topic Re: BOfA CR $39 fee now? in Credit Cards

BOfA CR $39 fee now?

Braydon — Wed, 29 Jan 2014 15:59:51 GMT

I just got an email from BOfA letting me know they are now charging an $39.00 annual fee for the card. They listed a bunch of great perks for changing it but I'm not sure there worth it. Had the card for 3 years now and never had a fee before.

Re: BOfA CR $39 fee now?

Walt_K — Wed, 29 Jan 2014 16:04:42 GMT

Ask them to waive it.

What is your credit profile like? Do you need this card? If you don't need it and they won't waive it, cancel the card.

Re: BOfA CR $39 fee now?

Open123 — Wed, 29 Jan 2014 16:05:58 GMT

@Walt_K wrote:
Ask them to waive it.

What is your credit profile like? Do you need this card? If you don't need it and they won't waive it, cancel the card.

They don't waive it, close it.

Re: BOfA CR $39 fee now?

Braydon — Wed, 29 Jan 2014 17:00:00 GMT

I like the card my APR is the lowest of all my cards. Just can't understand why after all this time they hit me with this..

Re: BOfA CR $39 fee now?

Walt_K — Wed, 29 Jan 2014 17:02:12 GMT

What card is it? A while back BofA experimented with adding fees to some of its checking accounts in target markets. IIRC, they backed off of that idea. Maybe they are doing something similar with their credit cards.

Re: BOfA CR $39 fee now?

-Wade- — Wed, 29 Jan 2014 17:04:54 GMT

@Braydon wrote:
I like the card my APR is the lowest of all my cards. Just can't understand why after all this time they hit me with this..

It's worth a shot to call them up and see if they will wave the fee

Re: BOfA CR $39 fee now?

Shogun — Wed, 29 Jan 2014 17:37:19 GMT

@Wade64 wrote:
@Braydon wrote:
I like the card my APR is the lowest of all my cards. Just can't understand why after all this time they hit me with this..
It's worth a shot to call them up and see if they will wave the fee

+1 Wouldn't hurt.

Re: BOfA CR $39 fee now?

Braydon — Wed, 29 Jan 2014 17:59:34 GMT

Its the cash rewards card, I called and they waived the fee she was not even sure why I was charged.

I spend WAY to much time worried over my credit cards and scores I think I need a break.