topic Re: Amazon.com in Credit Cards

Amazon.com

diebadcredit6504 — Tue, 07 Jan 2014 14:50:01 GMT

I'm trying the shopping trick and I put one item in my cart and proceed to check out and in the screen it asking me apply for amazon card and save $30.00 off my purchase. Does that mean I'm pre approve? I have a amazon profile but not credit card... Just wonder becaue I never notice that whenever I purchase anything from the site.

Re: Amazon.com

JediNeo — Tue, 07 Jan 2014 15:07:22 GMT

The Amazon card is backed by GE and does not have the shopping cart trick. Those are usually commodity (?) backed card.

Re: Amazon.com

diebadcredit6504 — Tue, 07 Jan 2014 15:13:17 GMT

Thanks!

Re: Amazon.com

asphaltcowboy — Tue, 07 Jan 2014 15:16:49 GMT

@gcalvillo6504 wrote:
I'm trying the shopping trick and I put one item in my cart and proceed to check out and in the screen it asking me apply for amazon card and save $30.00 off my purchase. Does that mean I'm pre approve? I have a amazon profile but not credit card... Just wonder becaue I never notice that whenever I purchase anything from the site.

Short answer, no.

Re: Amazon.com

CreditUnionFan — Tue, 07 Jan 2014 20:46:10 GMT

@gcalvillo6504 wrote:
I'm trying the shopping trick and I put one item in my cart and proceed to check out and in the screen it asking me apply for amazon card and save $30.00 off my purchase. Does that mean I'm pre approve? I have a amazon profile but not credit card... Just wonder becaue I never notice that whenever I purchase anything from the site.

Nope. The shopping cart trick is popular amongst Commenity-issued cards.

Amazon offers Visa(s) through Chase, or the private-labeled card issued by GECRB.

The Chase offering is always a HP, and may be HPs on multiple bureau(s). The Chase cards don't usually offer extended financing offers, but 3% on Amazon purchases.

A couple of years ago, after already having both Personal Chase Amazon Visa, and Business Chase Amazon Visa accounts, I was solicited for the GECRB card. I believe it still involved a HP, but the GECRB card offers extended term financing (such as six months, a year, etc).

If you shop a lot at Amazon, they can be advantageous. I still use all three accounts.