spoke to and if it needed to be reviewed again? When I got approved this time the rep said I will approve you and get the card in 2 weeks.

Re: How long does it take for Chase card to appear

FinStar — Sun, 24 Nov 2013 04:53:47 GMT

@ThriftySaver wrote:
Oh not instant? I remember one time when I applied for the Chase southwest card and i had to reallocate credit from my chase sapphire card, when the rep moved it within 15 minutes online I was able to see my credit line reduced but that was on a weekday and not weekend. Not sure if it made a difference. And not sure if it made a difference on the type of rep you spoke to and if it needed to be reviewed again? When I got approved this time the rep said I will approve you and get the card in 2 weeks.

Not necessarily. Any CL reallocation sometimes will require a senior level u/w approval, or in the event the account is flagged for any other reason, portfolio risk review will review before they can release it. Policies vary depending on the changes you made to your accounts. Weekday or weekends do not dictate the movements.

Re: How long does it take for Chase card to appear

ThriftySaver — Sun, 24 Nov 2013 05:00:52 GMT

oh I see. But if it does require approval won't the credit analyst usually say, I will put it up for review and you can check status in 72 hours rather than saying I will approve you and you will get the card in 2 weeks? So is it bset to call again in a few days or wait online for it to appear

Re: How long does it take for Chase card to appear

Anonymous — Sun, 24 Nov 2013 05:05:26 GMT

Mine was instant, had Amazon reward card. applied for Freedom, got instatnly approved, saw Freedom in my account right away

Re: How long does it take for Chase card to appear

FinStar — Sun, 24 Nov 2013 05:08:24 GMT

@ThriftySaver wrote:
oh I see. But if it does require approval won't the credit analyst usually say, I will put it up for review and you can check status in 72 hours rather than saying I will approve you and you will get the card in 2 weeks? So is it bset to call again in a few days or wait online for it to appear

I would suggest give it about 72 hours before calling back. The backend system interface (card services) sometimes can take a day or so to update on the main Chase.com profile. However, if it doesn't display in that timeframe, just contact them. They should be able to confirm the changes or if you call the automated system, it should reflect the change on your CC by then.

Re: How long does it take for Chase card to appear

ThriftySaver — Sun, 24 Nov 2013 05:12:42 GMT

oh ok thanks wow u know so much!

Re: How long does it take for Chase card to appear

JKXX — Sun, 24 Nov 2013 05:33:24 GMT

I just moved part of my amazon line to my freedom. Rep said it was approved and would show online in 15 minutes.

15 minutes later, it showed online.

Re: How long does it take for Chase card to appear

ThriftySaver — Sun, 24 Nov 2013 06:05:53 GMT

was the freedom a new card?

Re: How long does it take for Chase card to appear

JKXX — Sun, 24 Nov 2013 06:22:45 GMT

Like a week old. Hadn't activated it yet or anything like that. Was out of town so hadn't looked at it yet.

Re: How long does it take for Chase card to appear

UFGuy2006 — Sun, 24 Nov 2013 06:55:50 GMT

Today I just called in to reallocate limit from one card to open a United card. Was told minimum line required was 2k; decided to move 3 k over. After the ordeal I was told I'd have to call during the week to answer some security questions to finalize the move / opening of the card. Any one know if I I don't call in whether or not they will still open the new card / move the credit line?

Re: How long does it take for Chase card to appear

FinStar — Sun, 24 Nov 2013 07:05:11 GMT

@UFGuy2006 wrote:
Today I just called in to reallocate limit from one card to open a United card. Was told minimum line required was 2k; decided to move 3 k over. After the ordeal I was told I'd have to call during the week to answer some security questions to finalize the move / opening of the card. Any one know if I I don't call in whether or not they will still open the new card / move the credit line?

They won't move/reallocate until you contact them. They may have "pended" the final request until you authenticate those details. I would call them just to be on the safe side.

Re: How long does it take for Chase card to appear

ThriftySaver — Sun, 24 Nov 2013 22:23:57 GMT

oh i called in today just to be curious and they said it was pending and so even though the other analyst i spoke to yesterday approved it , it still takes 72 hours for the approval to go thru the system so it would show as approved. thanks

Re: How long does it take for Chase card to appear

FinStar — Sun, 24 Nov 2013 22:26:40 GMT

@ThriftySaver wrote:
oh i called in today just to be curious and they said it was pending and so even though the other analyst i spoke to yesterday approved it , it still takes 72 hours for the approval to go thru the system so it would show as approved. thanks

Exactly. Until that pending status is released, then that's when it is expected to display on your Chase.com profile.

Re: How long does it take for Chase card to appear

Gunnar419 — Sun, 24 Nov 2013 23:15:33 GMT

@Anonymous wrote:
Mine was instant, had Amazon reward card. applied for Freedom, got instatnly approved, saw Freedom in my account right away

Similar thing here. I apped for Chase Freedom last week, asked to move the CL from my Chase Amazon to the Freedom and it was done and visible online in 5 minutes.

Still don't see the Freedom acct online, but saw everything that effected the Amazon acct.

Re: How long does it take for Chase card to appear

lg8302ch — Sun, 24 Nov 2013 23:27:08 GMT

The Marriott card took 3 days to appear online...the CL transfer of 1K to Freedom was instant

Re: How long does it take for Chase card to appear

Anonymous — Mon, 25 Nov 2013 00:15:07 GMT

I applied for my freedom (and was approved) around noon on a saturday. When I got home at 9 I checked my account and it was up. I think that it's pretty much instant for the simple stuff

Re: How long does it take for Chase card to appear

Anonymous — Mon, 25 Nov 2013 03:43:08 GMT

App'd the Chase AARP and called to enquire status after 7-10 day message. Analyst approved it and within the 3 minutes it took to thank him and log into my account the card was showing.

Re: How long does it take for Chase card to appear

FinStar — Mon, 25 Nov 2013 04:08:30 GMT

@Anonymous wrote:
App'd the Chase AARP and called to enquire status after 7-10 day message. Analyst approved it and within the 3 minutes it took to thank him and log into my account the card was showing.

The topic was mainly addressing a CL reallocation from another Chase donor card after approval, not so much with just a straight approval and displayng online.