topic Re: Discover CLI in Credit Cards

Discover CLI

H4LO — Fri, 17 Jan 2014 02:15:01 GMT

HP or SP?

It doesn't give me a "Call us" message any more. But it does give me this...

Requesting an increase to your credit line is easy. Tell us the amount you would like your credit line to increase by and provide some of your employment and financial information to help us with our decision. This request may also require us to pull a credit bureau report, which may affect your credit score. Most decisions are immediate, however it may take up to two business days.

But it also says this.

Enter the amount by which you would like to increase your credit line. Your cash line may be increased proportionally. This request will not affect your credit score.

I'm confused here...

Re: Discover CLI

Involver — Fri, 17 Jan 2014 02:16:09 GMT

Sp for instant approval, hp if not.

Re: Discover CLI

Involver — Fri, 17 Jan 2014 02:17:20 GMT

I.e you can still req a cli if no instant approv but then it will be a hp.

Re: Discover CLI

H4LO — Fri, 17 Jan 2014 02:18:59 GMT

@Involver wrote:
I.e you can still req a cli if no instant approv but then it will be a hp.

So you're able to decline HP if it's not an instant approval?

Any sort of 3X CLI etc with Discover? Not sure what to put... lol

Re: Discover CLI

Involver — Fri, 17 Jan 2014 02:21:48 GMT

Yes you can decline the hp. Request what you feel is warranted but afaik there is no tried and true cli like amex

Re: Discover CLI

myjourney — Fri, 17 Jan 2014 02:23:14 GMT

@H4LO wrote:
@Involver wrote:
I.e you can still req a cli if no instant approv but then it will be a hp.
So you're able to decline HP if it's not an instant approval? Yes

Any sort of 3X CLI etc with Discover? Not sure what to put... lol You can try but this is when the system will ask for a HP ....depends on what you ask for .

500-1500 or 5k-15k

Re: Discover CLI

H4LO — Fri, 17 Jan 2014 02:30:44 GMT

We're sorry. You already have a credit line increase request in progress.

We are unable to process another request until your current one is complete.

What's this nonsense?

Re: Discover CLI

myjourney — Fri, 17 Jan 2014 02:33:23 GMT

@H4LO wrote:
We're sorry. You already have a credit line increase request in progress.
We are unable to process another request until your current one is complete.

What's this nonsense?

Call and cancel ASAP

Re: Discover CLI

H4LO — Fri, 17 Jan 2014 02:41:49 GMT

@myjourney wrote:
@H4LO wrote:
We're sorry. You already have a credit line increase request in progress.
We are unable to process another request until your current one is complete.

What's this nonsense?
Call and cancel ASAP

I called in. CS rep said there was no record and could be a possible glitch.

Tried 2K online, got that message after hitting cancel.

Also tried on the phone. 1K. No go. Kindly declined on pulling the credit report.

Love Discover CS though!

Re: Discover CLI

Kenny — Fri, 17 Jan 2014 02:43:51 GMT

I think it just means you aren't eligible for a CLI, yet... I've gotten that before, too. With Discover, you're able to do a CLI a couple of different ways.. by secure message, phone call, and of course the love button. I've gotten a CLI via secure message by saying it's for travel for 3500 before. (As it happened, I used a more travel related card for the purchase so oh well but at least it was a good CLI.)

Re: Discover CLI

myjourney — Fri, 17 Jan 2014 02:52:49 GMT

@H4LO wrote:
@myjourney wrote:
@H4LO wrote:
We're sorry. You already have a credit line increase request in progress.
We are unable to process another request until your current one is complete.

What's this nonsense?
Call and cancel ASAP
I called in. CS rep said there was no record and could be a possible glitch.

Tried 2K online, got that message after hitting cancel.
Also tried on the phone. 1K. No go. Kindly declined on pulling the credit report.

Love Discover CS though!

Whew some of those have gone thur its a glitch in the system and it's been like that for months ....be glad when they fix it

Forgot to add you can call anytime and try again