topic Re: Cap One Secured CC PC in Credit Cards

Cap One Secured CC PC

Genkeim — Mon, 10 Feb 2014 17:35:18 GMT

Is it possible to get a Cap One Secure card PCd to a Quicksilver? I'm coming up on a year with the account open, zero lates, and I'd like to get my deposit back.

Re: Cap One Secured CC PC

fixitquick — Mon, 10 Feb 2014 17:41:37 GMT

I was in the same situation recently, except I had the card for almost 3 years. All of the searching that I did pointed to contacting the Executive Office, but don't count on it.

Ultimately, I just opted to close my $2200 secured card ($2051 deposit) and apped for a Quicksilver - approved with a $2k limit.

Re: Cap One Secured CC PC

Stralem — Mon, 10 Feb 2014 17:45:23 GMT

They won't PC a secured card. Trust me, I've tried.

You'll have to close the account and app for a new one.

Hope you like being triple-pulled...

Re: Cap One Secured CC PC

Genkeim — Mon, 10 Feb 2014 17:52:08 GMT

That's what I was afraid of. It's just a $500 CL ($400 deposit) and has a zero balance on it. Prob just close it off, overall util is <10% so losing $500 isn't going to hurt....

Thanks for the info!

Re: Cap One Secured CC PC

Anonymous — Mon, 10 Feb 2014 21:11:12 GMT

@Stralem wrote:
They won't PC a secured card. Trust me, I've tried.

You'll have to close the account and app for a new one.

Hope you like being triple-pulled...

+1 They won't PC, lower interest, graduate the card, etc etc lol I tried through the EO route and they said none of those things are possible.

Re: Cap One Secured CC PC

dtjones052209 — Mon, 10 Feb 2014 21:35:13 GMT

@Anonymous wrote:
@Stralem wrote:
They won't PC a secured card. Trust me, I've tried.

You'll have to close the account and app for a new one.

Hope you like being triple-pulled...
+1 They won't PC, lower interest, graduate the card, etc etc lol I tried through the EO route and they said none of those things are possible.

Just answered my question. I have two secured cards that i will be closing very soon.

Re: Cap One Secured CC PC

efranklin23 — Mon, 10 Feb 2014 23:37:16 GMT

@Genkeim wrote:
Is it possible to get a Cap One Secure card PCd to a Quicksilver? I'm coming up on a year with the account open, zero lates, and I'd like to get my deposit back.

I dont believe Cap1 convert secured cards to unsecured. So that won't be possible.