topic Re: first equity in Credit Cards

first equity

Anonymous — Mon, 24 Dec 2007 23:01:23 GMT

can anyone give me so info about first equity businees credit card??

Re: first equity

Red1Blue — Mon, 24 Dec 2007 23:13:08 GMT

What information are you looking on this card? I have this card for couple of months. Seems to be ok card. Let me know what info you want and I can help you.

Re: first equity

Anonymous — Mon, 24 Dec 2007 23:19:25 GMT

how long does your business been est.

just started my business 4 months ago an llc

Are they looking for perfect credit..

Re: first equity

Red1Blue — Mon, 24 Dec 2007 23:24:30 GMT

Hi Maxima, first eq approves the card based on your personal credit not on the age of the business. So age of your business should not matter. They pulled EX for me. I think if you have scores at least in the 600 chances would be better. If you dont mind risking a hard inq, apply for it. The chances of getting approved much higher comparing to other cards. Citi/Advanta/Chase and other biz cards declined my app. First Eq gave me the card with $3k limit and they have been good to deal with since then. They take watch and grow approach. First 2 months you can use only 1/2 the CL and after that you can use your full CL. After 3-6 months you can be eligible for CLI. Look for the application link on www.financeglobe.com. Good Luck.

Re: first equity

Anonymous — Mon, 24 Dec 2007 23:47:06 GMT

they say you can only apply through invite i got one in the mail today, just got orchard this week declined for hooters.maybe i should wait for them to report scores should be higher..

they pull tu....

Re: first equity

Anonymous — Tue, 25 Dec 2007 00:16:39 GMT

Perfect Credit? I hope not, I have one of those in my biz name and only one tradeline reporting. Just be careful, those less than perfect rates are killer.

Message Edited by Brammy on 12-24-2007 07:16 PM

Re: first equity

Red1Blue — Tue, 25 Dec 2007 00:08:47 GMT

Hi Maxima, you dont need invitation to apply. You can goto www.FinanceGlobe.com and find the application for first equity and apply for the card. I can not guarantee any thing, they approved it for me when other major companies turned me down. If you are willing to risk a hard, you can apply and see if you would get it. IMHO you might get it. Or you can choose to wait for your scores to go up a little and try again. Normally the chances of getting approved for this card are higher than other biz cards.

Re: first equity

Anonymous — Tue, 25 Dec 2007 00:12:09 GMT

i do not have perfect credit is that what you mean!!i would of but nissan gave me a baadie maybe you can help get it off 30 day late..

Re: first equity

Anonymous — Tue, 25 Dec 2007 00:16:10 GMT

concorduser wrote:

Hi Maxima, you dont need invitation to apply. You can goto www.FinanceGlobe.com and find the application for first equity and apply for the card. I can not guarantee any thing, they approved it for me when other major companies turned me down. If you are willing to risk a hard, you can apply and see if you would get it. IMHO you might get it. Or you can choose to wait for your scores to go up a little and try again. Normally the chances of getting approved for this card are higher than other biz cards.

Hopefully that link is working its been down for awhile.

Nope jsut tried still unavalable

Re: first equity

Anonymous — Tue, 25 Dec 2007 00:17:25 GMT

maxima1 wrote:

i do not have perfect credit is that what you mean!!i would of but nissan gave me a baadie maybe you can help get it off 30 day late..

Yep I don't believe that you need perfect credit for this card. Its a good onefor a first biz major as they report to the biz bureaus.

Re: first equity

Red1Blue — Tue, 25 Dec 2007 00:19:51 GMT

I have applied from that link. May they removed it.

Re: first equity

Anonymous — Tue, 25 Dec 2007 00:20:30 GMT

Its there, it just says try back later.

Re: first equity

Anonymous — Tue, 25 Dec 2007 00:44:14 GMT

well i applied lets see what happend did they approve right away or what...

Re: first equity

Anonymous — Tue, 25 Dec 2007 00:51:54 GMT

Nah they don't offer instants. They will pull your EX report in about three days (excluding holiday) once you se the inq, you can call and seeif approved in a day or two after.

Re: first equity

Anonymous — Tue, 25 Dec 2007 01:24:01 GMT

@Anonymous wrote:

@Anonymous wrote:

i do not have perfect credit is that what you mean!!i would of but nissan gave me a baadie maybe you can help get it off 30 day late..

Yep I don't believe that you need perfect credit for this card. Its a good onefor a first biz major as they report to the biz bureaus.

I disagree. I think they want spotless credit.
I could be wrong but I'm waiting for someone to prove that to me.

Re: first equity

Anonymous — Tue, 25 Dec 2007 01:43:00 GMT

Me! Me! I have one and not spotless at all. Just don't think they like recent lates.

Message Edited by Brammy on 12-24-2007 08:43 PM

Re: first equity

Anonymous — Tue, 25 Dec 2007 01:57:39 GMT

@Anonymous wrote:

Me! Me! I have one and not spotless at all. Just don't think they like recent lates.

Message Edited by Brammy on 12-24-2007 08:43 PM

Who asked you anyway

Seriously though, I didn't have anything recent until this old chargeoff that was paid long ago was updated to October...still need to figure out how to get rid of that. Then need to figure out how to get Experian to get rid of the inquiries.

Didn't even think about it but that Berks thing may have also tanked my score, haven't checked it.

Message Edited by EddieX on 12-24-2007 08:57 PM

Re: first equity

Jesedmotherof5 — Mon, 05 May 2008 23:25:17 GMT

I got an invitation for them today, any good is it worth the apping?

Re: first equity

Red1Blue — Tue, 06 May 2008 00:17:14 GMT

I got approved for $3k and got CLI to $7K in 3 months. They report to EX Biz every month. It is not a bad card.

Re: first equity

Jesedmotherof5 — Tue, 06 May 2008 01:22:56 GMT

Hummm... thinking... maybe nest month. They want PG right?