topic Re: BOA Pre-Approved Offers on website (none for me ......) in Credit Cards

BOA Pre-Approved Offers on website (none for me ......)

Anonymous — Sun, 04 May 2008 01:39:02 GMT

Why can't I seem to get any pre-approved offers from BOA?

I have checking, savings and Worldpoints Visa.

Does this mean that I have less of a chance of getting another BOA card?

Re: BOA Pre-Approved Offers on website (none for me ......)

Anonymous — Sun, 04 May 2008 01:42:17 GMT

There were none for me either............

However, I've been wondering......I have opted out of promotional inquiries, wonder if this is why?

Re: BOA Pre-Approved Offers on website (none for me ......)

Anonymous — Sun, 04 May 2008 01:44:54 GMT

sidewinder wrote:
There were none for me either............

However, I've been wondering......I have opted out of promotional inquiries, wonder if this is why?

Yes, this is why. It took me about 5 weeks to get approvals after opting back in.

Re: BOA Pre-Approved Offers on website (none for me ......)

Anonymous — Sun, 04 May 2008 01:45:08 GMT

I had to change the way I input my name in order to get any offers. When I entered First Name Middle Initial Last Name - nothing. However, I finally decided to enter the way I always submit my online applications for anything (First Name + Middle Initial in the First Name box and then my last name). That pulled up offers for me.

Re: BOA Pre-Approved Offers on website (none for me ......)

haulingthescoreup — Sun, 04 May 2008 01:47:27 GMT

You definitely won't get one if you're opted out, because they can't soft your reports.

busywoman, I can't get any now either, and I have a WorldPoints card. Maybe the primary purpose of that site is to get non-BofA customers on board. I think that all that ever pops up are the same three cards, with differing CL's.

I would think that they'd be happy to hook another card into you, as long as everything else looks OK. I know we have a bunch of members here with multiple BofA cards.

Re: BOA Pre-Approved Offers on website (none for me ......)

Anonymous — Sun, 04 May 2008 02:11:45 GMT

Thank you for your responses. I haven't opted out so guess I'll stand by.

Perfect payment history with BOA so no issue there. All baddies +2 years old now so will play the waiting game.

Re: BOA Pre-Approved Offers on website (none for me ......)

Red1Blue — Sun, 04 May 2008 02:13:10 GMT

I have all kinds of accounts with BOA and I dont have much luck getting any thinig with them other than my 99/500 secured card.

Re: BOA Pre-Approved Offers on website (none for me ......)

Anonymous — Sun, 04 May 2008 03:22:41 GMT

@Anonymous wrote:

@Anonymous wrote:
There were none for me either............

However, I've been wondering......I have opted out of promotional inquiries, wonder if this is why?

Yes, this is why. It took me about 5 weeks to get approvals after opting back in.

Where/how did you opt back in?

Alternatively, how can I check my opted in/out status?

Re: BOA Pre-Approved Offers on website (none for me ......)

Anonymous — Sun, 04 May 2008 03:28:23 GMT

@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:
There were none for me either............

However, I've been wondering......I have opted out of promotional inquiries, wonder if this is why?

Yes, this is why. It took me about 5 weeks to get approvals after opting back in.

Where/how did you opt back in?

Alternatively, how can I check my opted in/out status?

There's a website to opt in (there's a link in here somewhere). The only reason I knew I had opted out was because I pulled a real EQ and it had a notation somewhere that I was not receiving offers or something to that effect. Sorry to be vague, I just don't exactly remember how it read.

There's also a number you can call to opt in/out. (My browser is acting very funny and I can't open too many tabs today, or else I'd look.)

Re: BOA Pre-Approved Offers on website (none for me ......)

Anonymous — Sun, 04 May 2008 03:32:03 GMT

WhirledPeasPlease wrote:

There's a website to opt in (there's a link in here somewhere). The only reason I knew I had opted out was because I pulled a real EQ and it had a notation somewhere that I was not receiving offers or something to that effect. Sorry to be vague, I just don't exactly remember how it read.

