topic Re: Anybody get a cli from fnbo lately?? in Credit Cards

Anybody get a cli from fnbo lately??

eazy454 — Mon, 23 Dec 2013 16:22:18 GMT

Anybody get a cli from fnbo lately? Which card do you have, and what limit?

Re: Anybody get a cli from fnbo lately??

gdale6 — Mon, 23 Dec 2013 17:28:58 GMT

Yep, their Discover card, 1.5k to 1.9k was automatic.

Re: Anybody get a cli from fnbo lately??

eazy454 — Mon, 23 Dec 2013 19:15:46 GMT

How long did you have the card before the auto increase?

Re: Anybody get a cli from fnbo lately??

gdale6 — Mon, 23 Dec 2013 23:09:21 GMT

11 months from open, I have never used it for a purchase and only used it for their 0% BT offer for 1 yr. The CLI came 2 days after I paid off the BT. This is the second card I have from them I have their AMEX as well and never got a CLI on it until I called in at the 1 yr mark, it went from 1.5 to 6.5K without a HP. The bank is a conservative lender, also if you ask for the CLI via the website it is from what I have read on the forums a HP, if you call in they either review based on info they have on file or do a SP.

Re: Anybody get a cli from fnbo lately??

myjourney — Tue, 24 Dec 2013 00:49:25 GMT

@eazy454 wrote:
Anybody get a cli from fnbo lately? Which card do you have, and what limit?

Dec 5 2800 CLI Wooo Hooo SP

Amex

Re: Anybody get a cli from fnbo lately??

jamesdwi — Tue, 24 Dec 2013 00:59:33 GMT

two in CLI's in the last 6 months

from 7500, to 9600

and from 9600 to 11900. making it my highest CL.

Re: Anybody get a cli from fnbo lately??

eazy454 — Tue, 24 Dec 2013 01:41:50 GMT

@ Jamesdwi

You got two increases in the last six months? Did they HP you for one or both? I usually get a cli with a SP every 4 months.

Re: Anybody get a cli from fnbo lately??

jamesdwi — Tue, 24 Dec 2013 01:50:44 GMT

first was SP, i called and asked if they had any CLI's for the account. Second was an Auto-CLI.

maybe it was 8 months, but it seemed quicker than that.

Re: Anybody get a cli from fnbo lately??

jamesdwi — Tue, 24 Dec 2013 01:50:58 GMT

first was SP, i called and asked if they had any CLI's for the account. Second was an Auto-CLI.

maybe it was 8 months, but it seemed quicker than that.

Re: Anybody get a cli from fnbo lately??

myjourney — Tue, 24 Dec 2013 02:16:19 GMT

@eazy454 wrote:
Anybody get a cli from fnbo lately? Which card do you have, and what limit?

Thought I would add just in case you didn't know

You can call FNBO every 3 months and ask if you have any pre-approved CLI's (SP)

They will ask you 2 questions

Income and mortgage or rent amount

Easy as 1-2

Good luck

Re: Anybody get a cli from fnbo lately??

odd_dog — Tue, 24 Dec 2013 02:37:56 GMT

Bucksback have had it for about 6 years at $6500.00 last month when they started giving the FICO scores, after I saw mine, I hit the love button and asked for $10 and got it...should have asked for more....LOL

Re: Anybody get a cli from fnbo lately??

Anonymous — Tue, 24 Dec 2013 02:51:01 GMT

Of interest. My FNBO Discover has done auto-CLI's every six months. My FNBO Vision Visa Signature received no increases so I called the CR after two years and they increased me $5,000 with no HP on a no-preset card. Impressed!

Re: Anybody get a cli from fnbo lately??

eazy454 — Tue, 24 Dec 2013 03:06:19 GMT

I call in every four months, and ask the csr if im pre approved for a cli. If I am its a sp. if im not, I wait to avoid a hp.