topic Re: Well, Its time to get back to the garden in Credit Cards

Well, Its time to get back to the garden

notmyj — Wed, 05 Feb 2014 13:44:48 GMT

In the past 3 months, me and Chase have become good friends. On a whim, I app'ed for a CSP, got instant for $5k. Then app'ed for a Barclay Arrival an hour later, Instant $4k. Then app'ed for Amex SPG. Declined. After some arm twisting, they caved and gave me $1k. 30 days later Chase sent me a pre approval for the United Explorer. Online app, Instant $5k.

Last night I decided to app for an Ink Plus. Got the 10-30 day message. Called this AM and spent a 10 min on the phone, answered quetions about business (part time, sole prop, lawn care, 3 years old) and was approved for another $5k.

At the time of the Ink approval my CSP is damn near maxed (gonna be PIF on friday) 2500 on the United Explorer. I am showing a total of 42% util right now. Scores right around 670 due to high util reporting. I am gonna wait a year before I do anything else, Work on paying the rest of the stuff off. Apperantly, one you get in with Chase and show some heavy use, they will really like you. They Keep sendng me offers for the slate and freedom, but the 50k bonus points on the Ink are what I was going for. Looking to get free airfare to the Caribean this fall for the honeymoon. The 5x catagories and 50k bonus in addition to the 45k I have now should make this a slam dunk. May start shooting for free nights on the honeymoon too.

Re: Well, Its time to get back to the garden

indiolatino61 — Wed, 05 Feb 2014 15:46:48 GMT

@notmyj wrote:
In the past 3 months, me and Chase have become good friends. On a whim, I app'ed for a CSP, got instant for $5k. Then app'ed for a Barclay Arrival an hour later, Instant $4k. Then app'ed for Amex SPG. Declined. After some arm twisting, they caved and gave me $1k. 30 days later Chase sent me a pre approval for the United Explorer. Online app, Instant $5k.

Last night I decided to app for an Ink Plus. Got the 10-30 day message. Called this AM and spent a 10 min on the phone, answered quetions about business (part time, sole prop, lawn care, 3 years old) and was approved for another $5k.

At the time of the Ink approval my CSP is damn near maxed (gonna be PIF on friday) 2500 on the United Explorer. I am showing a total of 42% util right now. Scores right around 670 due to high util reporting. I am gonna wait a year before I do anything else, Work on paying the rest of the stuff off. Apperantly, one you get in with Chase and show some heavy use, they will really like you. They Keep sendng me offers for the slate and freedom, but the 50k bonus points on the Ink are what I was going for. Looking to get free airfare to the Caribean this fall for the honeymoon. The 5x catagories and 50k bonus in addition to the 45k I have now should make this a slam dunk. May start shooting for free nights on the honeymoon too.

You've been a busy bee...lol. Congrats on your approvals...but watch out because the myFICO ERT has you in their radar...lol.

Re: Well, Its time to get back to the garden

gdale6 — Wed, 05 Feb 2014 17:09:49 GMT

Nice run, congrats

Re: Well, Its time to get back to the garden

myjourney — Wed, 05 Feb 2014 17:17:17 GMT

Very nice job

See you back in the garden

Re: Well, Its time to get back to the garden

vwgrrc — Wed, 05 Feb 2014 19:03:59 GMT

sounds like 5 inquiries in 3 months?

This reminds me a question I always want to ask. How many recent inquireies is too many to apply for a new card? If I apply for 3 cards at once, then ask for CLI on another card in the same month, is it possible (requesting CLI after 3 recent inquires)? to be specific, thats Amex BCE first CLI after 61 days

Re: Well, Its time to get back to the garden

FocusedAndDetermined — Wed, 05 Feb 2014 19:05:17 GMT

Congrats on all your successes!

See you in the garden..

Re: Well, Its time to get back to the garden

Anonymous — Wed, 05 Feb 2014 19:07:11 GMT

You've had some very nice approvals. But now it's definitely time to head over to the garden... see you there.

Re: Well, Its time to get back to the garden

ronstar7 — Wed, 05 Feb 2014 20:19:28 GMT

@notmyj wrote:
In the past 3 months, me and Chase have become good friends. On a whim, I app'ed for a CSP, got instant for $5k. Then app'ed for a Barclay Arrival an hour later, Instant $4k. Then app'ed for Amex SPG. Declined. After some arm twisting, they caved and gave me $1k. 30 days later Chase sent me a pre approval for the United Explorer. Online app, Instant $5k.

Last night I decided to app for an Ink Plus. Got the 10-30 day message. Called this AM and spent a 10 min on the phone, answered quetions about business (part time, sole prop, lawn care, 3 years old) and was approved for another $5k.

At the time of the Ink approval my CSP is damn near maxed (gonna be PIF on friday) 2500 on the United Explorer. I am showing a total of 42% util right now. Scores right around 670 due to high util reporting. I am gonna wait a year before I do anything else, Work on paying the rest of the stuff off. Apperantly, one you get in with Chase and show some heavy use, they will really like you. They Keep sendng me offers for the slate and freedom, but the 50k bonus points on the Ink are what I was going for. Looking to get free airfare to the Caribean this fall for the honeymoon. The 5x catagories and 50k bonus in addition to the 45k I have now should make this a slam dunk. May start shooting for free nights on the honeymoon too.

Congrats on all your approvals but be careful Barclays is said to be a very jealous soul..

Re: Well, Its time to get back to the garden

newmomnewme — Wed, 05 Feb 2014 20:27:35 GMT

@notmyj wrote:
In the past 3 months, me and Chase have become good friends. On a whim, I app'ed for a CSP, got instant for $5k. Then app'ed for a Barclay Arrival an hour later, Instant $4k. Then app'ed for Amex SPG. Declined. After some arm twisting, they caved and gave me $1k. 30 days later Chase sent me a pre approval for the United Explorer. Online app, Instant $5k.

Last night I decided to app for an Ink Plus. Got the 10-30 day message. Called this AM and spent a 10 min on the phone, answered quetions about business (part time, sole prop, lawn care, 3 years old) and was approved for another $5k.

At the time of the Ink approval my CSP is damn near maxed (gonna be PIF on friday) 2500 on the United Explorer. I am showing a total of 42% util right now. Scores right around 670 due to high util reporting. I am gonna wait a year before I do anything else, Work on paying the rest of the stuff off. Apperantly, one you get in with Chase and show some heavy use, they will really like you. They Keep sendng me offers for the slate and freedom, but the 50k bonus points on the Ink are what I was going for. Looking to get free airfare to the Caribean this fall for the honeymoon. The 5x catagories and 50k bonus in addition to the 45k I have now should make this a slam dunk. May start shooting for free nights on the honeymoon too.

Way to Go!!!! I haven't heard many bad things about Chase. I will try them again in 6 months!

Re: Well, Its time to get back to the garden

notmyj — Sat, 08 Feb 2014 12:42:55 GMT

I have to say, every time I have called them, they have been the nicest people. Very accomodating, and willing to help with what ever your problem is. I am really going to be making the Chase cards my goto cards plus the Ultimate Reward Points are some of the best you can get. I may wait 6 months then app for the Ink Bold during small business week, they up the bonus to 70k points. That would be a nice bump in the points balance.

Re: Well, Its time to get back to the garden

baller4life — Sat, 08 Feb 2014 14:08:56 GMT

Congrats on the nice cards!!