topic Re: How often do you pay your cc? in Credit Cards

How often do you pay your cc?

Anonymous — Thu, 02 Jan 2014 00:38:40 GMT

Weekly, bi-weekly or monthly?

Re: How often do you pay your cc?

baller4life — Thu, 02 Jan 2014 00:41:54 GMT

Weekly

Re: How often do you pay your cc?

Anonymous — Thu, 02 Jan 2014 00:52:29 GMT

Bi-weekly. I keep a spreadsheet that outlines my accounts, balances, due dates, etc. and I consult the spreadsheet and make payments right after each pay period.

Re: How often do you pay your cc?

CreditUnionFan — Thu, 02 Jan 2014 00:57:40 GMT

@Anonymous wrote:
Weekly, bi-weekly or monthly?

Usually just before the statement is due to "cut" so that it shows up on my Credit Report as a $0 balance.

Re: How often do you pay your cc?

chwebb1 — Thu, 02 Jan 2014 00:58:36 GMT

I get paid bi-weekly, so I pay them off when I get paid. If I have some extra money in between pay periods, I might pay more frequently.

Re: How often do you pay your cc?

andre181 — Thu, 02 Jan 2014 01:00:09 GMT

I get paid once a month, so the CC's get paid once a month.

My old job paid me weekly so I'd pay everything weekly. I liked that better. I felt more in control. Its painful to pay so much just to the cards all at once.

Re: How often do you pay your cc?

Gunnar419 — Thu, 02 Jan 2014 01:00:35 GMT

Monthly unless I've made a big purchase I want to PIF right away. Only time I pay more frequently is on my one card that has a small CL.

Re: How often do you pay your cc?

ksantangelo23 — Thu, 02 Jan 2014 01:26:20 GMT

I generally pay nightly by each transation. I would pay less often, every week or so, but I prefer to get payments out of the way because a lot are AU transactions.

Re: How often do you pay your cc?

daybreakgonesXe — Thu, 02 Jan 2014 01:15:51 GMT

Monthly!

Re: How often do you pay your cc?

Epcot — Thu, 02 Jan 2014 02:20:43 GMT

I pay them monthly, unless I have a large balance (Over $5k) then I will make an extra payment to bring the balance back down to zero before using the card again.

Re: How often do you pay your cc?

DavidZeng — Thu, 02 Jan 2014 02:21:54 GMT

I pay them almost everyday, due to my limited credit line.

Re: How often do you pay your cc?

barbaralee — Thu, 02 Jan 2014 03:04:36 GMT

Monthy... I am paid bi-weekly, but hate to be constantly paying bills. So the money sits in checking and then the credit card statement is paid shortly before due date. I get confused, easily, I must keep everything as simple as possible.

Re: How often do you pay your cc?

Anonymous — Thu, 02 Jan 2014 04:16:33 GMT

My money compounds daily at .85% as many days as possible before due, then I pif.

Re: How often do you pay your cc?

Stralem — Thu, 02 Jan 2014 04:39:35 GMT

I get paid bi-weekly, so... twice a month just about. In the months where the days line up just right to include three pay days, I'll either pay a little extra or dump the third check into my savings.

Re: How often do you pay your cc?

Anonymous — Thu, 02 Jan 2014 04:41:10 GMT

@DavidZeng wrote:
I pay them almost everyday, due to my limited credit line.

LOL, I know the feeling! My favorite "everyday" cards have very modest CLs.....so it seems like that goes hand-in-hand with "everyday" payments, just to keep from getting too close to their limits.

No, really, I think I'm pushing payments through my on-line bill pay about every other week for my "top 3". Really hoping for some good CLI's this year so that those smaller bi-weekly payments turn into larger monthly payments......eventually.

Re: How often do you pay your cc?

Stralem — Thu, 02 Jan 2014 04:41:28 GMT

@andre181 wrote:
I get paid once a month, so the CC's get paid once a month.

Do you work in Japan?

Re: How often do you pay your cc?

Anonymous — Thu, 02 Jan 2014 04:46:45 GMT

Bi-weekly when I get paid.

Re: How often do you pay your cc?

OnTheRebound — Thu, 02 Jan 2014 05:00:15 GMT

Once a month.

I believe in KISS. After each statement cuts I schedule a payment for the statement balance a couple of days before the due date.

Of course, I will check later to make sure it went through.

Re: How often do you pay your cc?

eddie84 — Thu, 02 Jan 2014 05:48:43 GMT

@OnTheRebound wrote:
I believe in KISS.

I saw them in concert once... great band. Anyhoo, I pay mine every couple of weeks.

Re: How often do you pay your cc?

RushXTC — Thu, 02 Jan 2014 05:54:04 GMT

@Anonymous wrote:
Weekly, bi-weekly or monthly?

I used to spread payments bi-weekly, Every single paycheck I'd send to every one of my CC's, but now that I'm doing the pyramid way, I'm sending only the minimum to most of them (per month) and just send multiple payments on a single account until its paid off.. (Or one large sum if I have it all that day).