topic Re: Just woke up from a nap, where I got my CSP in Credit Cards

Just woke up from a nap, where I got my CSP

DavidZeng — Fri, 10 Jan 2014 22:57:16 GMT

I think I had some Ficonesia Any idea when I will have some solid change to get it?

Re: Just woke up from a nap, where I got my CSP

Anonymous — Fri, 10 Jan 2014 22:59:42 GMT

Despite what you might read here, if and when you do get your CSP, it really won't change your life very much. Or even at all!

Re: Just woke up from a nap, where I got my CSP

Anonymous — Fri, 10 Jan 2014 23:01:47 GMT

@Anonymous wrote:
Despite what you might read here, if and when you do get your CSP, it really won't change your life very much. Or even at all!

+1.

Applies to every single credit card. It's just a credit card...........

Re: Just woke up from a nap, where I got my CSP

eagle2013 — Sat, 11 Jan 2014 03:28:26 GMT

Why are you waiting? You have a premier AMEX revolver - you'd be highly likely to get a CSP, definitley on manual review if for some reason you were declined.

Re: Just woke up from a nap, where I got my CSP

eagle2013 — Sat, 11 Jan 2014 03:30:18 GMT

Ok, I just saw how very recent your apps are and the lower limit on the Freedom. Definitley wait on it. I have the CSP - it's cool but as the rest say it is just a card. If not for the sign up bonus I probably would have passed given the AF.

Re: Just woke up from a nap, where I got my CSP

indiolatino61 — Sat, 11 Jan 2014 03:58:47 GMT

@eagle2013 wrote:
Ok, I just saw how very recent your apps are and the lower limit on the Freedom. Definitley wait on it. I have the CSP - it's cool but as the rest say it is just a card. If not for the sign up bonus I probably would have passed given the AF.

Yes...if it wasn't for the 40K bonus I would have probably not bothered, at least not for a while....

Re: Just woke up from a nap, where I got my CSP

jamesdwi — Sat, 11 Jan 2014 04:15:16 GMT

You need to garden for 6 months, try to get your AMEX revolver over 5k, and wait at least 3 months, and you may have a chance, Chase likes to see some history with a card with a 5+k limit. A freedom card with a $600 CL is not a good sign, time to garden.

Re: Just woke up from a nap, where I got my CSP

myjourney — Sat, 11 Jan 2014 04:21:51 GMT

Go back to sleep maybe you'll get a large limit too..

Nite nite

Re: Just woke up from a nap, where I got my CSP

Anonymous — Sat, 11 Jan 2014 04:37:57 GMT

FWIW, I just opened the envelope with my CSP in it...I had my Slate with a 500$ limit when I applied for it, was given a $1200 limit on a Freedom on the same day, and was approved without recon for 5K on my CSP, but had to wait 2 days...It might be worth a shot. My AAoA is approximately 4 months and my oldest TL is only 1 year and three months...

Re: Just woke up from a nap, where I got my CSP

FinStar — Sat, 11 Jan 2014 06:48:11 GMT

@myjourney wrote:
Go back to sleep maybe you'll get a large limit too..
Nite nite

LMAO... good one myjourney!

Re: Just woke up from a nap, where I got my CSP

highfrogs — Sat, 11 Jan 2014 12:28:22 GMT

@myjourney wrote:
Go back to sleep maybe you'll get a large limit too..
Nite nite

lol, just last week I had a dream, which I can't remember, but my girlfriend did inform me that when she was waking me up I was babbling about how my cat is counting all of his credit cards and that he has so many.

Re: Just woke up from a nap, where I got my CSP

Anonymous — Sat, 11 Jan 2014 12:38:02 GMT

@highfrogs wrote:
@myjourney wrote:
Go back to sleep maybe you'll get a large limit too..
Nite nite
lol, just last week I had a dream, which I can't remember, but my girlfriend did inform me that when she was waking me up I was babbling about how my cat is counting all of his credit cards and that he has so many.

LOL now that is a crazy dream. Cats with credit woot

Re: Just woke up from a nap, where I got my CSP

DavidZeng — Sat, 11 Jan 2014 15:00:16 GMT

@Anonymous wrote:
FWIW, I just opened the envelope with my CSP in it...I had my Slate with a 500$ limit when I applied for it, was given a $1200 limit on a Freedom on the same day, and was approved without recon for 5K on my CSP, but had to wait 2 days...It might be worth a shot. My AAoA is approximately 4 months and my oldest TL is only 1 year and three months...

Thank you for your info, when my SPG report to CB, due to the back date reason, I think it will have over 1 year age, can it be considered a TL over 1 year? I need my true FICO scores to be generated. And The reason I need a CSP is become I will travel a lot with other's money in the very near future. It can generate tons of UR points,

Re: Just woke up from a nap, where I got my CSP

Anonymous — Sat, 11 Jan 2014 16:26:27 GMT

I'm not positive, but I believe the backdated account will count as 1 year of history if it obviously, with backdated year and actual month, is greater than 1 year from today. I'm personally quite excited about my CSP; the 1 to 1 point transfers will save me a ton of money. I honestly didn't think I'd get approved; 18 INQ and 11 of my 13 cards were between August and December...But, sometimes, you get lucky I suppose.

Re: Just woke up from a nap, where I got my CSP

09Lexie — Sat, 11 Jan 2014 19:54:14 GMT

@DavidZeng wrote:
@Anonymous wrote:
FWIW, I just opened the envelope with my CSP in it...I had my Slate with a 500$ limit when I applied for it, was given a $1200 limit on a Freedom on the same day, and was approved without recon for 5K on my CSP, but had to wait 2 days...It might be worth a shot. My AAoA is approximately 4 months and my oldest TL is only 1 year and three months...
Thank you for your info, when my SPG report to CB, due to the back date reason, I think it will have over 1 year age, can it be considered a TL over 1 year? I need my true FICO scores to be generated. And The reason I need a CSP is become I will travel a lot with other's money in the very near future. It can generate tons of UR points,

Yes, as long as your app doesn't need a recon for approval. A CA reviewing your cr, will see the reported since as 01/14.

Re: Just woke up from a nap, where I got my CSP

DavidZeng — Sat, 11 Jan 2014 19:57:58 GMT

@09Lexie wrote:
@DavidZeng wrote:
@Anonymous wrote:
FWIW, I just opened the envelope with my CSP in it...I had my Slate with a 500$ limit when I applied for it, was given a $1200 limit on a Freedom on the same day, and was approved without recon for 5K on my CSP, but had to wait 2 days...It might be worth a shot. My AAoA is approximately 4 months and my oldest TL is only 1 year and three months...
Thank you for your info, when my SPG report to CB, due to the back date reason, I think it will have over 1 year age, can it be considered a TL over 1 year? I need my true FICO scores to be generated. And The reason I need a CSP is become I will travel a lot with other's money in the very near future. It can generate tons of UR points,
Yes, as long as your app doesn't need a recon for approval. A CA reviewing your cr, will see the reported since as 01/14.

Thank you so much Lexie!