There's also a number you can call to opt in/out. (My browser is acting very funny and I can't open too many tabs today, or else I'd look.)

You can opt in at the same site you use to opt out:

https://www.optoutprescreen.com/?rf=t

Re: BOA Pre-Approved Offers on website (none for me ......)

Anonymous — Sun, 04 May 2008 03:33:21 GMT

watchnerd wrote:

Alternatively, how can I check my opted in/out status?

There's no way to check your current status. All you can do is opt in if you want to receive offers. If you're already opted in, it won't hurt.

Re: BOA Pre-Approved Offers on website (none for me ......)

Anonymous — Sun, 04 May 2008 03:36:30 GMT

Okay, I already receive offers from lots of folks in the mail, so I'm going to assume I'm not opted out.

But....

I don't get anything from the BOA pre-approval, either, despite having checking and three credit cards with them.

I don't think opt in/out is the only factor at work here.

Re: BOA Pre-Approved Offers on website (none for me ......)

Anonymous — Sun, 04 May 2008 03:38:26 GMT

watchnerd wrote:
Okay, I already receive offers from lots of folks in the mail, so I'm going to assume I'm not opted out.

But....

I don't get anything from the BOA pre-approval, either, despite having checking and three credit cards with them.

I don't think opt in/out is the only factor at work here.

Sounds like you might have the max amount of credit from them either for your income or for one cardholder.

Re: BOA Pre-Approved Offers on website (none for me ......)

Anonymous — Sun, 04 May 2008 03:38:58 GMT

watchnerd wrote:
Okay, I already receive offers from lots of folks in the mail, so I'm going to assume I'm not opted out.

But....

I don't get anything from the BOA pre-approval, either, despite having checking and three credit cards with them.

I don't think opt in/out is the only factor at work here.

Maybe BofA has decided they've extended you enough credit.

Re: BOA Pre-Approved Offers on website (none for me ......)

Anonymous — Sun, 04 May 2008 03:39:21 GMT

cheddar wrote:

watchnerd wrote:
Okay, I already receive offers from lots of folks in the mail, so I'm going to assume I'm not opted out.

But....

I don't get anything from the BOA pre-approval, either, despite having checking and three credit cards with them.

I don't think opt in/out is the only factor at work here.
Sounds like you might have the max amount of credit from them either for your income or for one cardholder.

ACK!!! You beat me Cheese! GMTA!

Re: BOA Pre-Approved Offers on website (none for me ......)

Anonymous — Sun, 04 May 2008 03:43:35 GMT

Well, yeah, maybe. We have like $75K CL with them across the three cards...

Re: BOA Pre-Approved Offers on website (none for me ......)

Anonymous — Sun, 04 May 2008 03:59:36 GMT

That's definately not the case for me as my BofA CL is 1% of my annual income.

Re: BOA Pre-Approved Offers on website (none for me ......)

haulingthescoreup — Sun, 04 May 2008 04:03:23 GMT

We've been playing with this site here on the forums for about 6 months that I can remember. Does anyone remember seeing pre-approvals after they've gotten a card?

I think that mine displayed for another week or two, and then they went away.

Alternatively, maybe they used to let you pull up pre-apps, but no longer. I would think that the members here alone have probably crashed their site several times, lol.

Re: BOA Pre-Approved Offers on website (none for me ......)

Anonymous — Sun, 04 May 2008 04:05:25 GMT

haulingthescoreup wrote:
We've been playing with this site here on the forums for about 6 months that I can remember. Does anyone remember seeing pre-approvals after they've gotten a card?

I think that mine displayed for another week or two, and then they went away.

Alternatively, maybe they used to let you pull up pre-apps, but no longer. I would think that the members here alone have probably crashed their site several times, lol.

I got my card on April 9 and currently have preapprovals that expire on 6/21.

Re: BOA Pre-Approved Offers on website (none for me ......)

Anonymous — Sun, 04 May 2008 04:09:36 GMT

Is this just a soft hit for the pre approval site. Just curious I would like to check.