topic Amex CLI Status in Credit Cards

Amex CLI Status

Anonymous — Fri, 06 Dec 2013 21:17:34 GMT

I requested a CLI online about a week ago and got the 7-10 day message. I haven't requested (or been given) a CLI in over a year.

Anyhow, I got an email immediately saying that a decision had been made and there was a link to see the decision. I followed the link, but after putting in all my information it just says that my application cannot be found at this time. I'm guessing that I was denied, since my CL didn't increase online. I would like to know the reason, but I'm a little nervous to call and speak to a CSR because I'm scared it might trigger a FR or something.

Any input?

Re: Amex CLI Status

swpopham — Fri, 06 Dec 2013 21:21:32 GMT

really your scared to call your credit card company ? I hate to say it but grow up.... If you didn't commit fraud when you applied what are you worried about?

Re: Amex CLI Status

09Lexie — Fri, 06 Dec 2013 21:30:55 GMT

There is nothing to be scared about -it is after all your card information. Give them a call and they will let you know where you stand. If it is not an approval, you can certainly try again after 90 days making sure you've corrected their concerns.

Re: Amex CLI Status

PokemonMaster — Sat, 07 Dec 2013 03:12:10 GMT

@Anonymous wrote:
I requested a CLI online about a week ago and got the 7-10 day message. I haven't requested (or been given) a CLI in over a year.

Anyhow, I got an email immediately saying that a decision had been made and there was a link to see the decision. I followed the link, but after putting in all my information it just says that my application cannot be found at this time. I'm guessing that I was denied, since my CL didn't increase online. I would like to know the reason, but I'm a little nervous to call and speak to a CSR because I'm scared it might trigger a FR or something.

Any input?

Calling them to inquire about the status shouldn't trigger an F/R. Just call and ask them about the status of your credit limit increase request.

Re: Amex CLI Status

FinStar — Sat, 07 Dec 2013 03:22:05 GMT

@PokemonMaster wrote:
@Anonymous wrote:
I requested a CLI online about a week ago and got the 7-10 day message. I haven't requested (or been given) a CLI in over a year.

Anyhow, I got an email immediately saying that a decision had been made and there was a link to see the decision. I followed the link, but after putting in all my information it just says that my application cannot be found at this time. I'm guessing that I was denied, since my CL didn't increase online. I would like to know the reason, but I'm a little nervous to call and speak to a CSR because I'm scared it might trigger a FR or something.

Any input?
Calling them to inquire about the status shouldn't trigger an F/R. Just call and ask them about the status of your credit limit increase request.

And like Lexie mentioned, there's nothing wrong or anything to be scared about inquiring on the reasons for the declined decision.

Re: Amex CLI Status

myjourney — Sat, 07 Dec 2013 03:26:37 GMT

@FinStar wrote:
@PokemonMaster wrote:
@Anonymous wrote:
I requested a CLI online about a week ago and got the 7-10 day message. I haven't requested (or been given) a CLI in over a year.

Anyhow, I got an email immediately saying that a decision had been made and there was a link to see the decision. I followed the link, but after putting in all my information it just says that my application cannot be found at this time. I'm guessing that I was denied, since my CL didn't increase online. I would like to know the reason, but I'm a little nervous to call and speak to a CSR because I'm scared it might trigger a FR or something.

Any input?
Calling them to inquire about the status shouldn't trigger an F/R. Just call and ask them about the status of your credit limit increase request.
+1

And like Lexie mentioned, there's nothing wrong or anything to be scared about inquiring on the reasons for the declined decision.