topic Should I ask for the 61 Amex CLI?? in Credit Cards

Should I ask for the 61 Amex CLI??

newdaddy113 — Mon, 10 Feb 2014 16:44:32 GMT

Hello All,

My amex 61 day increase is coming up next month. My Initial line given to me was 18400. When I was approved for this Limit I was immediatedly FR'ed by amex and told to bring tax documentation. After the FR My account was reinstated and the limit stayed the same at 18400. My question is should I still go for the 61 day CLI increase of just be satisfied with the limit I was given? Is i go for the increase how much should I request for? My profile is in my Sig below. Thanks

Re: Should I ask for the 61 Amex CLI??

efranklin23 — Mon, 10 Feb 2014 16:54:48 GMT

@newdaddy113 wrote:
Hello All,
My amex 61 day increase is coming up next month. My Initial line given to me was 18400. When I was approved for this Limit I was immediatedly FR'ed by amex and told to bring tax documentation. After the FR My account was reinstated and the limit stayed the same at 18400. My question is should I still go for the 61 day CLI increase of just be satisfied with the limit I was given? Is i go for the increase how much should I request for? My profile is in my Sig below. Thanks

I say go for it. Even if you're declined, you'll have another 90 days to apply for it again.

Re: Should I ask for the 61 Amex CLI??

Marcos8 — Mon, 10 Feb 2014 17:01:00 GMT

I say go for it. You passed the first FR so theres no reason to think that you won't again. Has income and everything stayed the same in the last 60 days? Did you file taxes for 2013 yet?

Re: Should I ask for the 61 Amex CLI??

clocktick — Mon, 10 Feb 2014 17:03:26 GMT

Go for it if you want! Don't be surprised if they FR you again. If you are satisfied with the amount you have (only you can know that) then stay where you are.

Re: Should I ask for the 61 Amex CLI??

Creditaddict — Mon, 10 Feb 2014 17:05:46 GMT

GO FOR IT! why not, it's instant and system done and will counter!

Re: Should I ask for the 61 Amex CLI??

newdaddy113 — Mon, 10 Feb 2014 18:15:47 GMT

how much should I request if the intiial starting limits was 18400?

Re: Should I ask for the 61 Amex CLI??

newUser0 — Mon, 10 Feb 2014 18:32:05 GMT

It depends on what your income supports and your risk score with Amex.

Recently, There was a post where a someone with 99K income got over 200K.

You might ask something like 25K-35K Range.

Re: Should I ask for the 61 Amex CLI??

Creditaddict — Mon, 10 Feb 2014 19:12:18 GMT

It's Anex... Ask for 3x current and system will instantly counter!

Re: Should I ask for the 61 Amex CLI??

newdaddy113 — Mon, 10 Feb 2014 19:22:52 GMT

55200 WAT!!!! That is Risky

Re: Should I ask for the 61 Amex CLI??

Creditaddict — Mon, 10 Feb 2014 19:24:52 GMT

@newdaddy113 wrote:
55200 WAT!!!! That is Risky

Fine, Make it an Even $50k and we will call it a compromise