topic Discover It Statement Question... in Credit Cards

Discover It Statement Question...

indiolatino61 — Mon, 23 Dec 2013 19:52:58 GMT

Hello all and Happy Holidays,

I had SD'ed my IT for the holidays due to no CLI without a HP after 10 months of requests. My question is, if there is no activity, does that mean no statement is generated, and as a result I do not get my FICO for this month? Is there a way to view the FICO without the statement being generated? Thanks.

Re: Discover It Statement Question...

daybreakgonesXe — Mon, 23 Dec 2013 22:34:58 GMT

@indiolatino61 wrote:
Hello all and Happy Holidays,
I had SD'ed my IT for the holidays due to no CLI without a HP after 10 months of requests. My question is, if there is no activity, does that mean no statement is generated, and as a result I do not get my FICO for this month? Is there a way to view the FICO without the statement being generated? Thanks.

Though I don't know about viewing the FICO if no statement is generated, I can confirm that no activity = no statement = no FICO. My brother didn't use his card nor make a payment last statement, so he does not have a statement for that time period.

Re: Discover It Statement Question...

Anonymous — Mon, 23 Dec 2013 22:40:00 GMT

I would just buy a pack of gum or soda per month to get that FICO score. haha

Re: Discover It Statement Question...

FinStar — Mon, 23 Dec 2013 22:51:01 GMT

If a statement doesn't generate (i.e. no activity) then a FICO score will not be available.

Re: Discover It Statement Question...

myjourney — Mon, 23 Dec 2013 23:54:37 GMT

@FinStar wrote:
If a statement doesn't generate (i.e. no activity) then a FICO score will not be available.

Correct

Re: Discover It Statement Question...

FinStar — Tue, 24 Dec 2013 00:04:03 GMT

@myjourney wrote:
@FinStar wrote:
If a statement doesn't generate (i.e. no activity) then a FICO score will not be available.
Correct
+1

In other words, no soup for you! Just charge some small incidentals and PIF before cycle cuts.

Re: Discover It Statement Question...

indiolatino61 — Wed, 25 Dec 2013 20:54:39 GMT

@FinStar wrote:
@myjourney wrote:
@FinStar wrote:
If a statement doesn't generate (i.e. no activity) then a FICO score will not be available.
Correct
+1
In other words, no soup for you! Just charge some small incidentals and PIF before cycle cuts.

What about the bread...all these other people got bread...lol?

Re: Discover It Statement Question...

irrational — Wed, 25 Dec 2013 21:07:01 GMT

I just have my myFICO subscription setup on my Discover, and have it set to automatically pay in full. Automatic usage, 1% utill and it keeps those statements coming even though I've sock drawered the actual card.

Re: Discover It Statement Question...

GTT — Wed, 25 Dec 2013 21:37:14 GMT

what about there are activities but pif before statement date so 0 balance.

Will there be a statement of 0 with FICO score?

Re: Discover It Statement Question...

Luscher — Wed, 25 Dec 2013 21:58:09 GMT

yes^

Re: Discover It Statement Question...

lg8302ch — Wed, 25 Dec 2013 22:03:28 GMT

@GTT wrote:
what about there are activities but pif before statement date so 0 balance.
Will there be a statement of 0 with FICO score?

Since a statement is cut I would assume you will also see a Fico score. Discover will issue a statement with activity and this also includes payments.

Re: Discover It Statement Question...

GTT — Wed, 25 Dec 2013 22:11:42 GMT

yes you're right.

Re: Discover It Statement Question...

DaylightSlaving — Wed, 25 Dec 2013 23:47:13 GMT

@lg8302ch wrote:
@GTT wrote:
what about there are activities but pif before statement date so 0 balance.
Will there be a statement of 0 with FICO score?
Since a statement is cut I would assume you will also see a Fico score. Discover will issue a statement with activity and this also includes payments.

Yep! I can confirm that, as I bought a bunch of stuff on Newegg and paid it off when the balance posted.

Got my statement emailed a few days ago; it's been PIF since late November, and I got my FICO.

Re: Discover It Statement Question...

Themanwhocan — Wed, 25 Dec 2013 23:50:28 GMT

@Luscher wrote:
yes^

Are you saying yes, or asking yes?

Yes.

Peggy?

Re: Discover It Statement Question...

DaylightSlaving — Wed, 25 Dec 2013 23:51:57 GMT

@Themanwhocan wrote:
@Luscher wrote:
yes^
Are you saying yes, or asking yes?

Yes.

Peggy?

Si^

Re: Discover It Statement Question...

FinStar — Thu, 26 Dec 2013 01:30:47 GMT

@Themanwhocan wrote:
@Luscher wrote:
yes^
Are you saying yes, or asking yes?

Yes.

Peggy?