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    <title>topic Re: SDFCU Question in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/SDFCU-Question/m-p/2773721#M791574</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/743815"&gt;@frugal47374&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;No donation required.&amp;nbsp; &lt;FONT color="#FF0000"&gt;There is a place when joining ACC that explicitly asks you if you are doing this to qualify for SDFCU&lt;/FONT&gt; (or some others, I think.)&lt;/P&gt;&lt;P&gt;I joined last year to get an SDFCU credit card, didn't pay ACC anything and have never heard from ACC again.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;+1 i did the same thing a few months ago and they did not charge my CC anything but i did have to put in my CC #..... Once you join SDFCU and become a member&amp;nbsp; they won't charge you&lt;/P&gt;</description>
    <pubDate>Thu, 30 Jan 2014 00:07:55 GMT</pubDate>
    <dc:creator>-Wade-</dc:creator>
    <dc:date>2014-01-30T00:07:55Z</dc:date>
    <item>
      <title>SDFCU Question</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/SDFCU-Question/m-p/2771907#M791104</link>
      <description>&lt;P&gt;I'm looking to join SDFCU so i can apply for one of there cards. They only way for me to join if thru american consumer council. Do i need to donate to them first? Membership is only $15 for a lifetime or will SDFCU auto enroll me once i apply for a membership? I'm confused lol&lt;/P&gt;</description>
      <pubDate>Wed, 29 Jan 2014 05:14:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/SDFCU-Question/m-p/2771907#M791104</guid>
      <dc:creator>Rkalynsmith</dc:creator>
      <dc:date>2014-01-29T05:14:08Z</dc:date>
    </item>
    <item>
      <title>Re: SDFCU Question</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/SDFCU-Question/m-p/2773701#M791568</link>
      <description>&lt;P&gt;No donation required.&amp;nbsp; There is a place when joining ACC that explicitly asks you if you are doing this to qualify for SDFCU (or some others, I think.)&lt;/P&gt;&lt;P&gt;I joined last year to get an SDFCU credit card, didn't pay ACC anything and have never heard from ACC again.&lt;/P&gt;</description>
      <pubDate>Thu, 30 Jan 2014 00:02:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/SDFCU-Question/m-p/2773701#M791568</guid>
      <dc:creator>frugal47374</dc:creator>
      <dc:date>2014-01-30T00:02:39Z</dc:date>
    </item>
    <item>
      <title>Re: SDFCU Question</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/SDFCU-Question/m-p/2773721#M791574</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/743815"&gt;@frugal47374&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;No donation required.&amp;nbsp; &lt;FONT color="#FF0000"&gt;There is a place when joining ACC that explicitly asks you if you are doing this to qualify for SDFCU&lt;/FONT&gt; (or some others, I think.)&lt;/P&gt;&lt;P&gt;I joined last year to get an SDFCU credit card, didn't pay ACC anything and have never heard from ACC again.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;+1 i did the same thing a few months ago and they did not charge my CC anything but i did have to put in my CC #..... Once you join SDFCU and become a member&amp;nbsp; they won't charge you&lt;/P&gt;</description>
      <pubDate>Thu, 30 Jan 2014 00:07:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/SDFCU-Question/m-p/2773721#M791574</guid>
      <dc:creator>-Wade-</dc:creator>
      <dc:date>2014-01-30T00:07:55Z</dc:date>
    </item>
    <item>
      <title>Re: SDFCU Question</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/SDFCU-Question/m-p/2773733#M791578</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Wade64 wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/743815"&gt;@frugal47374&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;No donation required.&amp;nbsp; &lt;FONT color="#FF0000"&gt;There is a place when joining ACC that explicitly asks you if you are doing this to qualify for SDFCU&lt;/FONT&gt; (or some others, I think.)&lt;/P&gt;&lt;P&gt;I joined last year to get an SDFCU credit card, didn't pay ACC anything and have never heard from ACC again.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;+1 i did the same thing a few months ago and they did not charge my CC anything but i did have to put in my CC #..... Once you join SDFCU and become a member&amp;nbsp; they won't charge you&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;ACC membership is free once you join with SDFCU but you will need the ACC member # to join SDFCU&lt;/P&gt;</description>
      <pubDate>Thu, 30 Jan 2014 00:12:54 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/SDFCU-Question/m-p/2773733#M791578</guid>
      <dc:creator>-Wade-</dc:creator>
      <dc:date>2014-01-30T00:12:54Z</dc:date>
    </item>
    <item>
      <title>Re: SDFCU Question</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/SDFCU-Question/m-p/2774501#M791836</link>
      <description>&lt;P&gt;Okay called earlier before you all replied and spoke with the CSR who told me to NOT donate to ACC and that once i join SDFCU and select ACC that it will auto enroll me. After doing so i received the "we will get back to you in 48 hours" notice lol hope she was right&lt;/P&gt;</description>
      <pubDate>Thu, 30 Jan 2014 04:22:01 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/SDFCU-Question/m-p/2774501#M791836</guid>
      <dc:creator>Rkalynsmith</dc:creator>
      <dc:date>2014-01-30T04:22:01Z</dc:date>
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