topic Re: First Premier in Credit Cards

First Premier

Anonymous — Sat, 08 Sep 2007 19:00:44 GMT

Do they give credit line increases? Ive had them over 2 years without a missed payment and no credit line increase?

Re: First Premier

Anonymous — Sat, 08 Sep 2007 20:05:55 GMT

if you call they may give you one, but you'll pay a fee for it. at least i had to.

Re: First Premier

phumanr — Sat, 08 Sep 2007 21:20:04 GMT

Yes, call in...they will give you one with a fee; however, their CLI's aren't very significant.

Phumanr

Re: First Premier

Anonymous — Sat, 08 Sep 2007 23:40:26 GMT

Badcreditguy wrote:
Do they give credit line increases? Ive had them over 2 years without a missed payment and no credit line increase?

They usually won't give you a credit line increase until you have had the card with good history for at least 6 months. Then you have to wait a full year for the next one and the same thereafter. They unually don't like to give more4 than $100 at a time and they charge you $25 (on your card) for a credit line increase. This is their standard policy for credit builders.

There is a place on the website if you are signed up for online access where you can request a CLI and if it is approved, it will tell you instantly. If not, it will say that you will receive a decision letter in either 5-7 or 7-10days. I can't remember which one.

I went over two years with the first card I had with them before requesting a CLI and it gave me a $200 CLI at one time for the $25.00.

Re: First Premier

Anonymous — Sat, 08 Sep 2007 23:44:00 GMT

Sleigh is right. They do charge for a very small CL.

I had them for years, I had to cancel the card when I acquired better credit

Re: First Premier

Anonymous — Sat, 08 Sep 2007 23:51:27 GMT

ragcajun wrote:
Sleigh is right. They do charge for a very small CL.

I had them for years, I had to cancel the card when I acquired better credit

I had 3 of them. All are paid and closed.