topic Re: Amex 3x cli in Credit Cards

Amex 3x cli

Stonemanmv — Mon, 25 Nov 2013 21:47:52 GMT

I'm still waiting for amex to SP me . Do they only sp EX ? all the SP I've gotten from them were from Ex .

Re: Amex 3x cli

Anonymous — Mon, 25 Nov 2013 21:50:36 GMT

Yes EX only.

Re: Amex 3x cli

MYCherie — Mon, 25 Nov 2013 22:43:40 GMT

@Anonymous wrote:
Yes EX only.

I have a questions, today was 61 days for my CLI request and I received the 7-10 day notice, is that a decline? Thanks.

Re: Amex 3x cli

Stonemanmv — Mon, 25 Nov 2013 22:52:21 GMT

enharu. I just pulled TU and there they were peeking at me 11-11-13 not sure but i problably should wait my UTL was 12.9% then is that good to go? now its about 9%

Re: Amex 3x cli

FinStar — Mon, 25 Nov 2013 22:52:26 GMT

@MYCherie wrote:
@Anonymous wrote:
Yes EX only.
I have a questions, today was 61 days for my CLI request and I received the 7-10 day notice, is that a decline? Thanks.

Not always.

Re: Amex 3x cli

Stonemanmv — Mon, 25 Nov 2013 22:53:22 GMT

mycherie. what date was your acc created?

Re: Amex 3x cli

Uppingmyscore — Mon, 25 Nov 2013 22:54:11 GMT

MYCherie you may have request it a little to early. It should be 61 days from the date the account was created. GL

Re: Amex 3x cli

Uppingmyscore — Mon, 25 Nov 2013 22:56:52 GMT

Stonemanmv, you maybe in good shape to request it now if you're 61 days out from the date it was created. Good Luck!!!

Re: Amex 3x cli

MYCherie — Mon, 25 Nov 2013 22:58:01 GMT

I opened it on the 23 of October and last week accidently applied too early and it gave me a declined based on the date. This time it just says 7-10. GRRR. I should have waited again.

Re: Amex 3x cli

lg8302ch — Mon, 25 Nov 2013 22:58:59 GMT

On my 2nd month AX did SP EQ for me..so not only EX but mainly EX

Re: Amex 3x cli

Stonemanmv — Mon, 25 Nov 2013 22:59:49 GMT

yeah it was Sep 24th I think i'm good tomorrow. I have a large amount of $ due on bus card that i will pay next week. not sure if that will have a affect or not

Re: Amex 3x cli

lg8302ch — Mon, 25 Nov 2013 23:12:38 GMT

I went ahead with 70% on Disvover and three more accounts with balances..score was as low as never before and I pulled the trigger...approved....The AX util was low at that time but not 0...I hit the trigger just to see if AX would care about other accounts as I would not have minded to wait another 90 days. If you do not mind..go ahead..if it is important wait for them to update. Good luck!

Re: Amex 3x cli

Stonemanmv — Mon, 25 Nov 2013 23:16:58 GMT

I thought someone said they used the will my charge be approved button first . does that work?

Re: Amex 3x cli

FinStar — Mon, 25 Nov 2013 23:38:50 GMT

@Stonemanmv wrote:
I thought someone said they used the will my charge be approved button first . does that work?

If you're attempting to force any SP for the 3x CLI purpose, no.

Re: Amex 3x cli

Anonymous — Mon, 25 Nov 2013 23:50:10 GMT

How do you force the SP? I got a decline letter (applied on Nov 11) and it was from Sept 28. My CR has changed quite a bit since then.

Re: Amex 3x cli

lg8302ch — Tue, 26 Nov 2013 00:02:40 GMT

I did play around with that button before my 61 day CLI..but I entered 10K first and immediately after 15K...so it was declined the 15K. Assume AX thought I wanted to charge 10K and 15K. As my highest limit was 5K at that time I decided to request 10K - and granted. Figured I would not go over 25K anyhow so I left the rest for the 180 day CLI and it worked.

Re: Amex 3x cli

FinStar — Tue, 26 Nov 2013 00:04:40 GMT

You don't, those are driven by their own periodic ARs. While arguably an SP is still an SP at the end of the day, the criteria for the 1st AR may not have the same information/outcome as a "forced" SP for the current request... I would think a different algorithm criteria may play some part in this.

Re: Amex 3x cli

lg8302ch — Tue, 26 Nov 2013 00:09:59 GMT

What is your current CL? ...What is the max you would like to achieve?

Re: Amex 3x cli

Stonemanmv — Tue, 26 Nov 2013 00:31:42 GMT

6k CL like to request 18000. Just try to CLi and didn't work I called and they said I need to wait til Dec30. Back in Sep I requested a CLi on my bus simply cash and was denied. I thought bus was separate from personal but not the case.

Re: Amex 3x cli

lg8302ch — Tue, 26 Nov 2013 00:53:32 GMT

Sorry to hear....would have suggested to go to 12K now and if your goal was 25K to do this in 180 days. ...this worked for me 2 x @ 61 days and then 180 days to 25K ...do not need/want more....it is astronomical for me already. 5K is what I need, 10K is nice to gave and above is luxe with my income !