topic Re: Citibank pre approval success rate in Credit Cards

Citibank pre approval success rate

ecxpa — Wed, 29 Jan 2014 23:25:17 GMT

Anybody have any experiences with getting offers on the Citibank prequalification site and actural approvals

Re: Citibank pre approval success rate

Swapmeet — Wed, 29 Jan 2014 23:33:42 GMT

Not yet, but I intend on accepting their pre approved offer for the TYP card here in a few short days Feb 3rd or so.

Re: Citibank pre approval success rate

ecxpa — Wed, 29 Jan 2014 23:33:49 GMT

Seems to not be consistent; got "offer" this morning then a "recommendation" later in the day

Re: Citibank pre approval success rate

Swapmeet — Wed, 29 Jan 2014 23:41:16 GMT

I have used their pre approval tool like 8 times in the last 10 days, or so, and it has been the same every time. I'll try it again right now and see if there is any difference.... Edit: nope, it was the exact same again. Did something change on your CR, like an increased util just reported?

Re: Citibank pre approval success rate

ecxpa — Wed, 29 Jan 2014 23:47:46 GMT

No just checked all 3 CRA's with updated reports this morning; no new alerts in the afternoon. I just have a lot of inquiries, 35 on EQ, 17 on TU and 22 on EX

Re: Citibank pre approval success rate

Swapmeet — Wed, 29 Jan 2014 23:50:39 GMT

damn....that's no joke...and here I am worried about having 6 or 7...lol.

Re: Citibank pre approval success rate

B335is — Thu, 30 Jan 2014 00:39:17 GMT

Citi is generally good with mailers and approving. While I'm sure they look at total inquiries, they seem to really focus on how many in the last 6 months (6 is rumored to be the most acceptable but who really knows). Not advocating this, but they just approved me for Executive AAdvantage with 26 EX inq, 8 in the last 6 months, clean file, 3yrs AAoA. That card seems to have a high approval rate though. I've never had any offers populate on their website, but they haven't declined any apps either (yet lol).

Re: Citibank pre approval success rate

ecxpa — Thu, 30 Jan 2014 01:38:38 GMT

I've been rebuilding this past year due to divorce, as a matter of fact January is my anniversary month. I've gotten some pretty good lines chase sapphire, discover, chase slate, Total Rewards Visa, BOA, to name a few of the prime cards had to do recons on some of them but I got 'em. Bunches and bunches of store cards, Wal-Mart, Sams Club, Macy''s, Belks, JCP and a few others. I think the computer kicks out some of the apps for whatever reason. I have 2 Citi lines, and Exxon/Mobil, and a Home Depot Card. I just want a CC from Citi. Clean report for the past 3 years, 1 30 day late last January, pure oversight but it is still there.

Re: Citibank pre approval success rate

dodgerslv — Thu, 30 Jan 2014 01:39:26 GMT

@B335is wrote:
Citi is generally good with mailers and approving. While I'm sure they look at total inquiries, they seem to really focus on how many in the last 6 months (6 is rumored to be the most acceptable but who really knows). Not advocating this, but they just approved me for Executive AAdvantage with 26 EX inq, 8 in the last 6 months, clean file, 3yrs AAoA. That card seems to have a high approval rate though. I've never had any offers populate on their website, but they haven't declined any apps either (yet lol).

+1...gotta agree, i have been approved for 4 citi cards in a year. Have over 30 INQ on EX (11 in last 6 months). They pull both EX and EQ for my approvals but they have been with generous limits. Just requested a CLI on my Aadvantage Executive WEMC and had been originally denied but after the analyst took a second look, he said there was mistake on the way my EQ report had been looked and went ahead and approved it.

Re: Citibank pre approval success rate

Anonymous — Thu, 30 Jan 2014 02:37:12 GMT

@dodgerslv wrote:

+1...gotta agree, i have been approved for 4 citi cards in a year. Have over 30 INQ on EX (11 in last 6 months). They pull both EX and EQ for my approvals but they have been with generous limits. Just requested a CLI on my Aadvantage Executive WEMC and had been originally denied but after the analyst took a second look, he said there was mistake on the way my EQ report had been looked and went ahead and approved it.

Are you keeping both the Prestige and the AA Exec? I realize they have different features but seems like a lot in AF when you could decide to go all AA miles or all TYP.

Re: Citibank pre approval success rate

TheFlores — Thu, 30 Jan 2014 02:41:04 GMT

I went to the citi site and was preqaulified for the diamond preferred .. I think this may be out of my league.. should i app? 656 TU and EQ

Re: Citibank pre approval success rate

dodgerslv — Thu, 30 Jan 2014 02:47:07 GMT

@Anonymous wrote:
@dodgerslv wrote:

+1...gotta agree, i have been approved for 4 citi cards in a year. Have over 30 INQ on EX (11 in last 6 months). They pull both EX and EQ for my approvals but they have been with generous limits. Just requested a CLI on my Aadvantage Executive WEMC and had been originally denied but after the analyst took a second look, he said there was mistake on the way my EQ report had been looked and went ahead and approved it.
Are you keeping both the Prestige and the AA Exec? I realize they have different features but seems like a lot in AF when you could decide to go all AA miles or all TYP.

Im actually going to close the Thank you Premier first (once it hits the one year mark). I will definitely keep the AA Exec, I have put almost 40k on the card in 6 months. Definitely worth keeping,, have accumulated alot miles and have 4 trips planned already in the next 5 months. I was waiting for the year to be up on the Premier and see if i can move my TY points on to my Prestige. Really dont mind the AF on the cards..LOL.

