https://ficoforums.myfico.com/t5/Credit-Cards/an-old-TL-that-i-dont-remember/m-p/235207#M79633 I've got an AMEX on EQ and TU from 1994 that I had go to 'collections/ charge off' at the time.<BR />For over 10-12 years I did nothing w/ credit until an auto loan in 2004.<BR />When I started checking my reports last year in Sept. , both TU and EQ have it listed as 'Closed by consumer-acct in good standing' !!!<BR />I will not touch it !Or try to delete it ! Or re-activate it or anything !<BR />It makes my credit history go from 2004 all the way back to 1994, at least w/ these two CRA's. and that's something I desperately need for a good Fico score.I've got too many new acct's now.<BR />My advice would be leave it alone as long as you don't need another card w/ a cli or $300 bucks in the worst way.<BR />Credit history vs. UT.<BR />Which do you need more ??<BR /><BR />Jax Sun, 11 May 2008 13:40:06 GMT jaxstraw 2008-05-11T13:40:06Z https://ficoforums.myfico.com/t5/Credit-Cards/an-old-TL-that-i-dont-remember/m-p/235203#M79632 <DIV></DIV><DIV></DIV><DIV>I have a 300 CL citi card on my reports that was opened in 2001 (when i was 19).&nbsp; I dont remember opening this.. Should I mail them the partial acc # and ask for a new card or something?&nbsp; it shows it is current no lates every month, and its my oldest TL.&nbsp; Im afraid If I mail them they will close it lol!</DIV><P><SPAN class="contentMedium"></SPAN>&nbsp;</P><BR /><BR />Message Edited by fender on <SPAN class="date_text">05-11-2008</SPAN> <SPAN class="time_text">06:30 AM</SPAN> Sun, 11 May 2008 13:30:55 GMT https://ficoforums.myfico.com/t5/Credit-Cards/an-old-TL-that-i-dont-remember/m-p/235203#M79632 Anonymous 2008-05-11T13:30:55Z https://ficoforums.myfico.com/t5/Credit-Cards/an-old-TL-that-i-dont-remember/m-p/235207#M79633 I've got an AMEX on EQ and TU from 1994 that I had go to 'collections/ charge off' at the time.<BR />For over 10-12 years I did nothing w/ credit until an auto loan in 2004.<BR />When I started checking my reports last year in Sept. , both TU and EQ have it listed as 'Closed by consumer-acct in good standing' !!!<BR />I will not touch it !Or try to delete it ! Or re-activate it or anything !<BR />It makes my credit history go from 2004 all the way back to 1994, at least w/ these two CRA's. and that's something I desperately need for a good Fico score.I've got too many new acct's now.<BR />My advice would be leave it alone as long as you don't need another card w/ a cli or $300 bucks in the worst way.<BR />Credit history vs. UT.<BR />Which do you need more ??<BR /><BR />Jax Sun, 11 May 2008 13:40:06 GMT https://ficoforums.myfico.com/t5/Credit-Cards/an-old-TL-that-i-dont-remember/m-p/235207#M79633 jaxstraw 2008-05-11T13:40:06Z https://ficoforums.myfico.com/t5/Credit-Cards/an-old-TL-that-i-dont-remember/m-p/235212#M79635 <DIV>I dont need the UTI at all, thats why I'm thinking I agree with your choice.&nbsp; The only reason I considered mailing them is because I want a citi card!! =)</DIV> Sun, 11 May 2008 13:45:21 GMT https://ficoforums.myfico.com/t5/Credit-Cards/an-old-TL-that-i-dont-remember/m-p/235212#M79635 Anonymous 2008-05-11T13:45:21Z