https://ficoforums.myfico.com/t5/Credit-Cards/Using-Wamu-PFICO-score-before-applying-Good-idea/m-p/234455#M79375 I figure if I am going to apply for a credit card and "some" credit card companies use Card Enhanced scoring, maybe I should wait until both my Classic and PFICO scores are up to par. Right now my WAMU score is in the toilet and my Classic is blooming. I was going to request a CLI this month but because my WAMU score is so low I got cold feet. Wamu is a bit behind but still current enough to worry me. PFICO doesn't like my actions and I know what I did to upset it.<BR /><BR />How do we know which credit card lenders use PFICO and which use Classic FICO?<BR />* Wamu probably uses PFICO for cc apps to score us since they offer this score.<BR /><BR />Message Edited by ilovepizza on <SPAN class="date_text">05-10-2008</SPAN> <SPAN class="time_text">12:30 AM</SPAN> Sat, 10 May 2008 04:30:51 GMT Anonymous 2008-05-10T04:30:51Z https://ficoforums.myfico.com/t5/Credit-Cards/Using-Wamu-PFICO-score-before-applying-Good-idea/m-p/234455#M79375 I figure if I am going to apply for a credit card and "some" credit card companies use Card Enhanced scoring, maybe I should wait until both my Classic and PFICO scores are up to par. Right now my WAMU score is in the toilet and my Classic is blooming. I was going to request a CLI this month but because my WAMU score is so low I got cold feet. Wamu is a bit behind but still current enough to worry me. PFICO doesn't like my actions and I know what I did to upset it.<BR /><BR />How do we know which credit card lenders use PFICO and which use Classic FICO?<BR />* Wamu probably uses PFICO for cc apps to score us since they offer this score.<BR /><BR />Message Edited by ilovepizza on <SPAN class="date_text">05-10-2008</SPAN> <SPAN class="time_text">12:30 AM</SPAN> Sat, 10 May 2008 04:30:51 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Using-Wamu-PFICO-score-before-applying-Good-idea/m-p/234455#M79375 Anonymous 2008-05-10T04:30:51Z https://ficoforums.myfico.com/t5/Credit-Cards/Using-Wamu-PFICO-score-before-applying-Good-idea/m-p/234468#M79377 <BR /><BLOCKQUOTE><HR />@Anonymous wrote:<BR />I figure if I am going to apply for a credit card and "some" credit card companies use Card Enhanced scoring, maybe I should wait until both my Classic and PFICO scores are up to par. Right now my WAMU score is in the toilet and my Classic is blooming. I was going to request a CLI this month but because my WAMU score is so low I got cold feet. Wamu is a bit behind but still current enough to worry me. PFICO doesn't like my actions and I know what I did to upset it.<BR /><BR />How do we know which credit card lenders use PFICO and which use Classic FICO?<BR />* Wamu probably uses PFICO for cc apps to score us since they offer this score.<BR /><BR />Message Edited by ilovepizza on <SPAN class="date_text">05-10-2008</SPAN> <SPAN class="time_text">12:30 AM</SPAN><BR /><HR /></BLOCKQUOTE><BR />Most likely your PFICO is your TU Card Enhanced Score if they pulled TU for your card. I wouldn't concern myself with that score if your Classics are going up now. Sat, 10 May 2008 04:50:08 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Using-Wamu-PFICO-score-before-applying-Good-idea/m-p/234468#M79377 smallfry 2008-05-10T04:50:08Z