topic Re: Cap One SONY card in Credit Cards

Cap One SONY card

ecxpa — Thu, 13 Feb 2014 00:39:22 GMT

It is my understanding that Kohls card and the Sony Card are issued by Capital One. I have a Kohls card and several CLI's without any problem, had to go to the EO to et CLI's on my other Cap One Platinum cards. Been thinking about the Sony Card. Is it hard to get?

Re: Cap One SONY card

gdale6 — Thu, 13 Feb 2014 00:46:40 GMT

@ecxpa wrote:
It is my understanding that Kohls card and the Sony Card are issued by Capital One. I have a Kohls card and several CLI's without any problem, had to go to the EO to et CLI's on my other Cap One Platinum cards. Been thinking about the Sony Card. Is it hard to get?

Cap-1 standard rules apply and the Sony card can be considered in the "credit steps" program, the app will be a pull of all 4 (innovis included), for this reason alone I decline all the offers for $100 after first purchase that I receive from Sony.

Re: Cap One SONY card

SunriseEarth — Thu, 13 Feb 2014 01:03:15 GMT

@ecxpa wrote:
It is my understanding that Kohls card and the Sony Card are issued by Capital One. I have a Kohls card and several CLI's without any problem, had to go to the EO to et CLI's on my other Cap One Platinum cards. Been thinking about the Sony Card. Is it hard to get?

People in the very low 600s were able to get the card. It does pull all CRAs, I hear. I might go for this card, if I don't have other success obtaining a VISA next month.

Re: Cap One SONY card

Creditaddict — Thu, 13 Feb 2014 01:20:06 GMT

@SunriseEarth wrote:
@ecxpa wrote:
It is my understanding that Kohls card and the Sony Card are issued by Capital One. I have a Kohls card and several CLI's without any problem, had to go to the EO to et CLI's on my other Cap One Platinum cards. Been thinking about the Sony Card. Is it hard to get?
People in the very low 600s were able to get the card. It does pull all CRAs, I hear. I might go for this card, if I don't have other success obtaining a VISA next month.

I was approved last month for both Sony and Kohls (EQ 600) was used for both approvals even though the Sony was a pull for all 3.

I was instantly approved for $750 with the $200 offer after $500 spend.

I also have a document in my account already saying that after 5 on time payments I will receive a $500 CLI as part of Credit Steps... so it started higher then my quicksilver that I have had since 2008 and have gone through EO 3 times to no evail so far to get the $500 CL moved and the credit steps will almost triple it!

I still prefer the quicksilver but goes to show sometimes even the computer is smarter

Re: Cap One SONY card

yudeology101 — Thu, 13 Feb 2014 01:59:23 GMT

I have the Cap1 SonyCard since last June, and the EO (recon) told me that mine was NOT in the "steps program" so i'm assuming that there's different versions for the Sony Card.

Re: Cap One SONY card

CenturyChild — Thu, 13 Feb 2014 04:41:43 GMT

If its like the Playstation card (nearly identical) they pull EX and TU. Not to hard to get either.

And yes, they do quailify for credit steps.

But, read up on the rewards carefully before you pull the trigger.

For example, the PS one gets x10 at PS Store, x3 at Sont auth dealers, resturaunts, cell bills, and x1 everywhere else.

The Sony card works in a similar way, but will slightly different rewards structure.

Point is, the rewards can ONLY be redeemed through Sony Rewards.

So all you earn can be turned in for a Sony Gift Card, Playstation Stuff (PS+ Memberships or PS Store Credit etc) Basically anything from PS Store or Sony.com.

And while this may be all fine with some, others may find it unacceptable. So just know what you're getting into ahead of time. Its good rewards, if you like these types of things. But rather restricted in redeeming them, since thats about all you can get with the rewards.

Or am I confused with a differnt version of the Sony card?

Re: Cap One SONY card

SunriseEarth — Thu, 13 Feb 2014 16:03:32 GMT

@CenturyChild wrote:
If its like the Playstation card (nearly identical) they pull EX and TU. Not to hard to get either.

And yes, they do quailify for credit steps.

But, read up on the rewards carefully before you pull the trigger.
For example, the PS one gets x10 at PS Store, x3 at Sont auth dealers, resturaunts, cell bills, and x1 everywhere else.

The Sony card works in a similar way, but will slightly different rewards structure.

Point is, the rewards can ONLY be redeemed through Sony Rewards.
So all you earn can be turned in for a Sony Gift Card, Playstation Stuff (PS+ Memberships or PS Store Credit etc) Basically anything from PS Store or Sony.com.

And while this may be all fine with some, others may find it unacceptable. So just know what you're getting into ahead of time. Its good rewards, if you like these types of things. But rather restricted in redeeming them, since thats about all you can get with the rewards.

Or am I confused with a differnt version of the Sony card?

That's correct, and that's a very typical set up for a co-branded card.

Re: Cap One SONY card

yudeology101 — Thu, 13 Feb 2014 16:50:38 GMT

@SunriseEarth wrote:
@CenturyChild wrote:
If its like the Playstation card (nearly identical) they pull EX and TU. Not to hard to get either.

And yes, they do quailify for credit steps.

But, read up on the rewards carefully before you pull the trigger.
For example, the PS one gets x10 at PS Store, x3 at Sont auth dealers, resturaunts, cell bills, and x1 everywhere else.

The Sony card works in a similar way, but will slightly different rewards structure.

Point is, the rewards can ONLY be redeemed through Sony Rewards.
So all you earn can be turned in for a Sony Gift Card, Playstation Stuff (PS+ Memberships or PS Store Credit etc) Basically anything from PS Store or Sony.com.

And while this may be all fine with some, others may find it unacceptable. So just know what you're getting into ahead of time. Its good rewards, if you like these types of things. But rather restricted in redeeming them, since thats about all you can get with the rewards.

Or am I confused with a differnt version of the Sony card?
That's correct, and that's a very typical set up for a co-branded card.

+1, seems about right. The different version i was referring to was this: I had Cap1 Journey which was in the Credit Steps program, and I PCd the card to Quicksilver. Right aftter that I've applied for the Sony card and was initially denied. Called for the recon and ultimately it was approved, but during the process i asked the anaylst to see if it'll be in the same "Credit Steps" program like my old Cap1 Journey card. The analyst said no, mine is not under the "credit steps" program and i said ok. So i'm assuming that there is the "credit steps" version of the card and the "regular" version of the card.