topic Re: When you apply credit card, they are checking which credit breau? in Credit Cards

When you apply credit card, they are checking which credit breau?

Zyonlee4u — Tue, 11 Feb 2014 01:58:23 GMT

For example, chase is checking which credit breau for my credit report?

Any one knows all other credit card company's?

Re: When you apply credit card, they are checking which credit breau?

grinlikechelsea — Tue, 11 Feb 2014 02:01:19 GMT

It depends on the lender.

Chase has always pulled EX for me.

Barclays pulled TU.

Amex pulled EX

Discover pulled EQ

Huntington pulled EQ

FIA pulled EX and EQ (boo)

All CLIs pulled TU

Re: When you apply credit card, they are checking which credit breau?

gdale6 — Tue, 11 Feb 2014 02:14:53 GMT

Google search: credit pulls database and who gave me credit for pull info.

Re: When you apply credit card, they are checking which credit breau?

Transmogrifying_Bee — Tue, 11 Feb 2014 02:21:35 GMT

@grinlikechelsea wrote:
It depends on the lender.
Chase has always pulled EX for me.
Barclays pulled TU.
Amex pulled EX
Discover pulled EQ
Huntington pulled EQ
FIA pulled EX and EQ (boo)
All CLIs pulled TU

And then there's Capital One, which typically pulls all 3 credit bureaus: EQ, EX, and TU!

Re: When you apply credit card, they are checking which credit breau?

09Lexie — Tue, 11 Feb 2014 02:16:14 GMT

They can pull any of the three CBs and sometimes double/triple pull.

Re: When you apply credit card, they are checking which credit breau?

Zyonlee4u — Tue, 11 Feb 2014 02:28:17 GMT

Thank you..

What is Huntington and FIA?

Re: When you apply credit card, they are checking which credit breau?

grinlikechelsea — Tue, 11 Feb 2014 02:29:47 GMT

Huntington is a regional bank in the Midwest. They offer the Voice WMC.

FIA is Bank of America when they service other institution's cards, such as the Fidelity AmEx.

Re: When you apply credit card, they are checking which credit breau?

Themanwhocan — Tue, 11 Feb 2014 02:38:09 GMT

@Zyonlee4u wrote:
Thank you..
What is Huntington and FIA?

Call me Ishmael...

Huntington Voice is my Great White Whale.

Re: When you apply credit card, they are checking which credit breau?

grinlikechelsea — Tue, 11 Feb 2014 02:39:37 GMT

@Themanwhocan wrote:
@Zyonlee4u wrote:
Thank you..
What is Huntington and FIA?
Call me Ishmael...

Huntington Voice is my Great White Whale.

Haha, did they not extend their market to consumers outside their service area? And be warned, the card isn't blue.

Re: When you apply credit card, they are checking which credit breau?

aubie1kenobie2 — Tue, 11 Feb 2014 02:41:07 GMT

Chase pulled all 3 for me last year!! That was when I was applying like there is no tomorrow, lol, and with a very limited credit history.

Re: When you apply credit card, they are checking which credit breau?

grinlikechelsea — Tue, 11 Feb 2014 02:43:05 GMT

@aubie1kenobie2 wrote:
Chase pulled all 3 for me last year!! That was when I was applying like there is no tomorrow, lol, and with a very limited credit history.

That sucks! I know lenders sometimes pull more than one report for those who are borderline or have a short credit history, but it definitely isn't fun to be triple pulled!

Re: When you apply credit card, they are checking which credit breau?

Themanwhocan — Tue, 11 Feb 2014 02:54:58 GMT

@grinlikechelsea wrote:
@Themanwhocan wrote:
@Zyonlee4u wrote:
Thank you..
What is Huntington and FIA?
Call me Ishmael...

Huntington Voice is my Great White Whale.
Haha, did they not extend their market to consumers outside their service area? And be warned, the card isn't blue.

Oh, so there you are Starbuck. I wondered when you would show up.

No, they are most generous in allowing you to fill out their online application with all your personal data, and at the very end they say you are not in their business area and decline you on the spot. Not so much as a "wait 10 secs for us to ponder this decision"...

Huntington Voice seeks thee not. It is thou, thou, that madly seekest him!

Re: When you apply credit card, they are checking which credit breau?

grinlikechelsea — Tue, 11 Feb 2014 02:59:43 GMT

@Themanwhocan wrote:
@grinlikechelsea wrote:
@Themanwhocan wrote:
@Zyonlee4u wrote:
Thank you..
What is Huntington and FIA?
Call me Ishmael...

Huntington Voice is my Great White Whale.
Haha, did they not extend their market to consumers outside their service area? And be warned, the card isn't blue.
Oh, so there you are Starbuck. I wondered when you would show up.

No, they are most generous in allowing you to fill out their online application with all your personal data, and at the very end they say you are not in their business area and decline you on the spot. Not so much as a "wait 10 secs for us to ponder this decision"...

Huntington Voice seeks thee not. It is thou, thou, that madly seekest him!

Patience, padawan. The card in which you seek shall be in your hands in the foreseeable future, so saith the Huntington Sage.

And they apparently never cancelled mine after i asked them to. So I've been using it again at drug stores and its been growing on me. I think you'll like it