topic Re: Hooters,Carnival,AMEX Whats next? in Credit Cards

Hooters,Carnival,AMEX Whats next?

Anonymous — Sun, 09 Sep 2007 00:12:24 GMT

I was recently approved for Hooters,Carnival and Delta sky miles. Denied for Chase,Citi.BOA,US Bank(went a little crazy with the apps) How long should I wait to re apply for the Banks that denied me? Should I try for another AMEX? Any suggestions on other cards? My scores tanked a little, but hoping they recover. They were in the low 600s to begin with. Thanks for any help

Re: Hooters,Carnival,AMEX Whats next?

Anonymous — Sun, 09 Sep 2007 00:13:06 GMT

Give your file a good 6-12 mos to grow

Re: Hooters,Carnival,AMEX Whats next?

Anonymous — Sun, 09 Sep 2007 00:16:06 GMT

Brammy wrote:
Give your file a good 6-12 mos to grow

Brammy's right, time to rest and let the inqs cool a bit. 6 mos. min. of good history with the new cards will make you look a lot better at the CRA

Re: Hooters,Carnival,AMEX Whats next?

Anonymous — Sun, 09 Sep 2007 00:30:59 GMT

depending on the cl's you got, i think i would just wait to let your scores factor in the drop in utilization, then maybe apply for cards that turned you down, higher scores = higher cl's and lower apr's. so if you monitor your scores wait until you see them level off, then strike! i think that's going to be my battle plan.

also it depends on how many hards you took getting the cards you have and how many were hanging out there when you started.

if you don't mind sharing what were your scores and cl achieved. sounds similiar to me.

i had scores 602-656 and got the following

plat amex skymiles 2k

target red card 200

hooters 1k

hsbc discover 300

victoria secret 250 (forgot this one when i first posted)

turned down for

boa jeep card

home depot home improvement loan

amex blue cash (recon letter sent friday)

discover

Message Edited by dnm45227 on 09-08-2007 08:30 PM

Re: Hooters,Carnival,AMEX Whats next?

Anonymous — Sun, 09 Sep 2007 00:29:27 GMT

My score wereTU606,EX609,EQ584

Hooters 2k

Delta Sky Miles1k

Carnival$500

Thanks for all of the advice, because of everyone on this site I got the cards in the first place.

I will take your advice once more and hold off at least 6 months. Sure will be hard though.

Re: Hooters,Carnival,AMEX Whats next?

Anonymous — Sun, 09 Sep 2007 00:39:32 GMT

. Sure will be hard though.

Don't all of us at the sleigh center know it