Re: Citibank pre approval success rate

ecxpa — Thu, 30 Jan 2014 03:52:00 GMT

I took the leap and applied for the Dividend card and was denied flat out; no 7-10 day message.......so add another inquiry. I am thinking about going for the Sams Club Discover and call it quits for a while........actually have more credit than I need.......I just love getting credit cards.

Re: Citibank pre approval success rate

Anonymous — Thu, 30 Jan 2014 04:04:50 GMT

@dodgerslv wrote:
@Anonymous wrote:
@dodgerslv wrote:

+1...gotta agree, i have been approved for 4 citi cards in a year. Have over 30 INQ on EX (11 in last 6 months). They pull both EX and EQ for my approvals but they have been with generous limits. Just requested a CLI on my Aadvantage Executive WEMC and had been originally denied but after the analyst took a second look, he said there was mistake on the way my EQ report had been looked and went ahead and approved it.
Are you keeping both the Prestige and the AA Exec? I realize they have different features but seems like a lot in AF when you could decide to go all AA miles or all TYP.
Im actually going to close the Thank you Premier first (once it hits the one year mark). I will definitely keep the AA Exec, I have put almost 40k on the card in 6 months. Definitely worth keeping,, have accumulated alot miles and have 4 trips planned already in the next 5 months. I was waiting for the year to be up on the Premier and see if i can move my TY points on to my Prestige. Really dont mind the AF on the cards..LOL.

Oh, didn't realize you have the Premier, thought it was the preferred. Yes, I am closing mine as soon as the AF hits, absolutely useless since they nerfed it. So you haven't combined your TYP? Citi allows all points to go into a common pool so there is no need to transfer them from card A to card B.

Re: Citibank pre approval success rate

ecxpa — Thu, 30 Jan 2014 04:46:22 GMT

I just went for the Sams Club Discover, had the regular credit card already, got approved for $2500......not much as a rewards card but it will help utilization. I've had quite a bit of successs with with GECRB over the past year.....they have been good to me.

Re: Citibank pre approval success rate

dodgerslv — Thu, 30 Jan 2014 04:59:43 GMT

@Anonymous wrote:
@dodgerslv wrote:
@Anonymous wrote:
@dodgerslv wrote:

+1...gotta agree, i have been approved for 4 citi cards in a year. Have over 30 INQ on EX (11 in last 6 months). They pull both EX and EQ for my approvals but they have been with generous limits. Just requested a CLI on my Aadvantage Executive WEMC and had been originally denied but after the analyst took a second look, he said there was mistake on the way my EQ report had been looked and went ahead and approved it.
Are you keeping both the Prestige and the AA Exec? I realize they have different features but seems like a lot in AF when you could decide to go all AA miles or all TYP.
Im actually going to close the Thank you Premier first (once it hits the one year mark). I will definitely keep the AA Exec, I have put almost 40k on the card in 6 months. Definitely worth keeping,, have accumulated alot miles and have 4 trips planned already in the next 5 months. I was waiting for the year to be up on the Premier and see if i can move my TY points on to my Prestige. Really dont mind the AF on the cards..LOL.
Oh, didn't realize you have the Premier, thought it was the preferred. Yes, I am closing mine as soon as the AF hits, absolutely useless since they nerfed it. So you haven't combined your TYP? Citi allows all points to go into a common pool so there is no need to transfer them from card A to card B.

cool! thanks for the info and goot to know.

Re: Citibank pre approval success rate

dodgerslv — Thu, 30 Jan 2014 05:01:25 GMT

@ecxpa wrote:
I took the leap and applied for the Dividend card and was denied flat out; no 7-10 day message.......so add another inquiry. I am thinking about going for the Sams Club Discover and call it quits for a while........actually have more credit than I need.......I just love getting credit cards.

well sorry to hear about that, Citi can be quirky when it comes to approvals. But congrats on the SC Discover! that card will definitely grow with you!

Re: Citibank pre approval success rate

capitalkid — Wed, 12 Feb 2014 22:42:47 GMT

In June 2012 my husband got an offer for the Diamond Preferred card, approved starting CL 5500.

In Oct 2013 my husband got an offer for Thank You Preferred, approved starting with a 4500 CL.

Feb 2014 my husband got another offer for the Citi AA World Mastercard exp in March. He is going to app for it once the card is showing PIF on the reports.

I dont get offers, I have to call recon due to 9 YO BK showing. I was successful in Reconing for Citi Dividend last April though with a 2K starting CL. So, if you dont have PR/DEL showing odds are probably good in success IMHO.

Re: Citibank pre approval success rate

yudeology101 — Wed, 12 Feb 2014 23:00:21 GMT

@B335is wrote:
Citi is generally good with mailers and approving. While I'm sure they look at total inquiries, they seem to really focus on how many in the last 6 months (6 is rumored to be the most acceptable but who really knows). Not advocating this, but they just approved me for Executive AAdvantage with 26 EX inq, 8 in the last 6 months, clean file, 3yrs AAoA. That card seems to have a high approval rate though. I've never had any offers populate on their website, but they haven't declined any apps either (yet lol).

Wow, perhaps i should contact the EO once again for a 3rd manual review on my Citi Executive AA. I reallly want this card!

Re: Citibank pre approval success rate

B335is — Wed, 12 Feb 2014 23:23:52 GMT

I would. The bonus offer is too good not to! I should note, a lot of my inquiries have been with Citi and I've put a good amount of spend through my other Citi cards.