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    <title>topic Barclay is nice :) in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Barclay-is-nice/m-p/2614209#M747347</link>
    <description>&lt;P&gt;I called to see what their typical protocol is for balance transfers and to inquire about when would be a good time to request a CLI if I desired to do so.&amp;nbsp; He actually asked to pull my credit report (credit analyst, not CSR) and I asked him if it would be a soft..he ensured me it was since it was almost like he would be reviewing my account rather than an increase.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;He said I had great payment history with them, and with my other creditors but he would suggest waiting for the 6-8 month mark to request from them.&amp;nbsp; He was very informative about the BT as well, explained it to me, costs, time frame etc.&amp;nbsp; I passed at the moment lol but I was shocked at the courteous and friendly service they offered!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;So far Barclay and BOA are my favorites! &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;</description>
    <pubDate>Tue, 26 Nov 2013 21:57:29 GMT</pubDate>
    <dc:creator>2FixMyCredit</dc:creator>
    <dc:date>2013-11-26T21:57:29Z</dc:date>
    <item>
      <title>Barclay is nice :)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Barclay-is-nice/m-p/2614209#M747347</link>
      <description>&lt;P&gt;I called to see what their typical protocol is for balance transfers and to inquire about when would be a good time to request a CLI if I desired to do so.&amp;nbsp; He actually asked to pull my credit report (credit analyst, not CSR) and I asked him if it would be a soft..he ensured me it was since it was almost like he would be reviewing my account rather than an increase.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;He said I had great payment history with them, and with my other creditors but he would suggest waiting for the 6-8 month mark to request from them.&amp;nbsp; He was very informative about the BT as well, explained it to me, costs, time frame etc.&amp;nbsp; I passed at the moment lol but I was shocked at the courteous and friendly service they offered!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;So far Barclay and BOA are my favorites! &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 26 Nov 2013 21:57:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Barclay-is-nice/m-p/2614209#M747347</guid>
      <dc:creator>2FixMyCredit</dc:creator>
      <dc:date>2013-11-26T21:57:29Z</dc:date>
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    <item>
      <title>Re: Barclay is nice :)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Barclay-is-nice/m-p/2614213#M747349</link>
      <description>&lt;P&gt;+1&lt;/P&gt;&lt;P&gt;going from capitol one to barclay i felt the same way, they actaully make a point of insuring you feel like a human.&lt;/P&gt;</description>
      <pubDate>Tue, 26 Nov 2013 22:00:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Barclay-is-nice/m-p/2614213#M747349</guid>
      <dc:creator>juggalo9er</dc:creator>
      <dc:date>2013-11-26T22:00:26Z</dc:date>
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      <title>Re: Barclay is nice :)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Barclay-is-nice/m-p/2614467#M747436</link>
      <description>&lt;P&gt;Barclay's sent me a thank you card today for being a customer&lt;/P&gt;</description>
      <pubDate>Tue, 26 Nov 2013 23:25:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Barclay-is-nice/m-p/2614467#M747436</guid>
      <dc:creator>compassion101</dc:creator>
      <dc:date>2013-11-26T23:25:40Z</dc:date>
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    <item>
      <title>Re: Barclay is nice :)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Barclay-is-nice/m-p/2614553#M747465</link>
      <description>&lt;P&gt;Thanks for sharing. Really good to know.&lt;/P&gt;</description>
      <pubDate>Tue, 26 Nov 2013 23:47:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Barclay-is-nice/m-p/2614553#M747465</guid>
      <dc:creator>coldnmn</dc:creator>
      <dc:date>2013-11-26T23:47:15Z</dc:date>
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    <item>
      <title>Re: Barclay is nice :)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Barclay-is-nice/m-p/2614611#M747489</link>
      <description>&lt;P&gt;I just got approved for a card a few days ago and I was extremely impressed with the customer service from a credit analyst also. They are so nice. I am so use to getting incompetent reps from Cap 1, Walmart and&amp;nbsp;HSBC. I also like the reps from Chase too.&lt;/P&gt;</description>
      <pubDate>Wed, 27 Nov 2013 00:04:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Barclay-is-nice/m-p/2614611#M747489</guid>
      <dc:creator>cd2004</dc:creator>
      <dc:date>2013-11-27T00:04:11Z</dc:date>
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    <item>
      <title>Re: Barclay is nice :)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Barclay-is-nice/m-p/2618171#M748389</link>
      <description>&lt;P&gt;I spoke with a CA yesterday and was also impressed. &amp;nbsp;I know there have been some horror stories, but the guy I spoke with was very friendly, complimented my history with them so far and overall was a pleasant conversation.&lt;/P&gt;</description>
      <pubDate>Thu, 28 Nov 2013 19:29:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Barclay-is-nice/m-p/2618171#M748389</guid>
      <dc:creator>CreditUp2014</dc:creator>
      <dc:date>2013-11-28T19:29:32Z</dc:date>
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    <item>
      <title>Re: Barclay is nice :)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Barclay-is-nice/m-p/2618329#M748424</link>
      <description>&lt;P&gt;I have the Barclay's NFL card, I've actually liked the card and the service.&lt;/P&gt;</description>
      <pubDate>Thu, 28 Nov 2013 22:50:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Barclay-is-nice/m-p/2618329#M748424</guid>
      <dc:creator>Shogun</dc:creator>
      <dc:date>2013-11-28T22:50:49Z</dc:date>
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    <item>
      <title>Re: Barclay is nice :)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Barclay-is-nice/m-p/2618365#M748428</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@suckaaa wrote:&lt;BR /&gt;&lt;P&gt;I spoke with a CA yesterday and was also impressed. &amp;nbsp;I know there have been some horror stories, but the guy I spoke with was very friendly, complimented my history with them so far and overall was a pleasant conversation.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;They always compliment my history too, I think it's part of their "script."&amp;nbsp; I agree with what others have said, I def see a change in their tone from even last year.&amp;nbsp; Now if they would loosen up on the AA....&amp;nbsp;&amp;nbsp; yeah, wishful thinking.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 28 Nov 2013 23:37:43 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Barclay-is-nice/m-p/2618365#M748428</guid>
      <dc:creator>B335is</dc:creator>
      <dc:date>2013-11-28T23:37:43Z</dc:date>
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    <item>
      <title>Re: Barclay is nice :)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Barclay-is-nice/m-p/2618411#M748433</link>
      <description>&lt;P&gt;Well, my 6 months mark with&amp;nbsp;them&amp;nbsp;is coming up...&amp;nbsp; we'll see how nice they are! &lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt;&amp;nbsp; But yeah, they've been very&amp;nbsp;accomodating right&amp;nbsp;from the beginning.&amp;nbsp; I asked for a CLI right away after I received the card (did it online) and got a phone call from one of their reps within minutes.&amp;nbsp; He also&amp;nbsp; complimented me on my excellent credit history (probably reading from a script like everyone said here lol) and told me to give it a few more months.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;So 6 months is coming up, I'm just gonna ask for 10k (2 x current CL) since I'm going to do&amp;nbsp;some traveling pretty soon.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 29 Nov 2013 01:03:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Barclay-is-nice/m-p/2618411#M748433</guid>
      <dc:creator>eddie84</dc:creator>
      <dc:date>2013-11-29T01:03:14Z</dc:date>
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