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    <title>topic Re: Comenity card cli hp &amp;amp; sp in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Comenity-card-cli-hp-amp-sp/m-p/2802167#M798649</link>
    <description>&lt;P&gt;yes it always asks for income....Everytime I have used the Luv button on all my comenity cards it has always been a SP...i have read in the forums there have been some rare rare times that Express has pulled a hp but dont know how true that is...if you dont qualify for a cli then you will get a 7 to 10 day message and a letter in the mail explaining why. i have pressed the button many times in one night &amp;nbsp;on many of my cards and gotten muliple increases and never recieved a hp.&lt;/P&gt;</description>
    <pubDate>Sun, 09 Feb 2014 02:35:04 GMT</pubDate>
    <dc:creator>mario6585</dc:creator>
    <dc:date>2014-02-09T02:35:04Z</dc:date>
    <item>
      <title>Comenity card cli hp &amp; sp</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Comenity-card-cli-hp-amp-sp/m-p/2802035#M798626</link>
      <description>&lt;P&gt;Is it typical after hitting the "request an increase" button to be taken to the next page where it asks what your annual income is? I wasn't sure and do not want to rack up unnecessary inquiries.&lt;/P&gt;&lt;P&gt;I've read a few posts where online cli for VS, Loft were hp&lt;/P&gt;&lt;P&gt;Can you share your experience/which comenity card, &amp;nbsp;and how soon after you had the account you tapped the request an increase button?&lt;/P&gt;</description>
      <pubDate>Sun, 09 Feb 2014 01:48:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Comenity-card-cli-hp-amp-sp/m-p/2802035#M798626</guid>
      <dc:creator>NursePurse</dc:creator>
      <dc:date>2014-02-09T01:48:26Z</dc:date>
    </item>
    <item>
      <title>Re: Comenity card cli hp &amp; sp</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Comenity-card-cli-hp-amp-sp/m-p/2802159#M798648</link>
      <description>&lt;P&gt;I maybe wrong, I believe their request are SP&lt;/P&gt;&lt;P&gt;don't remember seeing anyone post about a CLI hp&lt;/P&gt;&lt;P&gt;some have luck with getting increases right away and most say&lt;/P&gt;&lt;P&gt;9 months before having any luck&lt;/P&gt;</description>
      <pubDate>Sun, 09 Feb 2014 02:35:34 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Comenity-card-cli-hp-amp-sp/m-p/2802159#M798648</guid>
      <dc:creator>asphaltcowboy</dc:creator>
      <dc:date>2014-02-09T02:35:34Z</dc:date>
    </item>
    <item>
      <title>Re: Comenity card cli hp &amp; sp</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Comenity-card-cli-hp-amp-sp/m-p/2802167#M798649</link>
      <description>&lt;P&gt;yes it always asks for income....Everytime I have used the Luv button on all my comenity cards it has always been a SP...i have read in the forums there have been some rare rare times that Express has pulled a hp but dont know how true that is...if you dont qualify for a cli then you will get a 7 to 10 day message and a letter in the mail explaining why. i have pressed the button many times in one night &amp;nbsp;on many of my cards and gotten muliple increases and never recieved a hp.&lt;/P&gt;</description>
      <pubDate>Sun, 09 Feb 2014 02:35:04 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Comenity-card-cli-hp-amp-sp/m-p/2802167#M798649</guid>
      <dc:creator>mario6585</dc:creator>
      <dc:date>2014-02-09T02:35:04Z</dc:date>
    </item>
    <item>
      <title>Re: Comenity card cli hp &amp; sp</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Comenity-card-cli-hp-amp-sp/m-p/2802169#M798650</link>
      <description>It's a SP. I tried it twice on my Express and Buckle cards and no HP each time. I watch my CR's closely too!</description>
      <pubDate>Sun, 09 Feb 2014 02:35:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Comenity-card-cli-hp-amp-sp/m-p/2802169#M798650</guid>
      <dc:creator>Hcontreras</dc:creator>
      <dc:date>2014-02-09T02:35:09Z</dc:date>
    </item>
    <item>
      <title>Re: Comenity card cli hp &amp; sp</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Comenity-card-cli-hp-amp-sp/m-p/2802173#M798652</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@rebuildingcredit1 wrote:&lt;BR /&gt;&lt;P&gt;Is it typical after hitting the "request an increase" button to be taken to the next page where it asks what your annual income is? I wasn't sure and do not want to rack up unnecessary inquiries.&lt;/P&gt;&lt;P&gt;I've read a few posts where online cli for VS, Loft were hp&lt;/P&gt;&lt;P&gt;Can you share your experience/which comenity card, &amp;nbsp;and how soon after you had the account you tapped the request an increase button?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;should always be a sp.... there have been like 1 rare case and I believe comenity even said it was wrong where someone got hp.&lt;/P&gt;</description>
      <pubDate>Sun, 09 Feb 2014 02:35:54 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Comenity-card-cli-hp-amp-sp/m-p/2802173#M798652</guid>
      <dc:creator>Creditaddict</dc:creator>
      <dc:date>2014-02-09T02:35:54Z</dc:date>
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