topic Re: NFCU soft pull on 12/13/13. Anyone else? in Credit Cards

NFCU soft pull on 12/13/13. Anyone else?

USF813 — Fri, 10 Jan 2014 18:45:07 GMT

Just noticed a soft pull from NFCU on 12/31/13, Equifax.

Re: NFCU soft pull on 12/13/13. Anyone else?

starry1 — Fri, 10 Jan 2014 18:46:54 GMT

i got one on 12/31/13.

Re: NFCU soft pull on 12/13/13. Anyone else?

USF813 — Fri, 10 Jan 2014 18:54:37 GMT

Tempted to ask for a $2k CLI on my CC. I wonder if they'd use the SP?

Re: NFCU soft pull on 12/13/13. Anyone else?

Creditaddict — Fri, 10 Jan 2014 20:57:36 GMT

@USF813 wrote:
Tempted to ask for a $2k CLI on my CC. I wonder if they'd use the SP?

well first of all if you are going to ask it should be for the full $25k credit line.

What is your current line?

How long have you had it?

last CLI?

Re: NFCU soft pull on 12/13/13. Anyone else?

Scupra — Fri, 10 Jan 2014 21:14:05 GMT

Was also softed around the same time.

Listed to Creditaddict though

Re: NFCU soft pull on 12/13/13. Anyone else?

USF813 — Fri, 10 Jan 2014 21:24:28 GMT

I'm certainly tempted but i'm going to avoid hitting the button for now. I have far bigger goals than a $25k credit card.....like a new car, mortgage refi.

Re: NFCU soft pull on 12/13/13. Anyone else?

Creditaddict — Fri, 10 Jan 2014 21:27:36 GMT

@USF813 wrote:
I'm certainly tempted but i'm going to avoid hitting the button for now. I have far bigger goals than a $25k credit card.....like a new car, mortgage refi.

you can do it and then if you get 3-5 day message instead of instant counter call in and have the request withdrawn.

Re: NFCU soft pull on 12/13/13. Anyone else?

Scupra — Fri, 10 Jan 2014 21:34:22 GMT

@USF813 wrote:
I'm certainly tempted but i'm going to avoid hitting the button for now. I have far bigger goals than a $25k credit card.....like a new car, mortgage refi.

JW, would the addition of one inquiry really hinder the ability of a new car loan or a mortgage refi? Thanks!

Re: NFCU soft pull on 12/13/13. Anyone else?

USF813 — Fri, 10 Jan 2014 22:19:43 GMT

I'm not sure I want to risk it. I have four pulls on EQ and two on TU.

Re: NFCU soft pull on 12/13/13. Anyone else?

Anonymous — Sat, 11 Jan 2014 00:19:19 GMT

Yup, me too. 12/31/13