topic Re: SOOOOOO UPSET RIGHT NOW!! No Walmart Statement Generated January in Credit Cards

SO UPSET RIGHT NOW!! No Walmart Statement Generated January

baller4life — Sat, 18 Jan 2014 17:28:29 GMT

So I received a Walmart card last month and pif all charges because several on the board said that a statement would generate even with a $0 balance as long as there is activity during that month. Well I logged in today to make sure one did generate after closing on the 13th. NO STATEMENT. I called customer service and was informed that you must leave a balance in order for a statement to generate. Now I have lost a whole month on my quest of four statements so I could request a cli. Oh well, lesson learned. And hopefully my post saves someone else a wasted month.

Re: SOOOOOO UPSET RIGHT NOW!! No Walmart Statement Generated January

Anonymous — Sat, 18 Jan 2014 17:14:46 GMT

You might need a break from credit card forums. And I mean that in the nicest way possible.

Re: SOOOOOO UPSET RIGHT NOW!! No Walmart Statement Generated January

baller4life — Sat, 18 Jan 2014 17:17:52 GMT

Ha! I'm good. Just learned my lesson.

Re: SOOOOOO UPSET RIGHT NOW!! No Walmart Statement Generated January

Platinum — Sat, 18 Jan 2014 17:21:53 GMT

@baller4life wrote:
So I received a Walmart card last month and pif all charges because several on the board said that a statement would generate even with a $0 balance as long as there is activity during that month. Well I logged in today to make sure one did generate after closing on the 13th. NO STATEMENT. I called customer service and was informed that you must leave a balance in order for a statement to generate. Now I have lost a whole month on my quest of four statements so I could request a cli. Oh well, lesson learned. And hopefully my post saves someone else a wasted month.

With GECRB statement will not generate if your balance is $0 and your only transaction was payment only. However it will generate if your balance is $0 and you have had payment and one purchase at least.

Re: SOOOOOO UPSET RIGHT NOW!! No Walmart Statement Generated January

Platinum — Sat, 18 Jan 2014 17:27:20 GMT

So in the future, make a purchase, make a payment, make it $0 balance, it will generate a statement.

Re: SOOOOOO UPSET RIGHT NOW!! No Walmart Statement Generated January

baller4life — Sat, 18 Jan 2014 17:27:39 GMT

@Platinum wrote:
@baller4life wrote:
So I received a Walmart card last month and pif all charges because several on the board said that a statement would generate even with a $0 balance as long as there is activity during that month. Well I logged in today to make sure one did generate after closing on the 13th. NO STATEMENT. I called customer service and was informed that you must leave a balance in order for a statement to generate. Now I have lost a whole month on my quest of four statements so I could request a cli. Oh well, lesson learned. And hopefully my post saves someone else a wasted month.
With GECRB statement will not generate if your balance is $0 and your only transaction was payment only. However it will generate if your balance is $0 and you have had payment and one purchase at least.

Well apparently not. I had 4 transactions then pif within same month. No statement generated because of the $0

Re: SOOOOOO UPSET RIGHT NOW!! No Walmart Statement Generated January

Platinum — Sat, 18 Jan 2014 17:29:07 GMT

You were missing purchase transaction for that period, right ?

Re: SOOOOOO UPSET RIGHT NOW!! No Walmart Statement Generated January

Platinum — Sat, 18 Jan 2014 17:33:08 GMT

@baller4life wrote:
@Platinum wrote:
@baller4life wrote:
So I received a Walmart card last month and pif all charges because several on the board said that a statement would generate even with a $0 balance as long as there is activity during that month. Well I logged in today to make sure one did generate after closing on the 13th. NO STATEMENT. I called customer service and was informed that you must leave a balance in order for a statement to generate. Now I have lost a whole month on my quest of four statements so I could request a cli. Oh well, lesson learned. And hopefully my post saves someone else a wasted month.
With GECRB statement will not generate if your balance is $0 and your only transaction was payment only. However it will generate if your balance is $0 and you have had payment and one purchase at least.
Well apparently not. I had 4 transactions then pif within same month. No statement generated because of the $0

Well, that is weird. I have GECRB Amazon store card. It took me for a while to figure out. I was getting statements generated even with $0 balance as long as there was at least one purchase for that period.

Re: SOOOOOO UPSET RIGHT NOW!! No Walmart Statement Generated January

baller4life — Sat, 18 Jan 2014 17:35:16 GMT

@Platinum wrote:
You were missing purchase transaction for that period, right ?

According to online activity, I bought gas 3 times during December then pif on 1/11/14 because statement for that cycle ended on 13th. So, according to CSR because I pif and did not leave a balance for that billing cycle, no statement generated.

Re: SOOOOOO UPSET RIGHT NOW!! No Walmart Statement Generated January

Platinum — Sat, 18 Jan 2014 17:37:13 GMT

I am wondering how do they get away with this then ??? If you have made a purchase then they have to document it and put it on your statement. There has to be some federal regulation in regards to this.

