topic Re: Amex SPG in Credit Cards

Amex SPG

Jayb5635 — Sat, 28 Dec 2013 05:13:36 GMT

Hey guys, while logged into my Amex account, I saw the sign up offer on the SPG was just 10,000 starpoints. Yet when I later checked on my iPhone where I hadn't logged in, it showed the bonus as 25,000. Anyone has any insight into why ???

Re: Amex SPG

09Lexie — Sat, 28 Dec 2013 05:30:28 GMT

Higher sign up bonus for new cardmembers.

Re: Amex SPG

Jayb5635 — Sat, 28 Dec 2013 05:33:05 GMT

Meh, 10k isn't as enticing =/

Re: Amex SPG

09Lexie — Sat, 28 Dec 2013 05:44:34 GMT

Just don't log in, clear your cookies and cache when you app

Re: Amex SPG

FinStar — Sat, 28 Dec 2013 06:58:08 GMT

@09Lexie wrote:
Just don't log in, clear your cookies and cache when you app

Re: Amex SPG

Jayb5635 — Sat, 28 Dec 2013 07:27:30 GMT

Oh ok that makes sense. I don't know that I would keep the card long term but I'd like to pocket the 25k starpoints for the future. Considering applying for this and the Chase Ink in February.

Re: Amex SPG

Jayb5635 — Mon, 30 Dec 2013 01:13:34 GMT

Ok so should I wait until Amex soft pulls my report AFTER all my balances report next month ??? Coming into December I owed roughly 8k overall and I have paid it off.

Re: Amex SPG

FinStar — Mon, 30 Dec 2013 01:15:31 GMT

@Jayb5635 wrote:
Ok so should I wait until Amex soft pulls my report AFTER all my balances report next month ??? Coming into December I owed roughly 8k overall and I have paid it off.

For best results, I believe so. The more optimal things look, the better the chances.

Re: Amex SPG

Jayb5635 — Mon, 30 Dec 2013 01:22:03 GMT

If it was a hard pull, I would just wait until the middle of next month when all my zero balances report and then app. But since I'm a card member, I fear they will simply look at the last soft pull they have on me.

Re: Amex SPG

FinStar — Mon, 30 Dec 2013 01:24:46 GMT

@Jayb5635 wrote:
If it was a hard pull, I would just wait until the middle of next month when all my zero balances report and then app. But since I'm a card member, I fear they will simply look at the last soft pull they have on me.

If you're approved, then it will be HP for sure. If not approved, it's just SP. I'm hoping that everything falls in place and you can be approved come next month.

Re: Amex SPG

Jayb5635 — Mon, 30 Dec 2013 01:29:54 GMT

Thanks, I appreciate that.

Re: Amex SPG

LearningMoreAboutCredit — Mon, 30 Dec 2013 01:58:07 GMT

@Jayb5635 wrote:
Hey guys, while logged into my Amex account, I saw the sign up offer on the SPG was just 10,000 starpoints. Yet when I later checked on my iPhone where I hadn't logged in, it showed the bonus as 25,000. Anyone has any insight into why ???

My offer was for 25K points; 10K after 1st purchase and 15K after $5K spend over 1st six months...is that what you are referring to?

Re: Amex SPG

Jayb5635 — Mon, 30 Dec 2013 02:00:56 GMT

Yep.

Re: Amex SPG

LearningMoreAboutCredit — Mon, 30 Dec 2013 04:15:47 GMT

@Jayb5635 wrote:
Yep.

I got my SPG a week after my BCE and I was eligible for the 25K promo...I don't see no reason why you wouldn't either but of course it's YMMV.