topic Re: Kohls Income proof to approve? in Credit Cards

Kohls Income proof to approve?

Anonymous — Sat, 04 Jan 2014 18:38:19 GMT

My score is in the Mid 600's depending on where you look. I applied online for a Kohls card and they asked me a bunch of verification questions. They then asked me to call the 866# with the application reference number. When I called they said they needed proof of income to be mailed in. Which I did today... Would they go through all of that to not approve me? This happen to anyone else? If I get denied after that, anyone have tricks to call and get approved? Thanks for the help in advance.

Re: Kohls Income proof to approve?

coldnmn — Sat, 04 Jan 2014 18:46:18 GMT

I see no reason that you would be denied if income is valid. Congrats!

Re: Kohls Income proof to approve?

FinStar — Sat, 04 Jan 2014 18:51:09 GMT

@Anonymous wrote:
My score is in the Mid 600's depending on where you look. I applied online for a Kohls card and they asked me a bunch of verification questions. They then asked me to call the 866# with the application reference number. When I called they said they needed proof of income to be mailed in. Which I did today... Would they go through all of that to not approve me? This happen to anyone else? If I get denied after that, anyone have tricks to call and get approved? Thanks for the help in advance.

If POI and all other verification items check out then it should hopefully be approved. Interesting that KOHLS would require POI, but then again this is quirky Capital One Retail Services we're dealing with.

Re: Kohls Income proof to approve?

Anonymous — Sat, 04 Jan 2014 19:02:22 GMT

I have two capital one cards. One is secured that i have had for 2 years no late payments and 1 capital one quicksilver that i just got in the last couple of weeks. Maybe that is a good sign?

I will be mad if they made me ceritfy that POI and take a inquiry hit to deny me...

Re: Kohls Income proof to approve?

FinStar — Sat, 04 Jan 2014 19:25:45 GMT

I'm hoping you're approved OP. It would seem silly on their part (granted I've seen worse things) to request all this information to be declined. Keep us posted and wish you good luck with getting KOHLS.

Re: Kohls Income proof to approve?

Anonymous — Sun, 05 Jan 2014 15:45:48 GMT

I called to let them know I sent POI and asked if there is anything else or once that is verified woud I be approved? She said she wouldnt know and that the processing center does that. i asked to reach out to them and she said there is no way to reach them? Seems like awful service and no one knows what is going on there. Does anyone know a number to credit apps at Kohls?

Re: Kohls Income proof to approve?

junior88 — Mon, 06 Jan 2014 15:57:40 GMT

I had to send in POI as well. Sent mine in 2 weeks ago. I called yesterday and the lady was going to forward it on to her Supervisor to try and speed it up since it had been a while already. I thought it was because I put down $96000. Glad to see you had to go through it as well. The rep had told me I was approved just needed to send this in. Seems like a lot for a probably $300 credit line.

Re: Kohls Income proof to approve?

Anonymous — Tue, 07 Jan 2014 01:09:43 GMT

I think I wrote almost same income.. My paystub will verify which is good.., The woman on the phone did not say it was approved, she said she didnt know. Did you call a specific number? I dont want to wait two weeks, they are slow!

Re: Kohls Income proof to approve?

junior88 — Tue, 07 Jan 2014 14:07:29 GMT

The number they gave me to call to the App Department was: 800 564 5737.

Re: Kohls Income proof to approve?

FinStar — Tue, 07 Jan 2014 17:05:40 GMT

@Anonymous wrote:
I called to let them know I sent POI and asked if there is anything else or once that is verified woud I be approved? She said she wouldnt know and that the processing center does that. i asked to reach out to them and she said there is no way to reach them? Seems like awful service and no one knows what is going on there. Does anyone know a number to credit apps at Kohls?

Unfortunately, there's no direct number to reach them. You can probably ask for a supervisor to see if they can speed/escalate things up but they won't put you in touch with that department. It's just going to be one of those things that you need to let run its course, albeit a slow process.

Re: Kohls Income proof to approve?

Anonymous — Tue, 07 Jan 2014 17:10:16 GMT

I think Capital One is just getting more careful, and pickier. Since Kohls is backed by Cap 1, it must be a new policy for them. Good luck. I hope you get an answer soon!

Re: Kohls Income proof to approve?

Anonymous — Tue, 07 Jan 2014 17:13:05 GMT

Applied in store and was denied. Seems there was an address compatibility problem. Cleared up my CRs and applied in store and was approved. It was Chase then. With Cap1 who knows?!

Re: Kohls Income proof to approve?

Anonymous — Thu, 09 Jan 2014 01:43:07 GMT

I sent it in Saturday. I called today and it is still pending. I will give them until Saturday before I call again.

Re: Kohls Income proof to approve?

FinStar — Thu, 09 Jan 2014 01:47:41 GMT

This is taking a while isn't it? I'd say hopefully by the end of this week, if not early next week. Fingers crossed OP!

Re: Kohls Income proof to approve?

junior88 — Thu, 09 Jan 2014 01:53:23 GMT

I sent mine in 2.5 weeks ago and they still say it's pending!

Re: Kohls Income proof to approve?

Anonymous — Thu, 09 Jan 2014 01:58:34 GMT

Seriously that long??? What are you going to do? I sent mine with delivery confirmation so I know it got there Monday morning. They told me up to 5 business days. Let me know what you plan on doing.

Re: Kohls Income proof to approve?

junior88 — Thu, 09 Jan 2014 14:46:30 GMT

Nothing I can do. I sent it and it was a lot as I have 2 jobs. Starting to think it isn't worth it.

Re: Kohls Income proof to approve?

Anonymous — Thu, 09 Jan 2014 15:13:03 GMT

I am calling Saturday or Monday. I will keep you posted.

Re: Kohls Income proof to approve?

Anonymous — Fri, 10 Jan 2014 16:55:56 GMT

Hi all - Just an update. I stalked them today and I was approved but with only $300. Not sure what I can get with that especially where i need to keep UTl low. I hope they do increases fairly quickly.

Anyone know?

Re: Kohls Income proof to approve?

FinStar — Fri, 10 Jan 2014 16:57:32 GMT

@Anonymous wrote:
Hi all - Just an update. I stalked them today and I was approved but with only $300. Not sure what I can get with that especially where i need to keep UTl low. I hope they do increases fairly quickly.

Anyone know?

LOL... good stalking

CLI's can be reviewed after having the account open/active > 6 months.