topic Re: That was Fast!! in Credit Cards

That was Fast!!

injustifiiable — Wed, 04 Dec 2013 18:43:18 GMT

IT is here!

Oh-so-fancy looking. Priority Mail 2 Day from Utah.

I think I might go buy a new wallet...

ETA: It did come with a FICO score from EQ...674 - just the same as on ScoreWatch. 674 is with one negative reporting...it dropped from 700+ when a C/O fell off earlier this month.

Re: That was Fast!!

starry1 — Wed, 04 Dec 2013 18:38:24 GMT

I am so jealous! Congrats!

Re: That was Fast!!

Anonymous — Wed, 04 Dec 2013 18:38:32 GMT

@injustifiiable wrote:
IT is here!

Edit: (picture deleted to save space, see above)

Oh-so-fancy looking. Priority Mail 2 Day from Utah.

I think I might go buy a new wallet...

XD i get the feeling you're a bit excited.....

Re: That was Fast!!

zullyquirke — Wed, 04 Dec 2013 18:41:15 GMT

Congrats!! IT really is a great card (see what I did there, with the pun?). I've had mine for about a year now and am still loving it. Got a $300 CLI in the first three months, which at my credit score rating isn't bad at all. Good rewards programs that change every month (right now they have one for online shopping, great for the holidays), great customer service.

Re: That was Fast!!

pizza1 — Wed, 04 Dec 2013 20:37:57 GMT

I'm soooo jealous!!!! But congrats to you and someday I WILL have one!! They just need to get past my BK first, lol!!!

Re: That was Fast!!

Anonymous — Wed, 04 Dec 2013 20:53:13 GMT

May I ask when you got the e-mail saying it was on the way? Do they always send it priority mail? If so I should have had mine by now.

Re: That was Fast!!

injustifiiable — Wed, 04 Dec 2013 21:00:41 GMT

@Anonymous wrote:
May I ask when you got the e-mail saying it was on the way? Do they always send it priority mail? If so I should have had mine by now.

I got the email on Sunday evening. The actual post mark on the envelope is Dec. 3rd. As far as I know, they always send Priority Mail 2nd Day (They used to do FedEx 2nd Day...guess it got too expensive for them, lol)

Re: That was Fast!!

coldnmn — Wed, 04 Dec 2013 21:05:18 GMT

congrats! Welcome to the Discover family.

Re: That was Fast!!

Anonymous — Wed, 04 Dec 2013 21:45:31 GMT

@injustifiiable wrote:
@Anonymous wrote:
May I ask when you got the e-mail saying it was on the way? Do they always send it priority mail? If so I should have had mine by now.
I got the email on Sunday evening. The actual post mark on the envelope is Dec. 3rd. As far as I know, they always send Priority Mail 2nd Day (They used to do FedEx 2nd Day...guess it got too expensive for them, lol)

I just called them as I got my e-mail Friday or Saturday. I was told 4-6 business days LOL. Must be something you can request. Not a big deal as I just transferred some balances to take advantage of the 0% for 14 months. I am excited about this card still consider myself lucky as I never would have done a recon to get reconsidered if it were not for this forum.

Re: That was Fast!!

Anonymous — Wed, 04 Dec 2013 22:46:38 GMT

@injustifiiable wrote:
IT is here!

Oh-so-fancy looking. Priority Mail 2 Day from Utah.

I think I might go buy a new wallet...

ETA: It did come with a FICO score from EQ...674 - just the same as on ScoreWatch. 674 is with one negative reporting...it dropped from 700+ when a C/O fell off earlier this month.

Discover knows how to impress.....it's a pretty looking package. Congrats!

Re: That was Fast!!

Anonymous — Wed, 04 Dec 2013 23:17:26 GMT

@injustifiiable wrote:
IT is here!

Oh-so-fancy looking. Priority Mail 2 Day from Utah.

I think I might go buy a new wallet...

ETA: It did come with a FICO score from EQ...674 - just the same as on ScoreWatch. 674 is with one negative reporting...it dropped from 700+ when a C/O fell off earlier this month.

When I got approved for the AMEX BCP/Chase Freedom I felt like they deserved a new wallet too! Lol I upgraded from a George Trifold wallet from Walmart to a Coach Bifold wallet.

Re: That was Fast!!

heyitsyeh — Wed, 04 Dec 2013 23:50:16 GMT

Congrats, and welcome to the Discover club!

Re: That was Fast!!

Anonymous — Wed, 04 Dec 2013 23:58:06 GMT

Nice. Did you have to pay for the 2 day shipping? Still waiting on mine Tomorrow is day 3!

Re: That was Fast!!

AAstra — Thu, 05 Dec 2013 00:09:09 GMT

It looks amazing and I hear the functionality is even better. I've been eyeing up this card for a long time now but won't pull the trigger.

Re: That was Fast!!

Mrm-na — Thu, 05 Dec 2013 01:52:48 GMT

@injustifiiable wrote:
I got the email on Sunday evening. The actual post mark on the envelope is Dec. 3rd. As far as I know, they always send Priority Mail 2nd Day (They used to do FedEx 2nd Day...guess it got too expensive for them, lol)

Probably a cost savings, but I'm actually glad for it in this case. 50/50 chance FedEx would have delivered my card to one of the neighbors. I love our USPS driver though.

@Anonymous wrote:
Nice. Did you have to pay for the 2 day shipping? Still waiting on mine Tomorrow is day 3!

USPS Priority Mail is their standard shipping method, you don't have to pay extra for it. However, Priority doesn't always deliver in 2 days (it used to be guaranteed 2 days but that was a long time ago). They ship from Utah, depending where you are the delivery might be estimated at 3 days. Unless Discover has another shipping outlet in the east somewhere.

Re: That was Fast!!

audia4 — Thu, 05 Dec 2013 03:20:41 GMT

@injustifiiable wrote:
IT is here!

Oh-so-fancy looking. Priority Mail 2 Day from Utah.

I think I might go buy a new wallet...

ETA: It did come with a FICO score from EQ...674 - just the same as on ScoreWatch. 674 is with one negative reporting...it dropped from 700+ when a C/O fell off earlier this month.

Congrats on the card. That's one nice looking card!

Can I ask what the draw is to this card? I have heard others mention it. Is it the "card" of all cards for Discover? How hard was it to get? What is your limit they started you out with if you don't mind me asking?

Re: That was Fast!!

Anonymous — Thu, 05 Dec 2013 03:29:34 GMT

I got mine in a 2 day delivery package as well.

I got approved with an Equifax of 684 according to the documentation sent with the card. Also, 3,500 CL.

I also have several hard pulls on my record this year. Got the Capital One Quicksilver, Citi Dividend, and Chase Sapphire (non Prefered) all within the last 6 months. Also got a Target card within the last year and 2 hard pulls for apartments (moved for a job). Wow so that is 7 or so hard pulls in a year, better start gardening.

Re: That was Fast!!

BackInTheSaddleAgain — Thu, 05 Dec 2013 04:44:41 GMT

Want this card. Anybody know if Discover is BK friendly? DC 2007

Re: That was Fast!!

FinStar — Thu, 05 Dec 2013 08:03:47 GMT

@BackInTheSaddleAgain wrote:
Want this card. Anybody know if Discover is BK friendly? DC 2007

It really depends, did you previously have Discover and was it IIB?

Re: That was Fast!!

jasonkm1 — Thu, 05 Dec 2013 09:45:32 GMT

I had them in a Ch. 7 BK back in 1999 and was still able to get another card around 2006 while the BK was still on my report.