Re: SOOOOOO UPSET RIGHT NOW!! No Walmart Statement Generated January

baller4life — Sat, 18 Jan 2014 17:37:37 GMT

I pif my Amazon yesterday. So, let's see if I get a statement generated on the 23rd.

Re: SO UPSET RIGHT NOW!! No Walmart Statement Generated January

Anonymous — Sat, 18 Jan 2014 17:40:32 GMT

Opened my Walmart card late October 2013. This has been my experience so far in regards to statements:

- 1st statement closing date 11/12: made 1 purchase, paid in full but Walmart also applied the $25 account opening bonus so cycle closed with $25 credit - statement generated

- 2nd statement closing date 12/13 - made several purchases, paid in full, zero balance at end of cycle - NO statement generated

- 3rd statement closing date 01/12 - made 1 purchase of $20, paid $25, cycle closed with $5 credit balance - statement generated

So, 3 statement cycles, 3x reported on CR with zero balance, but only 2 statements generated - both with credit balances. Also should note that Walmart did approve a small CLI (from original $400 to $800) earlier this month - before this last statement cycle closed.

Re: SOOOOOO UPSET RIGHT NOW!! No Walmart Statement Generated January

Platinum — Sat, 18 Jan 2014 17:47:45 GMT

You have to be able to see all of your transactions on your statement regardless of the ending balance. If they don't generate your statement then you can't see and document all of your transactions and I think GECRB is here doing something that is against the federal regulations.

Re: SO UPSET RIGHT NOW!! No Walmart Statement Generated January

baller4life — Sat, 18 Jan 2014 17:48:36 GMT

@Anonymous wrote:
Opened my Walmart card late October 2013. This has been my experience so far in regards to statements:

- 1st statement closing date 11/12: made 1 purchase, paid in full but Walmart also applied the $25 account opening bonus so cycle closed with $25 credit - statement generated

- 2nd statement closing date 12/13 - made several purchases, paid in full, zero balance at end of cycle - NO statement generated

- 3rd statement closing date 01/12 - made 1 purchase of $20, paid $25, cycle closed with $5 credit balance - statement generated

So, 3 statement cycles, 3x reported on CR with zero balance, but only 2 statements generated - both with credit balances. Also should note that Walmart did approve a small CLI (from original $400 to $800) earlier this month - before this last statement cycle closed.

So if I pay more than owed and leave a credit balance, $0 balance gets reported to CRs but a statement will generate. Ok I can do that. I only want one of my cc to report a balance but I DO want a statement generated from all cards. Thx for the info!

Re: SOOOOOO UPSET RIGHT NOW!! No Walmart Statement Generated January

baller4life — Sat, 18 Jan 2014 17:53:36 GMT

@Platinum wrote:
You have to be able to see all of your transactions on your statement regardless of the ending balance. If they don't generate your statement then you can't see and document all of your transactions and I think GECRB is here doing something that is against the federal regulations.

Does seem really quirky. I can see previous transactions and my payment when I click on Statement ending 1/13. But when I try to view under statements tab it says "no ebills". Which is why I called customer service. So now I know to pay $1 more than my balance to get a statement generated. So stupid!!

Re: SOOOOOO UPSET RIGHT NOW!! No Walmart Statement Generated January

Platinum — Sat, 18 Jan 2014 17:57:21 GMT

@baller4life wrote:
@Platinum wrote:
You have to be able to see all of your transactions on your statement regardless of the ending balance. If they don't generate your statement then you can't see and document all of your transactions and I think GECRB is here doing something that is against the federal regulations.
Does seem really quirky. I can see previous transactions and my payment when I click on Statement ending 1/13. But when I try to view under statements tab it says "no ebills". Which is why I called customer service. So now I know to pay $1 more than my balance to get a statement generated. So stupid!!

Yes it is. And to do that you won't be able to use their website since they won't let you pay more then what is your current balance. So instead of "pull" you will need to do "push" payment.

Re: SOOOOOO UPSET RIGHT NOW!! No Walmart Statement Generated January

baller4life — Sat, 18 Jan 2014 18:01:32 GMT

Or pay $1 less than balance.

Re: SOOOOOO UPSET RIGHT NOW!! No Walmart Statement Generated January

Platinum — Sat, 18 Jan 2014 18:10:19 GMT

I am still thinking if they are allowed to do that because: your statement is your official document and if you don't get your statement so that you can see all of your transactions then it's not right. Just my 2 cents.

Re: SOOOOOO UPSET RIGHT NOW!! No Walmart Statement Generated January

baller4life — Sat, 18 Jan 2014 18:13:22 GMT

I agree Platinum!

Re: SO UPSET RIGHT NOW!! No Walmart Statement Generated January

gdale6 — Sat, 18 Jan 2014 18:26:56 GMT

I think it is how GECRB feels on statement day, sometimes I get a stmt with purchase & payoff prior to cut off date sometimes not. The only way to guarantee stmt is to let $1 or so report. I only advise letting it report if you are after a CLI. I don't go after CLIs on store cards any more much better to do so on your actual bankcards.