topic Re: BofA -- I love you in Credit Cards

BofA -- I love you

Anonymous — Wed, 30 Apr 2008 14:36:28 GMT

I just got my first prime card (black amex rewards) - limit is 1k , but who cares.

I cannot thank all of you enough for teaching me about fico credit. I have gone from low 500's to high 690's in less than 8 months.

Re: BofA -- I love you

Anonymous — Wed, 30 Apr 2008 14:39:23 GMT

Congrats!!!

Re: BofA -- I love you

Anonymous — Wed, 30 Apr 2008 15:48:04 GMT

Congrats! That card will definitely grow with you.

Re: BofA -- I love you

Anonymous — Wed, 30 Apr 2008 16:04:34 GMT

Way to go!

Re: BofA -- I love you

kobe81 — Wed, 30 Apr 2008 16:11:26 GMT

I like BOA a lot. I have two CC's with them, along with a Personal Checking and Savings account.

Re: BofA -- I love you

creditreformer — Wed, 30 Apr 2008 16:28:20 GMT

Congrats mogo. Looking back, what made your scores rise the most in such short time? Is there anything you wish you knew then?

Re: BofA -- I love you

Anonymous — Wed, 30 Apr 2008 16:30:33 GMT

nice!!! how did you start off rebuilding?? im just starting out re-b. i thought i should stay away from CCs, etc but this board has taught me so much!! i just got the99/500...im on my way!! congrats again

Re: BofA -- I love you

Anonymous — Wed, 30 Apr 2008 18:26:05 GMT

You rock ! Good work.

Re: BofA -- I love you

Anonymous — Wed, 30 Apr 2008 20:05:44 GMT

Sorry it has taken awhile to respond - computer down. My scores have risen mainly from time, not applying for credit, and not carrying a balance ( I pay in full before the statement cuts). As for what I wish I knew before hand is the dramatic affect of lates. My family had some health issues that distracted me personally as well as monetarily. I would have some lates because of medical bills, but would not have had the number of lates if I had managed it differently. I should have worked out more payment plans with medical providers vs. paying in full and letting something slip. I should have also contacted my creditors and explained the situation and asked for help from them as well as family. I just hate have payments hanging over my head other than a car and mortgage.

Re: BofA -- I love you

Anonymous — Thu, 01 May 2008 03:23:19 GMT

I'm glad for you. BoA won't touch me. Sad but I can't blame them.

Re: BofA -- I love you

islandchild82 — Thu, 01 May 2008 03:52:49 GMT

mogo wrote:
I just got my first prime card (black amex rewards) - limit is 1k , but who cares.

I cannot thank all of you enough for teaching me about fico credit. I have gone from low 500's to high 690's in less than 8 months.

Wow, that's awesome! Congrats!