topic Re: I don't understand in Credit Cards

I don't understand

oracles — Thu, 09 Jan 2014 23:16:25 GMT

Everytime i ask for a CLI on walmart or JcPenney, I constantly receive this message

We apologize for the inconvenience, but we cannot process a credit limit increase online for this account.

I dont know why, does anyone have a clue or reason?

I am in great staanding wth them, have great credit, i just dont understand.

Thanks for your responses

Re: I don't understand

Anonymous — Thu, 09 Jan 2014 23:17:45 GMT

This is their standard verbiage indicating that you're not eligible for an increase at this time. You should be receiving a letter explaining why.

Re: I don't understand

B335is — Thu, 09 Jan 2014 23:24:25 GMT

I've had better luck calling them than hitting the online button. How long have you had the cards, are you using them, ever letting a balance post are a few things to consider as well.

Re: I don't understand

oracles — Thu, 09 Jan 2014 23:41:41 GMT

@B335is wrote:
I've had better luck calling them than hitting the online button. How long have you had the cards, are you using them, ever letting a balance post are a few things to consider as well.

I use them sparingly.

I've had the cards for at least 5+ years. I put a small purchase on them at least once every 4-5 months.

That could be the reason

Re: I don't understand

suebee123 — Thu, 09 Jan 2014 23:54:53 GMT

I get this message on all of my ge accounts...I call credit solutions 877-379-8173 and get my credit limit increases. I have never been denied and I don't use my ge account all that much. I have managed to get my Sams Club discover and Old Navy Visa up to 15,000 each in a little over 1 year.

Re: I don't understand

oracles — Fri, 10 Jan 2014 15:04:32 GMT

@suebee123 wrote:
I get this message on all of my ge accounts...I call credit solutions 877-379-8173 and get my credit limit increases. I have never been denied and I don't use my ge account all that much. I have managed to get my Sams Club discover and Old Navy Visa up to 15,000 each in a little over 1 year.

Is it a HP for you Suebee when you call up?

Re: I don't understand

FinStar — Fri, 10 Jan 2014 15:10:50 GMT

@oracles wrote:
@suebee123 wrote:
I get this message on all of my ge accounts...I call credit solutions 877-379-8173 and get my credit limit increases. I have never been denied and I don't use my ge account all that much. I have managed to get my Sams Club discover and Old Navy Visa up to 15,000 each in a little over 1 year.

Is it a HP for you Suebee when you call up?

It should be a SP.

Re: I don't understand

suebee123 — Fri, 10 Jan 2014 15:59:44 GMT

Always a sp.

Re: I don't understand

oracles — Sat, 11 Jan 2014 02:21:23 GMT

@suebee123 wrote:
Always a sp.

I called and they said they needed to transfer me to a senior underwriter.

Does this happen to you as well suebee?