topic Re: TU Score 646 applied for Juni (Carnvial ) in Credit Cards

TU Score 646 applied for Juni (Carnvial )

RAISEUP — Mon, 12 May 2008 13:02:06 GMT

Do I have a shot? I know you guys have app'd for this card but I got a 10-day message with a decision pending last night. Please share your insight, if any...

Thanks

Re: TU Score 646 applied for Juni (Carnvial )

Anonymous — Mon, 12 May 2008 13:09:27 GMT

I would say you will probably be approved. I got the SeaMiles card with a TU of 610.

CL was $500.

Re: TU Score 646 applied for Juni (Carnvial )

llecs — Mon, 12 May 2008 13:16:50 GMT

I had a TU of 641 when I was approved for $400 last September. The decision was instant and was able to set up my account online immediately.

I've also read of people receiving the 7-10 message and still getting approved.

Re: TU Score 646 applied for Juni (Carnvial )

Anonymous — Mon, 12 May 2008 13:21:01 GMT

Seems like the problem is not the initial approval but trying for more than one junny card type. Thats my dilema, cant get past the one and they give various reason why I cant have one. The most dreaded one is the "Sufficent credit on the juniper..." amoung other things...

Like Gemb I give up...

Re: TU Score 646 applied for Juni (Carnvial )

Anonymous — Mon, 12 May 2008 13:29:52 GMT

EVERY type has declined me!!!

Raise,

Whenever I get a message like that, I call ASAP. Often, the decision has already been made. If there are any problems, maybe you can clarify things right then and get approved.

Message Edited by Changingmantra on 05-12-2008 06:29 AM

Re: TU Score 646 applied for Juni (Carnvial )

RAISEUP — Mon, 12 May 2008 13:33:10 GMT

Thanks for the responses. I called this morning and they said that it was not in the system yet and if approve look for something in the mail within the next ten days.

So looks like the waiting game again...

Re: TU Score 646 applied for Juni (Carnvial )

llecs — Mon, 12 May 2008 13:55:01 GMT

ash4557 wrote:
Seems like the problem is not the initial approval but trying for more than one junny card type.

Very true too. They don't like you to have more than one card. I was turned down for the I-tunes and one of their biz cards (USAir) for the reason that I had SeaMiles already.

Re: TU Score 646 applied for Juni (Carnvial )

Bethm1026 — Mon, 12 May 2008 17:13:18 GMT

I was approved in March with a TU score of 627.

I got the message as well. You'll more than likely get it. Not too bad I must say.

My CL is $1300.00 (my highest so far)