topic UTL oops in Credit Cards

UTL oops

Stonemanmv — Sun, 22 Dec 2013 16:23:42 GMT

Well ran my bcp up to 4100 cl 6000 let it report and paid it down to 1900 It reported already tho last month it was on the 24th put me at 35% over all. Oh well my scores will rebound next month I just won't look at them

Re: UTL oops

Stonemanmv — Sun, 22 Dec 2013 16:24:43 GMT

also looks like I need to wait on my 3x CLi

Re: UTL oops

DaniBananiie — Sun, 22 Dec 2013 16:48:41 GMT

Well I think you'll be fine!

Re: UTL oops

JediNeo — Sun, 22 Dec 2013 17:32:49 GMT

That can happen this time of year. At least you recognized it and are tagging the steps needed to remedy the situation. Your scores will bounce back.

Re: UTL oops

wagsk1 — Sun, 22 Dec 2013 18:41:00 GMT

Same here, wife and mine are both way too high but with 0% and no apps for the next few months i`m not woriied about it

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FocusedAndDetermined — Sun, 22 Dec 2013 18:51:51 GMT

You're right, your scores should rebound pretty quick.

Re: UTL oops

Stonemanmv — Sun, 22 Dec 2013 18:51:56 GMT

Wagski. Same here 0% no apps for a long time. Except my 3 x CLi is next week. I'll just put it off for a month ( doesnt matter)

Re: UTL oops

myjourney — Sun, 22 Dec 2013 19:14:42 GMT

@Stonemanmv wrote:
Well ran my bcp up to 4100 cl 6000 let it report and paid it down to 1900 It reported already tho last month it was on the 24th put me at 35% over all. Oh well my scores will rebound next month I just won't look at them

It happens wait until you read all the post next month of UTL due to Christmas Lol

UTL has no memory from month to month in Fico scoring so don't sweat it

Re: UTL oops

FinStar — Sun, 22 Dec 2013 21:33:19 GMT

@myjourney wrote:
@Stonemanmv wrote:
Well ran my bcp up to 4100 cl 6000 let it report and paid it down to 1900 It reported already tho last month it was on the 24th put me at 35% over all. Oh well my scores will rebound next month I just won't look at them
It happens wait until you read all the post next month of UTL due to Christmas Lol
UTL has no memory from month to month in Fico scoring so don't sweat it

It'll recover OP.

Re: UTL oops

Stralem — Sun, 22 Dec 2013 22:25:30 GMT

Don't feel too bad.

I just maxed out my Freedon due to holiday spending. It'll be paid down to "just" 40% on the 27th, though, so I'll live.

You'll be fine too.