topic Re: Additional Signer query... in Credit Cards

Additional Signer query...

welshdave86 — Thu, 13 Feb 2014 06:53:21 GMT

Does it hurt to have list an additional signer during the app process if they have a few baddies?

Thanks!

Re: Additional Signer query...

Anonymous — Thu, 13 Feb 2014 06:59:29 GMT

Yes it can, unless your credit is worse than your co-signer's.

Re: Additional Signer query...

Creditaddict — Thu, 13 Feb 2014 06:59:58 GMT

@welshdave86 wrote:
Does it hurt to have list an additional signer during the app process if they have a few baddies?

Thanks!

No if it's just AU their credit won't be looked at.

Re: Additional Signer query...

Creditaddict — Thu, 13 Feb 2014 07:00:33 GMT

@Creditaddict wrote:
@welshdave86 wrote:
Does it hurt to have list an additional signer during the app process if they have a few baddies?

Thanks!
No if it's just AU their credit won't be looked at.

Sorry or you mean joint? Then yes

Re: Additional Signer query...

welshdave86 — Thu, 13 Feb 2014 07:00:45 GMT

Thanks! The co-signer has longer more established but a few late payments and a few closed cards.

Thanks!

Re: Additional Signer query...

welshdave86 — Thu, 13 Feb 2014 07:01:47 GMT

No just an additional user- finally figured out what AU means ha.

What does TL mean?

Re: Additional Signer query...

Anonymous — Thu, 13 Feb 2014 07:02:30 GMT

How recent are those late payments?

It doesn't matter if the cards are closed, but were they in good standing when they were closed? Or was he/she delinquent on those debt?

How does your co-signer's credit fare compared to yours?

Re: Additional Signer query...

Anonymous — Thu, 13 Feb 2014 07:03:01 GMT

TL = trade line.

If you are just adding AU, then it doesn't matter.