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    <title>topic Amex BCE-What Would Happen If.... in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-BCE-What-Would-Happen-If/m-p/2667681#M762109</link>
    <description>&lt;P&gt;Instead of app-ing for this in January 14' I decided to postpone applying for it until January 15-would I still get a January 2013 backdate? BTW I was just approved for my very first AMEX charger the other day.&lt;/P&gt;</description>
    <pubDate>Fri, 20 Dec 2013 21:13:11 GMT</pubDate>
    <dc:creator>Credit-hoarder</dc:creator>
    <dc:date>2013-12-20T21:13:11Z</dc:date>
    <item>
      <title>Amex BCE-What Would Happen If....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-BCE-What-Would-Happen-If/m-p/2667681#M762109</link>
      <description>&lt;P&gt;Instead of app-ing for this in January 14' I decided to postpone applying for it until January 15-would I still get a January 2013 backdate? BTW I was just approved for my very first AMEX charger the other day.&lt;/P&gt;</description>
      <pubDate>Fri, 20 Dec 2013 21:13:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-BCE-What-Would-Happen-If/m-p/2667681#M762109</guid>
      <dc:creator>Credit-hoarder</dc:creator>
      <dc:date>2013-12-20T21:13:11Z</dc:date>
    </item>
    <item>
      <title>Re: Amex BCE-What Would Happen If....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-BCE-What-Would-Happen-If/m-p/2667695#M762111</link>
      <description>&lt;P&gt;I assume you meant 15 January 2014? If so, the backdate goes by month/year and doesn't take the day into account, so you're good to go.&lt;/P&gt;</description>
      <pubDate>Fri, 20 Dec 2013 21:23:13 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-BCE-What-Would-Happen-If/m-p/2667695#M762111</guid>
      <dc:creator>chwebb1</dc:creator>
      <dc:date>2013-12-20T21:23:13Z</dc:date>
    </item>
    <item>
      <title>Re: Amex BCE-What Would Happen If....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-BCE-What-Would-Happen-If/m-p/2667703#M762112</link>
      <description>&lt;P&gt;My bad-I meant applying January 2015 instead of 2014.&lt;/P&gt;</description>
      <pubDate>Fri, 20 Dec 2013 21:26:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-BCE-What-Would-Happen-If/m-p/2667703#M762112</guid>
      <dc:creator>Credit-hoarder</dc:creator>
      <dc:date>2013-12-20T21:26:27Z</dc:date>
    </item>
    <item>
      <title>Re: Amex BCE-What Would Happen If....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-BCE-What-Would-Happen-If/m-p/2667707#M762113</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/740785"&gt;@Credit-hoarder&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;My bad-I meant applying January 2015 instead of 2014.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Yes, it doesn't matter what year you apply. You'll still get the backdate.&lt;/P&gt;</description>
      <pubDate>Fri, 20 Dec 2013 21:27:28 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-BCE-What-Would-Happen-If/m-p/2667707#M762113</guid>
      <dc:creator>chwebb1</dc:creator>
      <dc:date>2013-12-20T21:27:28Z</dc:date>
    </item>
    <item>
      <title>Re: Amex BCE-What Would Happen If....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-BCE-What-Would-Happen-If/m-p/2667717#M762114</link>
      <description>&lt;P&gt;@chwebb1: Cool--thanks!&lt;/P&gt;</description>
      <pubDate>Fri, 20 Dec 2013 21:31:06 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-BCE-What-Would-Happen-If/m-p/2667717#M762114</guid>
      <dc:creator>Credit-hoarder</dc:creator>
      <dc:date>2013-12-20T21:31:06Z</dc:date>
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